Personalis, Inc.

Personalis, Inc.

PSNL·NASDAQ

$10.78

-3.2%
HealthcareMedical - Diagnostics & Research

Personalis, Inc. operates as a cancer genomics company worldwide. The company provides sequencing and data analysis services to support the development of cancer therapies and large-scale genetic research programs. It offers NeXT Platform, which provides data analysis for tumor and its immune microenvironment, from a single limited tissue or plasma sample; ImmunoID Next for tumor profiling from tissue; NeXT Liquid Biopsy for tumor profiling from plasma; NeXT Personal, a liquid biopsy offering for personalized tumor tracking for patients; NeXT Dx Test, a genomic cancer profiling test enabling composite biomarkers for cancer treatment; and NeXT SHERPA and NeXT NEOPS for neoantigen prediction capabilities. The company also provides ACE platform for clinical and therapeutic applications such as neoantigen prediction, biomarker identification, and novel drug target selection. It serves biopharmaceutical customers, universities, non-profits, and government entities. The company has partnership with Mayo Clinic; MapKure, LLC; SpringWorks Therapeutics, Inc.; and Moores Cancer Center. Personalis, Inc. was incorporated in 2011 and is headquartered in Menlo Park, California.

At a Glance

Live Snapshot
Market Cap$957.31M
EPS-0.9100
P/E Ratio-11.85
Earnings Date08/04/2026

Intrinsic Alpha Methodology

Thesis Lenses

Signal · Driver · Risk

Signal

Medium confidence

Valuation multiple is compressed (P/E -11.8).

Valuation inputs: P/E -11.8, earnings yield N/A, momentum -3.2%.

If multiples stay elevated while momentum fades, downside repricing risk rises.

Driver

High confidence

Return profile is soft (ROE -31.1%, ROIC -29.9%).

Profitability stack: net margin 0.0%, ROE -31.1%, ROIC -29.9%.

Quality deterioration often appears in margins before it shows up in headline EPS.

Risk

High confidence

Risk profile is balanced but has notable pressure points to monitor.

Risk factors: liabilities/assets +21.8%, momentum -3.2%, net margin 0.0%.

Higher leverage with weak momentum and thin margins can amplify drawdown severity.

psnl

Personalis, Inc. Market vs Earnings Trajectory

PSNL · NASDAQ
Current Price
$10.78
EPS (TTM)
$-1.02

Performance Analysis

EPS Growth

+20.3%

Strong earnings growth indicates robust business expansion and improving profitability.

Price-EPS Relationship

Aligned

Stock price is moving in line with earnings growth—a healthy sign of fundamental-driven valuation.

Stock Price Change

+109.3%

Over the 1Y period, stock price has increased by 109.3%.

P/E Ratio (TTM)

-11.8x

Relatively low P/E may indicate undervaluation or lower growth expectations.

Key Insight

Stock price (+109.3%) is outpacing earnings growth (+20.3%), suggesting the market may be pricing in future growth. Monitor if earnings can catch up to justify the valuation.

Personalis, Inc.

Personalis, Inc. Fair Value Envelope

PSNL · NASDAQ

Our analysis suggests that PSNL has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $10.78, this represents a potential HIDDEN relative to our calculated worth for Personalis, Inc..

Intrinsic Value
Current Price: $10.78
3Y-63.0%
5Y-24.0%
10Y-16.0%
3Y-100.0%
5Y-100.0%
10Y-100.0%
3Y-28.0%
5Y+97.0%
10Y+244.0%
3Y+7.0%
5Y+76.0%
10Y-25943.0%
3Y-34.0%
5Y+73.0%
10Y+1532.0%
3Y+14.0%
5Y+36.0%
10Y+896.0%
Personalis, Inc.

Personalis, Inc. Profit Bridge

PSNL · NASDAQ
Revenue0.00
Cost of Goods Sold (53.87M)
Gross Profit-53.87M
Operating Expenses (34.19M)
Operating Income-88.06M
Interest Expense (205.00K)
Other Income/Expense6.81M
Pretax Income-81.25M
Income Tax (21.00K)
Net Income-81.27M
Net Income
-81.27M

Profitability Analysis

0.00%
Gross Profit Margin
-100%
3Y-100.0%
5Y-100.0%
10Y-100.0%
0.00%
Operating Profit Margin
-100%
3Y-100.0%
5Y-100.0%
10Y-100.0%
0.00%
Net Profit Margin
-100%
3Y-100.0%
5Y-100.0%
10Y-100.0%
-31.12%
Return on Equity
-22%
3Y-40.0%
5Y+47.0%
10Y-222.0%
-24.32%
Return on Assets
-19%
3Y-37.0%
5Y+44.0%
10Y-65.0%
-29.90%
Return on Invested Capital
9%
3Y-31.0%
5Y+47.0%
10Y-97.0%
PSNL

Personalis, Inc. Cash Conversion Engine

PSNL · NASDAQ
Net Income-81.27M
Depreciation & Amortization10.05M
Stock-Based Compensation9.43M
Change in Working Capital-10.19M
Others-2.96M
Capital Expenditures-4.50M
Free Cash Flow-79.45M

Cash Flow Quality Analysis

FCF Conversion Rate

97.8%

Strong cash conversion. Most reported earnings translate into actual cash flow, suggesting solid fundamentals.

