RB

RBB Bancorp

RBBยทNASDAQ

$23.52

-2.0%
Financial ServicesBanks - Regional

RBB Bancorp operates as the bank holding company for Royal Business Bank that provides various banking products and services to the Chinese-American, Korean-American, and other Asian-American communities. Its deposit products include checking, savings, and money market accounts, as well as certificates of deposit. The company also offers commercial and industrial lines of credit, term loans, mortgage warehouse lines, and international trade discounts; commercial real estate loans; residential, commercial, and land acquisition and development construction loans; small business administration loans; and single-family residential mortgage loans. In addition, it provides international letters of credit, SWIFT, export advisory, trade finance discount, and foreign exchange services; and remote deposit, e-banking, and mobile banking services. The company primarily offers its products and services to individuals, businesses, municipalities, and other entities. As of December 31, 2021, it operated 23 branches in the Western region with branches in Los Angeles County, California; Orange County, California; Ventura County, California; Clark County, Nevada; Honolulu, Hawaii, as well as in Eastern region with branches in Manhattan, Brooklyn and Queens, New York; Chicago, Illinois and Edison, New Jersey. RBB Bancorp was founded in 2008 and is headquartered in Los Angeles, California.

At a Glance

Live Snapshot
Market Cap$398.33M
EPS1.8400
P/E Ratio12.78
Earnings Date07/20/2026
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RBB Bancorp Street Expectations Map

RBB ยท NASDAQ

Wall Street analysts project that RBB stock may see slight declines over the coming 12 months. The consensus 1-year price target stands at 22.00, with estimates ranging from a low of 21.00 to a high of 23.00.

Lowest Target
21.00
-10.71%
Consensus Target
22.00
-6.46%
Highest Target
23.00
-2.21%

The consensus 1-year price target stands at 22.00, with estimates ranging from a low of 21.00 to a high of 23.00.

Analyst Consensus Analysis

Upside Potential

-6.5%

Downside risk. Current price above analyst targets indicates potential overvaluation. Exercise caution and review catalysts.

Analyst Agreement

9.1% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Risk-Reward Profile

0.21x

Unfavorable risk-reward. Downside risk exceeds upside potential. Consider defensive positioning or alternative opportunities.

Analyst Conviction

Low

Bearish or uncertain outlook. Limited upside or poor consensus suggests challenges ahead or fundamental concerns.

Market Sentiment Insight

Monitor and evaluate: Current analyst consensus suggests limited conviction or near-term catalysts. Stay informed on company developments and reassess positioning as new information emerges.

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RBB Bancorp Forward Estimates of Revenue

RBB ยท NASDAQ
Latest Revenue
238.00M
FY 2025
Avg Estimate
137.26M
FY 2026
Estimate Range
134.58M - 139.71M
Analyst Spread

Forward Growth Analysis

Projected Growth-42.3%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread4%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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RBB Bancorp Forward Estimates of Net Income

RBB ยท NASDAQ
Latest Net Income
31.95M
FY 2025
Avg Estimate
41.53M
FY 2026
Estimate Range
37.60M - 43.86M
Analyst Spread

Forward Growth Analysis

Projected Growth+30.0%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread15%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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RBB Bancorp Forward Estimates of EPS

RBB ยท NASDAQ
Latest EPS
1.84
FY 2025
Avg Estimate
$2.32
FY 2026
Estimate Range
$2.19 - $2.56
Analyst Spread

Forward Growth Analysis

Projected Growth+26.2%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread16%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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RBB Bancorp Forward Estimates of EBIT

RBB ยท NASDAQ
Latest EBIT
42.13M
FY 2025
Avg Estimate
42.58M
FY 2026
Estimate Range
41.75M - 43.34M
Analyst Spread

Forward Growth Analysis

Projected Growth+1.1%

Flat growth suggests market maturity or near-term challenges offsetting expansion efforts.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread4%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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RBB Bancorp Forward Estimates of EBITDA

RBB ยท NASDAQ
Latest EBITDA
48.77M
FY 2025
Avg Estimate
49.38M
FY 2026
Estimate Range
48.42M - 50.26M
Analyst Spread

Forward Growth Analysis

Projected Growth+1.3%

Flat growth suggests market maturity or near-term challenges offsetting expansion efforts.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread4%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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RBB Bancorp Forward Estimates of SG&A Expense

RBB ยท NASDAQ
Latest SG&A Expense
46.61M
FY 2025
Avg Estimate
27.55M
FY 2026
Estimate Range
27.01M - 28.04M
Analyst Spread

Forward Growth Analysis

Projected Growth-40.9%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread4%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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RBB Bancorp Insider Positioning

RBB ยท NASDAQ

During the last 12 months, insiders have sold $680K worth of RBB shares, with no buying activity reported.

3 Months

Bought

0

0.00

Sold

27.0K

650.19K

Net Activity

-650K

-$650K

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

9-12 Months

Bought

0

0.00

Sold

1.7K

29.65K

Net Activity

-30K

-$30K

Top Buyers

No buying activity

Top Sellers

1
LCI

Lin Chuang I

Director

10.0K sharesโ€ข1 transactions

$242K

2
FG

Fan Gary

Officer: Evp/Chief Operations Officer

9.8K sharesโ€ข3 transactions

$225K

3
MDR

Morris David Richard

Director

4.5K sharesโ€ข1 transactions

$108K

4
BB

Bennett Bill

Director

4.1K sharesโ€ข1 transactions

$99K

5
HD

Hanson Diana

Officer: Chief Accounting Officer

275 sharesโ€ข1 transactions

$5K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $680K net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Recent Trend (3 Months)

$650K

Heavy recent selling activity. Recent insider sales notably exceed purchasesโ€”may warrant investigation into company developments.

Insider Participation

High Selling

5 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.