Patriot National Bancorp, Inc.

Patriot National Bancorp, Inc.

PNBKยทNASDAQ

$1.05

-0.45%
Financial ServicesBanks - Regional

Patriot National Bancorp, Inc. operates as the holding company for Patriot Bank, N.A. that provides community banking services to individuals, small and medium-sized businesses, and professionals. The company accepts consumer and commercial deposit accounts, such as checking, interest-bearing negotiable order of withdrawal, money market, savings, prepaid deposit, on-line national money market, individual retirement accounts, and health savings accounts, as well as certificate of deposit account registry service. Its loan portfolio comprises commercial real estate, commercial business, small business administration, construction, purchased residential real estate, and various consumer loans. The company also offers automated clearing house transfers, lockbox, Internet banking, bill payment, remote deposit capture, debit card, money order, traveler's check, and automatic teller machine services. It operated through a network of eight branch offices located in Fairfield and New Haven Counties, Connecticut; and one branch offices located in Westchester County, New York. The company was founded in 1994 and is headquartered in Stamford, Connecticut.

At a Glance

Live Snapshot
Market Cap$123.48M
EPS-0.1600
P/E Ratio-6.56
Earnings Date08/10/2026
3Y+4.0%
5Y+24.0%
10Y+44.0%
3Y+1.0%
5Y+21.0%
10Y+43.0%
3Y+59.0%
5Y+50.0%
10Y+51.0%
pnbk

Patriot National Bancorp, Inc. Funding & Solvency Profile

PNBK ยท NASDAQ
Cash & Cash Equivalents186.39M
Net Receivables4.87M
Inventory0.00
Other Current Assets20.74M
Total Current Assets422 M
Property, Plant & Equipment28.12M
Goodwill & Intangible Assets109.00K
Long-Term Investments610.24M
Other Non-Current Assets27.81M
Total Non-Current Assets666 M
Total Assets
1.09B

Financial Health Analysis

Current Ratio

0.44x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

10.49x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-544213000

Negative working capital indicates short-term liabilities exceed short-term assetsโ€”potential liquidity stress.

