RBB - NASDAQ

RBB Bancorp

RBB·NASDAQ

$23.52

-2.0%

Financial ServicesBanks - Regional

RBB Bancorp operates as the bank holding company for Royal Business Bank that provides various banking products and services to the Chinese-American, Korean-American, and other Asian-American communities. Its deposit products include checking, savings, and money market accounts, as well as certificates of deposit. The company also offers commercial and industrial lines of credit, term loans, mortgage warehouse lines, and international trade discounts; commercial real estate loans; residential, commercial, and land acquisition and development construction loans; small business administration loans; and single-family residential mortgage loans. In addition, it provides international letters of credit, SWIFT, export advisory, trade finance discount, and foreign exchange services; and remote deposit, e-banking, and mobile banking services. The company primarily offers its products and services to individuals, businesses, municipalities, and other entities. As of December 31, 2021, it operated 23 branches in the Western region with branches in Los Angeles County, California; Orange County, California; Ventura County, California; Clark County, Nevada; Honolulu, Hawaii, as well as in Eastern region with branches in Manhattan, Brooklyn and Queens, New York; Chicago, Illinois and Edison, New Jersey. RBB Bancorp was founded in 2008 and is headquartered in Los Angeles, California.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$398.33M

EPS1.8400

P/E Ratio12.78

Earnings Date07/20/2026

4.21B

Assets

3Y+7.0%

5Y+26.0%

10Y+202.0%

3.68B

Total Liabilities

3Y+7.0%

5Y+26.0%

10Y+204.0%

523.48M

Total Equity

3Y+8.0%

5Y+22.0%

10Y+188.0%

RBB Bancorp Funding & Solvency Profile

RBB · NASDAQ

Current Assets

Cash & Cash Equivalents27.09M

Net Receivables0.00

Inventory0.00

Other Current Assets0.00

Total Current Assets434 M

Non-Current Assets

Property, Plant & Equipment71.37M

Goodwill & Intangible Assets72.84M

Long-Term Investments3.27B

Other Non-Current Assets359.39M

Total Non-Current Assets4 B

Total Assets

4.21B

Financial Health Analysis

Current Ratio

0.13x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

7.04x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-2916108000

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

10% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

RBB Bancorp Balance Sheet

RBB • NASDAQ

RBB Bancorp Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	27.1M	258.3M	432M	84.1M	502M	138.3M	115.4M	148.3M	70.6M	74.6M	87.9M	102.7M	30.4M	57.1M
Short-Term Investments	407.2M	87.2M	76.1M	256.8M	368.3M	210.9M	126.1M	73.8M	65M	39.3M	20.4M	0.0	0.0	0.0
Cash & Short-Term Investments	434.3M	345.5M	508.1M	341M	870.2M	349.1M	241.4M	222M	135.6M	113.8M	108.3M	102.7M	30.4M	57.1M
Net Receivables	0.0	10.3M	1.2M	50.5M	477K	40.3M	34.8M	33.3M	272K	7.7M	4.1M	0.0	0.0	0.0
Accounts Receivables	0.0	0.0	0.0	50.5M	0.0	40.3M	34.8M	33.3M	272K	7.7M	4.1M	0.0	0.0	0.0
Other Receivables	0.0	10.3M	1.2M	0.0	477K	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Current Assets	434.3M	355.9M	509.3M	391.5M	870.7M	389.7M	276.2M	255.4M	135.9M	121.5M	112.4M	102.7M	30.4M	57.1M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	71.4M	52.6M	55.5M	52.5M	49.7M	27.1M	16.8M	17.3M	6.6M	6.6M	6.9M	7M	7.1M	2.8M
Goodwill	71.5M	71.5M	71.5M	71.5M	69.2M	69.2M	58.6M	58.4M	29.9M	29.9M	4M	4M	4M	788.9K
Intangible Assets	1.3M	2M	2.8M	3.7M	4.1M	5.2M	6.1M	7.6M	1.4M	1.8M	466K	1.3M	713.7K	0.0
Goodwill & Intangible Assets	72.8M	73.5M	74.3M	75.2M	73.3M	74.4M	64.7M	66M	31.4M	31.7M	4.5M	5.3M	4.7M	788.9K
Long-Term Investments	3.3B	3.4B	3.2B	3.3B	2.9B	2.7B	2.3B	2.6B	1.4B	1.1B	830.5M	0.0	0.0	0.0
Tax Assets	0.0	19.1M	15.8M	17M	4.9M	2.5M	2.3M	4.6M	6.1M	11.1M	7.4M	0.0	0.0	7.5M
Other Non-Current Assets	359.4M	136.5M	131.2M	81.8M	319M	122M	133.7M	61.8M	140M	77.8M	61.4M	810.9M	681.2M	0.0
