Republic Bancorp, Inc.

Republic Bancorp, Inc.

RBCAAยทNASDAQ

$80.96

-1.7%
Financial ServicesBanks - Regional

Republic Bancorp, Inc., a financial holding company, provides various banking products and services in the United States. It operates in five segments: Traditional Banking, Warehouse, Mortgage Banking, Tax Refund Solutions, and Republic Credit Solutions. The company accepts demand, money market accounts, savings, individual retirement accounts, time, brokered, and other certificates of deposit. Its loan products include residential real estate, commercial real estate, construction and land development, home improvement and home equity, secured and unsecured personal, and aircraft loans. The company also offers credit cards; title insurance and other financial products and services; and memory banking, private banking, lockbox processing, remote deposit capture, business online banking, account reconciliation, automated clearing house processing, and internet and mobile banking services. In addition, it provides short-term and revolving credit facilities to mortgage bankers; tax refund solutions, which facilitate the receipt and payment of federal and state tax refund products through third-party tax preparers and tax-preparation software providers; and general purpose reloadable prepaid cards through third party service providers. Further, the company offers consumer credit products; and property and casualty insurance products. As of January 28, 2022, it operated 42 full-service banking centers. Republic Bancorp, Inc. was incorporated in 1974 and is headquartered in Louisville, Kentucky.

At a Glance

Live Snapshot
Market Cap$1.42B
EPS6.6500
P/E Ratio12.17
Earnings Date07/17/2026
0.70%
Dividend Yield
10%
3Y-12.0%
5Y+10.0%
10Y-1.0%
23.02%
Dividend Payout Ratio
-40%
3Y-3.0%
5Y+2.0%
10Y-53.0%
3Y+31.0%
5Y+47.0%
10Y+113.0%
Republic Bancorp, Inc.