Asset Composition

39% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

Patriot National Bancorp, Inc. Balance Sheet

PNBK โ€ข NASDAQ

Patriot National Bancorp, Inc. Balance SheetDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
ASSETS
CURRENT ASSETS
186.4M
147.6M
52.5M
38.5M
47M
34.6M
39.4M
66.4M
48.7M
92.3M
85.4M
73.3M
34.9M
70.3M
54.7M
136.8M
97.5M
4.3M
2.8M
3.9M
209.6M
19.8M
20.7M
84.5M
94.3M
49.3M
48.3M
39.5M
25.6M
24.4M
29.4M
33.7M
37.7M
42.4M
67.2M
0.0
263.8K
316.5K
0.0
0.0
396M
167.4M
73.2M
123M
141.4M
83.9M
87.7M
105.9M
74.3M
116.7M
114.8M
106.9M
72.6M
112.7M
121.9M
136.8M
97.8M
4.6M
2.8M
3.9M
4.9M
5.5M
7.2M
7.3M
5.8M
6.6M
3.6M
3.8M
3.5M
2.7M
2M
1.9M
1.6M
1.9M
2.5M
2.5M
3.2M
4.6M
4.6M
3.5M
4.9M
5.5M
7.2M
7.3M
5.8M
6.6M
3.6M
3.8M
3.5M
2.7M
2M
1.9M
1.6M
1.9M
2.5M
2.5M
3.2M
4.6M
4.6M
3.5M
20.7M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
421.6M
172.8M
80.4M
130.3M
147.2M
90.5M
91.3M
109.7M
77.8M
119.4M
116.8M
108.9M
74.1M
114.6M
124.3M
139.3M
101M
9.2M
7.3M
7.4M
NON-CURRENT ASSETS
28.1M
28.9M
29.9M
30.6M
31.5M
33.4M
34.6M
35.4M
35.4M
32.8M
29.4M
22.4M
15.1M
4.3M
4.1M
5.3M
6.6M
7.9M
7.8M
3.7M
0.0
0.0
0.0
1.1M
1.1M
1.1M
1.1M
1.7M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
109K
156K
203K
249K
296K
343K
623K
698K
0.0
0.0
0.0
0.0
0.0
0.0
38.2K
53.2K
69.1K
85.9K
1.5M
1.5M
109K
156K
203K
1.4M
1.4M
1.5M
1.7M
2.4M
0.0
0.0
0.0
0.0
0.0
0.0
38.2K
53.2K
69.1K
85.9K
1.5M
1.5M
610.2M
720.3M
858.2M
847.7M
737.2M
725.3M
821.8M
777.7M
718.3M
581.4M
483.6M
476.4M
422.6M
463.9M
505M
578.6M
694M
840.5M
753.4M
598.6M
0.0
0.0
24.1M
15.5M
12.1M
11.5M
11.1M
10.9M
10.4M
12.6M
13.8M
14.9M
0.0
0.0
0.0
0.0
0.0
8.7M
0.0
0.0
27.8M
90.1M
100.6M
17.9M
19.1M
18.6M
19.3M
15.6M
10.2M
10.4M
9.8M
10M
29.5M
35M
32.3M
61.1M
64.7M
46.9M
37.5M
34.8M
666.3M
839.4M
1B
913.1M
801.3M
790.2M
888.5M
842M
774.3M
637.2M
536.6M
523.8M
467.1M
503.2M
541.5M
645M
765.4M
904.2M
800.2M
638.6M
1.1B
1B
1.1B
1B
948.5M
880.7M
979.8M
951.7M
852.1M
756.7M
653.4M
632.6M
541.2M
617.9M
665.8M
784.3M
866.4M
913.4M
807.5M
646M
LIABILITIES
CURRENT LIABILITIES
0.0
0.0
0.0
7.3M
10.8M
7.3M
8.7M
5.2M
3.7M
2.6M
2.8M
2.6M
4M
5.8M
5.1M
5.1M
4M
4.5M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
7M
7M
7M
7M
7M
7M
0.0
965.8M
966.6M
840.3M
860.4M
748.6M
685.7M
769.5M
743.3M
637.4M
529.3M
444.7M
443M
430.2M
497.3M
544.9M
646.8M
761.3M
784.8M
672.4M
561.5M
965.8M
966.6M
840.3M
867.7M
759.3M
692.9M
778.3M
748.4M
641.1M
531.9M
447.5M
445.6M
434.2M
510M
557M
658.9M
772.3M
796.3M
679.4M
561.5M
NON-CURRENT LIABILITIES
16.4M
33.1M
201.1M
115.2M
120.7M
120.8M
130.9M
131M
141.4M
159.5M
142M
128.2M
65.2M
58.2M
58.2M
58.2M
58.2M
58.2M
55.7M
16.2M
10.9M
8.4M
7.6M
886K
1.1M
3.8M
3.7M
2.9M
2.8M
2.7M
2.4M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
5.5M
4M
27.4M
41.4M
208.7M
116.1M
121.8M
124.6M
134.6M
133.9M
144.2M
162.2M
144.4M
128.2M
65.2M
58.2M
58.2M
58.2M
58.2M
58.2M
61.3M
20.2M
0.0
0.0
0.0
0.0
0.0
0.0
2.7M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
993.2M
1B
1B
983.8M
881.1M
817.5M
912.8M
882.4M
785.3M
694.1M
591.9M
573.9M
499.4M
568.3M
615.3M
717.2M
830.6M
854.6M
740.7M
581.7M
SHAREHOLDERS' EQUITY
-1.2M
0.0
0.0
0.0
0.0
0.0
0.0
-1.2M
-1.2M
-1.2M
-160K
-160K
-160K
-160K
-160K
-160K
-160K
-160K
0.0
0.0
1.2M
106.9M
106.7M
106.6M
106.5M
106.3M
106.2M
106M
40K
40K
40K
39K
388K
384.9K
383.7K
383.7K
9.5M
9.5M
9.5M
9.5M
206.4M
0.0
0.0
0.0
0.0
0.0
0.0
107.1M
106.9M
106.7M
106.6M
106.1M
105.5M
105.4M
105.1M
105.1M
49.7M
49.6M
49.5M
49.5M
-99.6M
-86.9M
-47M
-31.3M
-37.5M
-42.6M
-38.8M
-35.8M
-38.8M
-42.9M
-44.8M
-47M
-62.7M
-55.4M
-54.9M
-39.4M
-24M
-119.9K
7.8M
6M
-12.1M
-15.7M
-15.3M
-15.6M
-1.6M
-518K
-403K
-826K
-155K
-120K
-152K
-277K
-1.2M
-618K
134.3K
1.3M
0.0
-90.5K
-53.5K
-681K
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-105.9M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
821.3K
0.0
0.0
0.0
94.7M
4.3M
44.4M
59.6M
67.3M
63.2M
67M
69.3M
66.7M
62.6M
61.5M
58.7M
41.8M
49.6M
50.5M
67.2M
35.9M
58.8M
66.8M
64.3M
94.7M
4.3M
44.4M
59.6M
67.3M
63.2M
67M
69.3M
66.7M
62.6M
61.5M
58.7M
41.8M
49.6M
50.5M
67.2M
35.9M
58.8M
66.8M
64.3M
SUMMARY
1.1B
1B
1.1B
1B
948.5M
880.7M
979.8M
951.7M
852.1M
756.7M
653.4M
632.6M
541.2M
617.9M
665.8M
784.3M
866.4M
913.4M
807.5M
646M
819.8M
740.1M
878.8M
932.2M
831.5M
774.5M
870.1M
817.2M
743.9M
605.9M
513M
510.1M
460.3M
506.3M
572.2M
578.6M
694.3M
840.9M
753.4M
598.6M
16.4M
33.1M
201.1M
115.2M
120.7M
120.8M
130.9M
131M
141.4M
159.5M
142M
128.2M
65.2M
65.2M
65.2M
65.2M
65.2M
65.2M
62.7M
16.2M
-169.9M
-114.5M
148.6M
76.7M
73.7M
86.2M
91.5M
64.5M
92.6M
67.2M
56.6M
55M
30.4M
-5.1M
10.5M
-71.5M
-32.3M
61M
60M
12.4M
97,197,820
97,197,820
97,197,820
97,197,820
97,197,820
97,197,820
97,197,820
97,197,820
97,197,820
97,197,820
97,197,820
97,197,820
97,197,820
97,197,820
97,197,820
97,197,820
97,197,820
97,197,820
97,197,820
97,197,820

SEC Filings

PNBK - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 26, 2026
May 20, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 15, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 06, 2026
May 05, 2026
2026
8-K

8-K 2026

N/A

April 28, 2026
April 24, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 27, 2026
May 20, 2026
2026
8-K

8-K 2026

N/A

April 08, 2026
April 02, 2026
2026
10-K

10-K 2025 FY

FY

March 31, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

March 10, 2026
March 10, 2026
2026
8-K

8-K 2025

N/A

December 31, 2025
December 31, 2025
2025
8-K

8-K 2025

N/A

December 22, 2025
December 18, 2025
2025
Showing 1 to 10 of 372 filings