QCR Holdings, Inc.

QCR Holdings, Inc.

QCRHยทNASDAQ

$89.98

-0.30%
Financial ServicesBanks - Regional

QCR Holdings, Inc., a multi-bank holding company, provides commercial and consumer banking, and trust and asset management services. Its deposit products include noninterest-bearing demand, interest-bearing demand, time, and brokered deposits. The company also provides various commercial and retail lending/leasing, and investment services to corporations, partnerships, individuals, and government agencies. Its loan portfolio comprises loans to small and mid-sized businesses; business loans, including lines of credit for working capital and operational purposes; term loans for the acquisition of facilities, equipment, and other purposes; commercial and residential real estate loans; and installment and other consumer loans, such as home improvement, home equity, motor vehicle, and signature loans, as well as small personal credit lines. In addition, the company engages in leasing of machinery and equipment to commercial and industrial businesses under direct financing lease contracts; and issuance of trust preferred securities. It serves the Quad Cities, Cedar Rapids, Cedar Valley, Des Moines/Ankeny, and Springfield communities. The company was founded in 1993 and is headquartered in Moline, Illinois.

At a Glance

Live Snapshot
Market Cap$1.49B
EPS7.5400
P/E Ratio11.93
Earnings Date07/22/2026
3Y+63.0%
5Y+95.0%
10Y+344.0%
3Y+28.0%
5Y+110.0%
10Y+359.0%
3Y+255.0%
5Y+276.0%
10Y+872.0%
QCR Holdings, Inc.

QCR Holdings, Inc. Profit Bridge

QCRH ยท NASDAQ
Revenue596.75M
Cost of Goods Sold (252.29M)
Gross Profit344.46M
Operating Expenses (208.56M)
Operating Income135.90M
Interest Expense (234.21M)
Other Income/Expense0.00
Pretax Income135.90M
Income Tax (8.71M)
Net Income127.19M
Net Income
127.19M

Profitability Analysis

Gross Margin

57.7%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

22.8%

Healthy operating margins demonstrate effective cost control and strong business fundamentals.

Net Profit Margin

21.3%

Exceptional profitability. The company converts a significant portion of revenue to bottom-line earnings.

Effective Tax Rate

6.4%

Below-average tax rate suggests effective tax planning, favorable jurisdictions, or tax credits.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

QCR Holdings, Inc. Income Statement

QCRH โ€ข NASDAQ

QCR Holdings, Inc. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
596.7M
587.8M
535.6M
365.6M
293.8M
306.6M
278.6M
220.2M
162.3M
134.4M
111.3M
104.7M
100.7M
92M
92.2M
93.3M
101.2M
99.1M
99.8M
54.2M
GROSS PROFIT
(252.3M)
(267.2M)
(208.9M)
(69.7M)
(25.4M)
(87.1M)
(67.6M)
(53.1M)
(27.9M)
(19.4M)
(20.6M)
(23.7M)
(23.7M)
(24.1M)
(30.2M)
(37.7M)
(51.9M)
(49.7M)
(52.2M)
(42.2M)
344.5M
320.6M
326.7M
295.9M
268.4M
219.5M
211M
167.1M
134.3M
115M
90.7M
81M
77M
67.9M
62M
55.6M
49.2M
49.3M
47.6M
12M
OPERATING INCOME
(208.6M)
(198M)
(200.1M)
(182.3M)
(146.9M)
(146.2M)
(139M)
(114.9M)
(93.7M)
(78.4M)
(70.1M)
(63M)
(57.4M)
(50.3M)
(48M)
(46.4M)
(46.9M)
(42.3M)
(39.4M)
(8.1M)
(140.6M)
(142.7M)
(149.8M)
(126.1M)
(109.6M)
(103.7M)
(99.6M)
(76.1M)
(61.1M)
(51M)
(47.6M)
(45.2M)
(43.5M)
(38.6M)
(35.8M)
(33.9M)
(33.4M)
(30.7M)
(29.3M)
(21.3M)
135.9M
122.6M
126.8M
113.5M
121.5M
73.3M
72M
52.1M
40.7M
36.6M
20.6M
18M
19.6M
17.6M
14M
9.3M
2.3M
7M
8.2M
3.9M
PRE-TAX INCOME
(234.2M)
(250.1M)
(192.4M)
(61.5M)
(21.9M)
(31.4M)
(60.5M)
(40.5M)
(19.5M)
(12M)
(13.7M)
(16.9M)
(17.8M)
(19.7M)
(23.6M)
(30.2M)
(34.9M)
(40.5M)
(49.4M)
(38.9M)
255.2M
231.8M
221M
231.1M
178.2M
167M
155.6M
142.4M
116.1M
94.5M
76.3M
69.1M
64.1M
57.6M
54.1M
49.9M
50.7M
44.1M
36.4M
29.9M
(68M)
(55.3M)
(50.3M)
(56.2M)
(37.3M)
(42.5M)
(39.4M)
(38.8M)
(32.6M)
(27.4M)
(22.5M)
(17.7M)
(14M)
(11.7M)
(12.2M)
(12.4M)
(13.5M)
(11.6M)
(10.1M)
-13.2M
0.0
0.0
-207K
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
135.9M
122.6M
126.6M
113.5M
121.5M
73.3M
72M
52.1M
40.7M
36.6M
20.6M
18M
19.6M
17.6M
14M
9.3M
2.3M
7M
8.2M
3.9M
NET INCOME
(8.7M)
(8.7M)
(13.1M)
(14.5M)
(22.6M)
(12.7M)
(14.6M)
(9M)
(4.9M)
(8.9M)
(3.7M)
(3M)
(4.6M)
(4.5M)
(3.9M)
(2.4M)
(247.3K)
(1.7M)
(2.4M)
(857.8K)
127.2M
113.9M
113.6M
99.1M
98.9M
60.6M
57.4M
43.1M
35.7M
27.7M
16.9M
15M
14.9M
12.6M
9.7M
6.6M
1.8M
6.7M
5.8M
2.8M

SEC Filings

QCRH - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 26, 2026
May 20, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 08, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 22, 2026
April 22, 2026
2026
8-K

8-K 2026

N/A

April 22, 2026
April 22, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 09, 2026
May 21, 2026
2026
10-K

10-K 2025 FY

FY

February 27, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 19, 2026
February 19, 2026
2026
8-K

8-K 2026

N/A

January 27, 2026
January 27, 2026
2026
8-K

8-K 2026

N/A

January 27, 2026
January 27, 2026
2026
8-K

8-K 2025

N/A

November 21, 2025
November 19, 2025
2025
Showing 1 to 10 of 542 filings