Republic Bancorp, Inc. Dividend History

RBCAA ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

RBCAA Dividend Payment History

RBCAA ยท NASDAQ

Total Payments

50

Latest Dividend

$0.4950

Annual Amount

$2.3430

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
May 20, 2026
Jun 18, 2026Jul 17, 2026
$0.4950
$0.4950
Quarterly0.00%
Jan 21, 2026
Mar 20, 2026Apr 17, 2026
$0.4950
$0.4950
Quarterly+9.76%
Nov 19, 2025
Dec 19, 2025Jan 16, 2026
$0.4510
$0.4510
Quarterly0.00%
Jul 16, 2025
Sep 19, 2025Oct 17, 2025
$0.4510
$0.4510
Quarterly0.00%
May 21, 2025
Jun 20, 2025Jul 18, 2025
$0.4510
$0.4510
Quarterly0.00%
Jan 22, 2025
Mar 21, 2025Apr 18, 2025
$0.4510
$0.4510
Quarterly+10.81%
Nov 20, 2024
Dec 20, 2024Jan 17, 2025
$0.4070
$0.4070
Quarterly0.00%
Jul 17, 2024
Sep 20, 2024Oct 18, 2024
$0.4070
$0.4070
Quarterly0.00%
May 15, 2024
Jun 21, 2024Jul 19, 2024
$0.4070
$0.4070
Quarterly0.00%
Jan 24, 2024
Mar 15, 2024Apr 19, 2024
$0.4070
$0.4070
Quarterly+8.82%
Nov 15, 2023
Dec 15, 2023Jan 19, 2024
$0.3740
$0.3740
Quarterly0.00%
Jul 19, 2023
Sep 15, 2023Oct 20, 2023
$0.3740
$0.3740
Quarterly0.00%
May 17, 2023
Jun 16, 2023Jul 21, 2023
$0.3740
$0.3740
Quarterly0.00%
Jan 27, 2023
Mar 17, 2023Apr 21, 2023
$0.3740
$0.3740
Quarterly+9.68%
Nov 16, 2022
Dec 16, 2022Jan 20, 2023
$0.3410
$0.3410
Quarterly0.00%
Jul 20, 2022
Sep 16, 2022Oct 21, 2022
$0.3410
$0.3410
Quarterly0.00%
May 18, 2022
Jun 17, 2022Jul 15, 2022
$0.3410
$0.3410
Quarterly0.00%
Jan 26, 2022
Mar 18, 2022Apr 15, 2022
$0.3410
$0.3410
Quarterly+10.71%
Nov 17, 2021
Dec 17, 2021Jan 21, 2022
$0.3080
$0.3080
Quarterly0.00%
Jul 21, 2021
Sep 17, 2021Oct 15, 2021
$0.3080
$0.3080
Quarterly0.00%
May 19, 2021
Jun 18, 2021Jul 16, 2021
$0.3080
$0.3080
Quarterly0.00%
Jan 27, 2021
Mar 19, 2021Apr 16, 2021
$0.3080
$0.3080
Quarterly+7.69%
Nov 18, 2020
Dec 18, 2020Jan 15, 2021
$0.2860
$0.2860
Quarterly0.00%
Jul 15, 2020
Sep 18, 2020Oct 16, 2020
$0.2860
$0.2860
Quarterly0.00%
May 20, 2020
Jun 19, 2020Jul 17, 2020
$0.2860
$0.2860
Quarterly0.00%
Jan 22, 2020
Mar 20, 2020Apr 17, 2020
$0.2860
$0.2860
Quarterly+8.33%
Nov 20, 2019
Dec 20, 2019Jan 17, 2020
$0.2640
$0.2640
Quarterly0.00%
Jul 17, 2019
Sep 20, 2019Oct 18, 2019
$0.2640
$0.2640
Quarterly0.00%
May 15, 2019
Jun 21, 2019Jul 19, 2019
$0.2640
$0.2640
Quarterly0.00%
Jan 23, 2019
Mar 15, 2019Apr 19, 2019
$0.2640
$0.2640
Quarterly+9.09%
Nov 14, 2018
Dec 21, 2018Jan 18, 2019
$0.2420
$0.2420
Quarterly0.00%
Jul 18, 2018
Sep 21, 2018Oct 19, 2018
$0.2420
$0.2420
Quarterly0.00%
May 16, 2018
Jun 15, 2018Jul 20, 2018
$0.2420
$0.2420
Quarterly0.00%
Jan 24, 2018
Mar 16, 2018Apr 20, 2018
$0.2420
$0.2420
Quarterly+10.00%
Nov 15, 2017
Dec 15, 2017Jan 19, 2018
$0.2200
$0.2200
Quarterly0.00%
Jul 19, 2017
Sep 15, 2017Oct 20, 2017
$0.2200
$0.2200
Quarterly0.00%
May 18, 2017
Jun 16, 2017Jul 21, 2017
$0.2200
$0.2200
Quarterly+5.26%
Jan 25, 2017
Mar 17, 2017Apr 21, 2017
$0.2090
$0.2090
Quarterly0.00%
Nov 16, 2016
Dec 16, 2016Jan 20, 2017
$0.2090
$0.2090
Quarterly0.00%
Jul 20, 2016
Sep 16, 2016Oct 21, 2016
$0.2090
$0.2090
Quarterly0.00%
May 18, 2016
Jun 17, 2016Jul 15, 2016
$0.2090
$0.2090
Quarterly+5.56%
Jan 27, 2016
Mar 18, 2016Apr 15, 2016
$0.1980
$0.1980
Quarterly0.00%
Nov 18, 2015
Dec 18, 2015Jan 15, 2016
$0.1980
$0.1980
Quarterly0.00%
Jul 15, 2015
Sep 18, 2015Oct 16, 2015
$0.1980
$0.1980
Quarterly0.00%
May 20, 2015
Jun 19, 2015Jul 17, 2015
$0.1980
$0.1980
Quarterly+5.88%
Jan 16, 2015
Mar 20, 2015Apr 17, 2015
$0.1870
$0.1870
Quarterly0.00%
Nov 19, 2014
Dec 19, 2014Jan 16, 2015
$0.1870
$0.1870
Quarterly0.00%
Jul 16, 2014
Sep 19, 2014Oct 17, 2014
$0.1870
$0.1870
Quarterly0.00%
May 21, 2014
Jun 20, 2014Jul 18, 2014
$0.1870
$0.1870
Quarterly+6.25%
Jan 15, 2014
Mar 21, 2014Apr 18, 2014
$0.1760
$0.1760
Quarterly-
rbcaa

Republic Bancorp, Inc. Payout Ratio Analysis

RBCAA ยท NASDAQ
Dividends Paid
-33.85M
2025
Net Income
131.32M
2025
Payout Ratio
25.78%
2025

Dividend Sustainability Analysis

Payout Ratio
25.78%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
21.0%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
-11.0%

Significant dividend reduction signals serious challenges. Company prioritizing financial stability over shareholder returns. High risk of further cuts.

Sustainability
Good

Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.

Key Insight

Recent dividend cut signals distress: Management forced to reduce payout, indicating financial pressure. Evaluate whether business challenges are temporary or structural before reinvesting.