QCR Holdings, Inc.

QCR Holdings, Inc.

QCRHยทNASDAQ

$89.98

-0.30%
Financial ServicesBanks - Regional

QCR Holdings, Inc., a multi-bank holding company, provides commercial and consumer banking, and trust and asset management services. Its deposit products include noninterest-bearing demand, interest-bearing demand, time, and brokered deposits. The company also provides various commercial and retail lending/leasing, and investment services to corporations, partnerships, individuals, and government agencies. Its loan portfolio comprises loans to small and mid-sized businesses; business loans, including lines of credit for working capital and operational purposes; term loans for the acquisition of facilities, equipment, and other purposes; commercial and residential real estate loans; and installment and other consumer loans, such as home improvement, home equity, motor vehicle, and signature loans, as well as small personal credit lines. In addition, the company engages in leasing of machinery and equipment to commercial and industrial businesses under direct financing lease contracts; and issuance of trust preferred securities. It serves the Quad Cities, Cedar Rapids, Cedar Valley, Des Moines/Ankeny, and Springfield communities. The company was founded in 1993 and is headquartered in Moline, Illinois.

At a Glance

Live Snapshot
Market Cap$1.49B
EPS7.5400
P/E Ratio11.93
Earnings Date07/22/2026
qcrh

QCR Holdings, Inc. Street Expectations Map

QCRH ยท NASDAQ

Wall Street analysts project that QCRH stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 103.00, with estimates ranging from a low of 99.00 to a high of 107.00.

Lowest Target
99.00
10.02%
Consensus Target
103.00
14.47%
Highest Target
107.00
18.92%

The consensus 1-year price target stands at 103.00, with estimates ranging from a low of 99.00 to a high of 107.00.

Analyst Consensus Analysis

Upside Potential

+14.5%

Moderate upside. Analysts expect positive returns but with limited margin of safety. Consider entry timing.

Analyst Agreement

7.8% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

High

Positive outlook with reasonable agreement. Analysts generally optimistic about prospects with manageable uncertainty.

Market Sentiment Insight

Monitor and evaluate: Current analyst consensus suggests limited conviction or near-term catalysts. Stay informed on company developments and reassess positioning as new information emerges.

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QCR Holdings, Inc. Forward Estimates of Revenue

QCRH ยท NASDAQ
Latest Revenue
596.75M
FY 2025
Avg Estimate
436.20M
FY 2026
Estimate Range
430.52M - 441.88M
Analyst Spread

Forward Growth Analysis

Projected Growth-26.9%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

qcrh

QCR Holdings, Inc. Forward Estimates of Net Income

QCRH ยท NASDAQ
Latest Net Income
127.19M
FY 2025
Avg Estimate
132.39M
FY 2026
Estimate Range
130.82M - 137.62M
Analyst Spread

Forward Growth Analysis

Projected Growth+4.1%

Flat growth suggests market maturity or near-term challenges offsetting expansion efforts.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread5%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

qcrh

QCR Holdings, Inc. Forward Estimates of EPS

QCRH ยท NASDAQ
Latest EPS
7.54
FY 2025
Avg Estimate
$7.92
FY 2026
Estimate Range
$7.71 - $8.11
Analyst Spread

Forward Growth Analysis

Projected Growth+5.1%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread5%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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QCR Holdings, Inc. Forward Estimates of EBIT

QCRH ยท NASDAQ
Latest EBIT
135.90M
FY 2025
Avg Estimate
122.84M
FY 2026
Estimate Range
121.24M - 124.44M
Analyst Spread

Forward Growth Analysis

Projected Growth-9.6%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

qcrh

QCR Holdings, Inc. Forward Estimates of EBITDA

QCRH ยท NASDAQ
Latest EBITDA
135.90M
FY 2025
Avg Estimate
133.24M
FY 2026
Estimate Range
131.50M - 134.97M
Analyst Spread

Forward Growth Analysis

Projected Growth-2.0%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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QCR Holdings, Inc. Forward Estimates of SG&A Expense

QCRH ยท NASDAQ
Latest SG&A Expense
140.57M
FY 2025
Avg Estimate
137.74M
FY 2026
Estimate Range
135.95M - 139.53M
Analyst Spread

Forward Growth Analysis

Projected Growth-2.0%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

qcrh

QCR Holdings, Inc. Insider Positioning

QCRH ยท NASDAQ

During the last 12 months, insiders have purchased $31K and sold $873K worth of QCRH shares, resulting in $842K of net selling activity.

3 Months

Bought

100

8.84K

Sold

864

73.92K

Net Activity

-65K

-$65K

3-6 Months

Bought

0

0.00

Sold

8.6K

772.44K

Net Activity

-772K

-$772K

6-9 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

9-12 Months

Bought

1.0K

22.64K

Sold

333

26.64K

Net Activity

-4K

-$4K

Top Buyers

1
ELL

Ekizian Laura L

Officer: President & Ceo, Qcbt

1.0K sharesโ€ข1 transactions

$23K

2
RAL

Reasner Amy L

Director

100 sharesโ€ข1 transactions

$9K

Top Sellers

1
GTA

Gipple Todd A

Director, Officer: President & Cfo

8.6K sharesโ€ข1 transactions

$772K

2
KJD

Klein James D.

Officer: President, Crbt

864 sharesโ€ข2 transactions

$74K

3
ELL

Ekizian Laura L

Officer: President & Ceo, Qcbt

333 sharesโ€ข1 transactions

$27K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $842K net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.04:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Recent Trend (3 Months)

$65K

Heavy recent selling activity. Recent insider sales notably exceed purchasesโ€”may warrant investigation into company developments.

Insider Participation

Moderate Selling

3 insider sellers vs. 2 buyers. More insiders selling than buying suggests cautious or negative sentiment.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.