Total Non-Current Assets	3.8B	3.6B	3.5B	3.5B	3.4B	3B	2.5B	2.7B	1.6B	1.3B	910.7M	823.2M	693.1M	3.6M
Other Assets	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	515.8M
Total Assets	4.2B	4B	4B	3.9B	4.2B	3.4B	2.8B	3B	1.7B	1.4B	1B	925.9M	723.4M	576.5M
LIABILITIES
CURRENT LIABILITIES
Total Payables	0.0	0.0	0.0	20.8M	14M	16.4M	17.4M	21.9M	10.4M	793K	1.2M	0.0	0.0	0.0
Accounts Payable	0.0	0.0	0.0	20.8M	14M	16.4M	17.4M	21.9M	10.4M	7.1M	4.5M	0.0	0.0	0.0
Other Payables	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	-6.3M	-3.4M	0.0	0.0	0.0
Accrued Expenses	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	5.5M	3.6M	0.0
Short Term Debt	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	25M	0.0	0.0	0.0	7M	0.0
Tax Payables	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	793K	1.2M	0.0	0.0	0.0
Deferred Revenue	0.0	0.0	0.0	0.0	9.5M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Current Liabilities	3.4B	3.1B	3.2B	3B	3.4B	2.6B	2.2B	2.1B	1.3B	1.2B	853.4M	0.0	0.0	0.0
Total Current Liabilities	3.4B	3.1B	3.2B	3B	3.4B	2.7B	2.3B	2.2B	1.4B	1.2B	854.6M	5.5M	3.6M	2.5M
NON-CURRENT LIABILITIES
Long Term Debt	290.1M	334.7M	284.1M	408.3M	337.5M	268.7M	113.7M	432.7M	78M	52.7M	0.0	0.0	0.0	0.0
Deferred Revenue (Non-Current)	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	-2.7M	0.0	0.0	0.0	0.0	0.0
Other Non-Current Liabilities	19.6M	36.4M	24.7M	1.2M	0.0	0.0	0.0	0.0	-24.7M	7.7M	4.8M	0.0	0.0	0.0
Total Non-Current Liabilities	334.5M	400.8M	340M	436M	360.8M	268.7M	113.7M	432.7M	53.2M	60.4M	4.8M	0.0	0.0	0.0
Capital Lease Obligations	24.8M	29.7M	31.2M	26.5M	23.3M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	3.7B	3.5B	3.5B	3.4B	3.8B	2.9B	2.4B	2.6B	1.4B	1.2B	859.4M	773.9M	585.4M	2.5M
SHAREHOLDERS' EQUITY
Common Stock	250.7M	260M	271.9M	276.9M	282.3M	284.3M	290.4M	288.6M	205.9M	142.7M	141.9M	136.2M	125.7M	102.4M
Additional Paid-In Capital	3.9M	3.6M	3.6M	3.4M	4.6M	4.9M	4.9M	5.7M	8.4M	8.4M	7.7M	6.4M	5.2M	0.0
Retained Earnings	282M	264.5M	255.2M	225.9M	181.3M	138.1M	112M	81.6M	51.3M	30.8M	14.3M	9.4M	7.4M	370.6K
Accumulated Other Comprehensive Income/Loss	-13.3M	-20.3M	-19.5M	-21.7M	-1.7M	1.1M	239K	-1.3M	-443K	-267K	-193K	-52K	-290.3K	0.0
Other Total Stockholders' Equity	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	5.4M
Total Stockholders' Equity	523.4M	507.8M	511.2M	484.5M	466.6M	428.4M	407.5M	375M	265.2M	181.6M	163.6M	152M	138M	108.1M
Total Equity	523.5M	507.9M	511.3M	484.6M	466.7M	428.5M	407.6M	375.1M	265.2M	181.6M	163.6M	152M	138M	108.1M
Minority Interest	72K	72K	72K	72K	72K	72K	72K	72K	0.0	0.0	0.0	0.0	0.0	0.0
SUMMARY
Total Liabilities & Equity	4.2B	4B	4B	3.9B	4.2B	3.4B	2.8B	3B	1.7B	1.4B	1B	157.4M	141.6M	0.0
Total Investments	3.7B	3.4B	3.3B	3.6B	3.3B	2.9B	2.4B	2.6B	1.4B	1.2B	850.9M	0.0	0.0	0.0
Total Debt	314.9M	364.4M	315.3M	434.8M	360.8M	268.7M	113.7M	432.7M	103M	52.7M	0.0	0.0	0.0	0.0
Net Debt	287.8M	106M	-116.7M	350.7M	-141.2M	130.4M	-1.6M	284.4M	32.3M	-21.8M	-87.9M	-102.7M	-30.4M	-57.1M
Shares Outstanding	17,250,800	17,250,800	17,250,800	17,250,800	17,250,800	17,250,800	17,250,800	17,250,800	17,250,800	17,250,800	17,250,800	17,250,800	17,250,800	17,250,800

SEC Filings

RBB - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	May 22, 2026	May 21, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 08, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 20, 2026	April 20, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	April 10, 2026	May 21, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 06, 2026	April 01, 2026	2026	View Filing
10-K 10-K 2025 FY FY	March 09, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	January 27, 2026	January 26, 2026	2026	View Filing
10-Q 10-Q 2025 Q3 Q3	November 07, 2025	September 30, 2025	2025	View Filing
8-K 8-K 2025 N/A	October 21, 2025	October 20, 2025	2025	View Filing
10-Q 10-Q 2025 Q2 Q2	August 08, 2025	June 30, 2025	2025	View Filing

Showing 1 to 10 of 207 filings

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