QCRH - NASDAQ
QCR Holdings, Inc.
$89.98
-0.30%QCR Holdings, Inc., a multi-bank holding company, provides commercial and consumer banking, and trust and asset management services. Its deposit products include noninterest-bearing demand, interest-bearing demand, time, and brokered deposits. The company also provides various commercial and retail lending/leasing, and investment services to corporations, partnerships, individuals, and government agencies. Its loan portfolio comprises loans to small and mid-sized businesses; business loans, including lines of credit for working capital and operational purposes; term loans for the acquisition of facilities, equipment, and other purposes; commercial and residential real estate loans; and installment and other consumer loans, such as home improvement, home equity, motor vehicle, and signature loans, as well as small personal credit lines. In addition, the company engages in leasing of machinery and equipment to commercial and industrial businesses under direct financing lease contracts; and issuance of trust preferred securities. It serves the Quad Cities, Cedar Rapids, Cedar Valley, Des Moines/Ankeny, and Springfield communities. The company was founded in 1993 and is headquartered in Moline, Illinois.
At a Glance
Live SnapshotQCR Holdings, Inc. Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.
CapEx Intensity
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
FCF Growth Trend
Declining FCF warrants attention. Investigate whether due to temporary factors or fundamental deterioration.
Working Capital Impact
Minimal working capital impact on FCF. Changes in operating assets and liabilities well-managed.
Cash Flow Quality Insight
Asset-light with strong cash conversion: Low capital requirements combined with efficient cash generation creates significant shareholder value through dividends, buybacks, or strategic investments.
QCR Holdings, Inc. Cash Flow Statement
QCRH • NASDAQ
| QCR Holdings, Inc. Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
127.2M | 113.9M | 113.6M | 99.1M | 98.9M | 60.6M | 57.4M | 43.1M | 35.7M | 27.7M | 16.9M | 15M | 14.9M | 13.1M | 10.1M | 6.8M | 2M | 6.7M | 5.8M | 2.8M | |
12.3M | 11.2M | 11.7M | 10.5M | 7.4M | 7.5M | 7.5M | 6.1M | 5M | 3.9M | 3.3M | 3M | 2.9M | 2.4M | 2.4M | 2.5M | 4.8M | 2.8K | 2.2M | 2.4M | |
-2.3M | -7.2M | -946K | -4.7M | 15.3M | -14.5M | 6.4M | 6.3M | -6M | -3.1M | -2M | -1.2M | -1M | 2.3M | 3.7M | 1.3M | 2.8M | -1.8M | 511.1K | -394.9K | |
3.2M | 2.8M | 2.7M | 2.4M | 2.4M | 2.2M | 2.5M | 1.4M | 1.2M | 947.2K | 941.5K | 891.6K | 792.3K | 849.8K | 696.4K | 488.1K | 513K | 475.1K | 0.0 | 0.0 | |
306.1M | 349.7M | 261.2M | 9.9M | 8.5M | 59.4M | -28K | 12.5M | 7.2M | 6.4M | 13.9M | 10.4M | 7.6M | 9.7M | 20.8M | 4.5M | 16.8M | 2.7M | 1.8M | 5.5M | |
(4.9M) | (4.9M) | (2.9M) | (1.1M) | (49M) | (24.6M) | (2.7M) | (30K) | (13M) | (10.8M) | (2.6M) | (4.5M) | (3M) | (1.3M) | (1.2M) | (3.2M) | (2.6M) | (0.0) | (0.0) | (0.0) | |
-25M | -25.9M | -11.8M | 1.4M | -44.2M | -2.9M | 2.8M | -5.2M | -9.3M | 7.6M | -3M | -2.5M | 6.9M | 2.3M | -1.1M | 2.3M | -12.8M | 4.2M | -279.9K | -3.1M | |
421.5M | 444.5M | 376.3M | 118.7M | 88.2M | 112.2M | 76.5M | 64.3M | 33.7M | 43.4M | 30.1M | 25.6M | 32M | 30.7M | 36.6M | 17.9M | 14.1M | 12.3M | 10.1M | 7.2M | |
INVESTING ACTIVITIES | ||||||||||||||||||||
-67.4M | -44.5M | -14.9M | -33.3M | -14M | -4.3M | -12.4M | -11.5M | -5.8M | -6M | -4.4M | -2M | -2.4M | -1.9M | -3.1M | -2.2M | -2.8M | -971.0 | -3.1M | -9.3M | |