CapEx Intensity

-6.0%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

-69.9%

Significant FCF decline raises concerns. Urgent review needed of operational performance and capital allocation.

Working Capital Impact

-$10.19M

Minimal working capital impact on FCF. Changes in operating assets and liabilities well-managed.

Cash Flow Quality Insight

Working capital strain: Significant cash tied up in operations. Monitor receivables collection, inventory turns, and payment terms to optimize cash conversion cycle.

psnl

Personalis, Inc. Funding & Solvency Profile

PSNL · NASDAQ
Cash & Cash Equivalents73.59M
Net Receivables13.02M
Inventory6.93M
Other Current Assets5.03M
Total Current Assets258 M
Property, Plant & Equipment63.40M
Goodwill & Intangible Assets0.00
Long-Term Investments0.00
Other Non-Current Assets3.80M
Total Non-Current Assets67 M
Total Assets
325.39M

Financial Health Analysis

Current Ratio

6.61x

Excellent liquidity position. The company can easily cover its short-term obligations with substantial cushion.

Debt-to-Equity Ratio

0.28x

Conservative capital structure. The company relies primarily on equity financing, indicating low financial risk.

Working Capital

219 M

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

79% Current

Asset-light business model with high liquidity. Majority of assets are easily convertible to cash.

Financial Health Insight

Strong financial foundation: Excellent liquidity combined with conservative leverage suggests the company is well-positioned to weather economic uncertainties and fund growth opportunities.

psnl

Personalis, Inc. Street Expectations Map

PSNL · NASDAQ

Wall Street analysts project that PSNL stock may experience modest gains over the coming 12 months. The consensus 1-year price target stands at 11.00, with estimates ranging from a low of 9.00 to a high of 13.00.

Lowest Target
9.00
-16.51%
Consensus Target
11.00
2.04%
Highest Target
13.00
20.59%

The consensus 1-year price target stands at 11.00, with estimates ranging from a low of 9.00 to a high of 13.00.

Analyst Consensus Analysis

Upside Potential

+2.0%

Fair value territory. Stock trading near consensus target suggests limited near-term catalysts. Focus on fundamental developments.

Analyst Agreement

36.4% spread

Good consensus alignment. Moderate target spread reflects general agreement on value drivers with some variance in assumptions.

Risk-Reward Profile

1.25x

Balanced risk-reward. Upside and downside potential relatively symmetric. Suitable for moderate risk tolerance with conviction in thesis.

Analyst Conviction

Moderate

Neutral sentiment. Fair value pricing with moderate agreement suggests wait-and-see approach or catalyst-driven opportunity.

Market Sentiment Insight

Monitor and evaluate: Current analyst consensus suggests limited conviction or near-term catalysts. Stay informed on company developments and reassess positioning as new information emerges.

psnl

Personalis, Inc. Insider Positioning

PSNL · NASDAQ

During the last 12 months, insiders have purchased $1.15M and sold $2.74M worth of PSNL shares, resulting in $1.59M of net selling activity.

3 Months

Bought

0

0.00

Sold

118.9K

1.33M

Net Activity

-1.3M

-$1.33M

3-6 Months

Bought

120.7K

996.11K

Sold

1.2K

13.81K

Net Activity

+982K

+$982K

6-9 Months

Bought

13.9K

152.77K

Sold

133.3K

1.38M

Net Activity

-1.2M

-$1.23M

9-12 Months

Bought

0

0.00

Sold

1.1K

7.18K

Net Activity

-7K

-$7K

Top Buyers

1
TAI

Tempus Ai, Inc.

10 Percent Owner

134.6K shares5 transactions

$1.15M

Top Sellers

1
TA

Tachibana Aaron

Officer: Cfo And Coo

144.3K shares4 transactions

$1.58M

2
HCM

Hall Christopher M

Director, Officer: Chief Executive Officer

109.7K shares2 transactions

$1.15M

3
CR

Chen Richard

Officer: Chief Medical Officer And Evp

452 shares1 transactions

$3K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Negative insider sentiment with $1.59M net selling. Selling notably exceeds buying, warranting closer scrutiny of company fundamentals.

Buy/Sell Ratio

0.42:1

Weak buy/sell ratio. Selling significantly exceeds buying—monitor for potential fundamental concerns.

Recent Trend (3 Months)

$1.33M

Heavy recent selling activity. Recent insider sales notably exceed purchases—may warrant investigation into company developments.

Insider Participation

High Selling

3 insider sellers vs. 1 buyers. Widespread selling across multiple insiders may signal concerns.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.

No Dividend Yield Data

PSNL has not reported any dividend yield values in the available annual periods.

 

psnl Dividend History

PSNL
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%