(0.0) | (0.0) | (0.0) | (145M) | (0.0) | -154K | (42.6M) | -5.2M | -3.4M | -69.9M | (0.0) | (0.0) | -27.4M | (0.0) | (0.0) | (0.0) | -13.1M | -7.2M | (0.0) | (0.0) | |
-235M | -218M | -187.6M | -230.5M | -173.2M | -356.9M | -76.3M | -84M | -179.8M | -179.6M | -232.1M | -78.3M | -313M | -474.5M | -622.2M | -383M | -318.4M | -16.9K | -133.4M | -80.5M | |
108M | 78.4M | 141.9M | 186.8M | 195.7M | 138.9M | 106.1M | 70.2M | 152.6M | 285.2M | 308.8M | 137.3M | 230.8M | 433.5M | 486.3M | 326.1M | 195.6M | 285K | 92.6M | 2.1M | |
-660.2M | -661.1M | -688.6M | -702.7M | -420.3M | -482M | -368.6M | -303.1M | -374.2M | -198.7M | 0.0 | 0.0 | -52.5M | 0.0 | 1.7M | 0.0 | -61.8M | -8.9K | -160.2M | -135.1M | |
-854.7M | -845.2M | -749.3M | -634.7M | -411.8M | -704.5M | -308.7M | -333.6M | -410.5M | -169M | -66.1M | -129.9M | -164.6M | -132.8M | -137.3M | -59.5M | -187.5M | -6.9M | -204.1M | -222.9M | |
FINANCING ACTIVITIES | ||||||||||||||||||||
-20.5M | 1.5M | -7.3M | -52.5M | -13.5M | -2.4M | 1.9M | 1.3M | 2.1M | 31.9M | 65M | 620.6K | 582.7K | 994.2K | 477.3K | 261.5K | 226.4K | -1.3M | 421.5K | 339.4K | |
89.5M | -149.3M | -108.1M | 609.8M | -6.6M | -104.2M | -110.8M | 9.9M | -2.7M | -177.9M | -225.8M | 99.1M | 7.5M | -42.8M | 23.7M | 23.3M | 111.1M | -2M | 132.4M | 206.3M | |
-4.1M | -4M | -4M | -3.9M | -3.8M | -3.8M | -3.8M | -3.3M | -2.5M | -2M | -782K | -2M | -4.1M | -4.1M | -3.7M | -4.1M | -3.6M | -2M | -1.3M | -363.1K | |
-21.6M | (0.0) | -8.7M | -53M | -14.2M | -3.8M | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | -1.6M | (0.0) | (0.0) | |
353M | 547.2M | 529.8M | -15.1M | 323.6M | 687.7M | 335.6M | 271.3M | 385.1M | 302.4M | 201M | 32.7M | 109.5M | 166.7M | 90.6M | 25.1M | 30.1M | 1.6K | 54M | 37.8K | |
417.9M | 395.3M | 410.3M | 538.2M | 299.7M | 577.4M | 222.9M | 279.2M | 382M | 154.4M | 39.5M | 100.6M | 112.9M | 110.6M | 111.8M | 47.7M | 175.8M | -5.3M | 192.8M | 219.2M | |
CASH FLOW SUMMARY | ||||||||||||||||||||
-15.2M | -5.4M | 37.4M | 22.2M | -23.8M | -14.9M | -9.3M | 9.8M | 5.2M | 28.8M | 3.5M | -3.7M | -19.6M | 8.4M | 11.1M | 6.2M | 2.4M | 95.8K | -1.3M | 3.5M | |
91.7M | 97.1M | 59.7M | 37.5M | 61.3M | 76.3M | 85.5M | 75.7M | 70.6M | 41.7M | 38.2M | 42M | 61.6M | 53.1M | 42M | 35.9M | 33.5M | 1.4M | 42.5M | 39M | |
76.5M | 91.7M | 97.1M | 59.7M | 37.5M | 61.3M | 76.3M | 85.5M | 75.7M | 70.6M | 41.7M | 38.2M | 42M | 61.6M | 53.1M | 42M | 35.9M | 1.5M | 41.2M | 42.5M | |
354.1M | 400M | 361.4M | 85.4M | 74.2M | 107.9M | 64.1M | 52.8M | 28M | 37.4M | 25.7M | 23.6M | 29.6M | 28.8M | 33.6M | 15.7M | 11.3M | 12.3M | 6.9M | -2.1M |
SEC Filings
QCRH - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 26, 2026 | May 20, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 08, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 22, 2026 | April 22, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 22, 2026 | April 22, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 09, 2026 | May 21, 2026 | 2026 | |
10-K 10-K 2025 FY FY | February 27, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 19, 2026 | February 19, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 27, 2026 | January 27, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 27, 2026 | January 27, 2026 | 2026 | |
8-K 8-K 2025 N/A | November 21, 2025 | November 19, 2025 | 2025 |
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