Patriot National Bancorp, Inc.

Patriot National Bancorp, Inc.

PNBKยทNASDAQ

$1.05

-0.45%
Financial ServicesBanks - Regional

Patriot National Bancorp, Inc. operates as the holding company for Patriot Bank, N.A. that provides community banking services to individuals, small and medium-sized businesses, and professionals. The company accepts consumer and commercial deposit accounts, such as checking, interest-bearing negotiable order of withdrawal, money market, savings, prepaid deposit, on-line national money market, individual retirement accounts, and health savings accounts, as well as certificate of deposit account registry service. Its loan portfolio comprises commercial real estate, commercial business, small business administration, construction, purchased residential real estate, and various consumer loans. The company also offers automated clearing house transfers, lockbox, Internet banking, bill payment, remote deposit capture, debit card, money order, traveler's check, and automatic teller machine services. It operated through a network of eight branch offices located in Fairfield and New Haven Counties, Connecticut; and one branch offices located in Westchester County, New York. The company was founded in 1994 and is headquartered in Stamford, Connecticut.

At a Glance

Live Snapshot
Market Cap$123.48M
EPS-0.1600
P/E Ratio-6.56
Earnings Date08/10/2026
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Patriot National Bancorp, Inc. Street Expectations Map

PNBK ยท NASDAQ

No Target Data

No analyst price targets available for pnbk.

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Patriot National Bancorp, Inc. Forward Estimates of Revenue

PNBK ยท NASDAQ
Latest Revenue
58.16M
FY 2025
Avg Estimate
29.50M
FY 2026
Estimate Range
29.50M - 29.50M
Analyst Spread

Forward Growth Analysis

Projected Growth-49.3%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Patriot National Bancorp, Inc. Forward Estimates of Net Income

PNBK ยท NASDAQ
Latest Net Income
-12.71M
FY 2025
Avg Estimate
111.72M
FY 2026
Estimate Range
111.72M - 111.72M
Analyst Spread

Forward Growth Analysis

Projected Growth+979.0%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Patriot National Bancorp, Inc. Forward Estimates of EPS

PNBK ยท NASDAQ
Latest EPS
-0.16
FY 2025
Avg Estimate
$1.43
FY 2026
Estimate Range
$1.43 - $1.43
Analyst Spread

Forward Growth Analysis

Projected Growth+993.7%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Patriot National Bancorp, Inc. Forward Estimates of EBIT

PNBK ยท NASDAQ
Latest EBIT
-12.65M
FY 2025
Avg Estimate
-1.59M
FY 2026
Estimate Range
-1.59M - -1.59M
Analyst Spread

Forward Growth Analysis

Projected Growth+87.4%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Patriot National Bancorp, Inc. Forward Estimates of EBITDA

PNBK ยท NASDAQ
Latest EBITDA
-11.46M
FY 2025
Avg Estimate
-770.24K
FY 2026
Estimate Range
-770.24K - -770.24K
Analyst Spread

Forward Growth Analysis

Projected Growth+93.3%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Patriot National Bancorp, Inc. Forward Estimates of SG&A Expense

PNBK ยท NASDAQ
Latest SG&A Expense
23.00M
FY 2025
Avg Estimate
9.66M
FY 2026
Estimate Range
9.66M - 9.66M
Analyst Spread

Forward Growth Analysis

Projected Growth-58.0%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Patriot National Bancorp, Inc. Insider Positioning

PNBK ยท NASDAQ

During the last 12 months, insiders have purchased $190K worth of PNBK shares, with no selling activity reported.

3 Months

Bought

172.7K

182.48K

Sold

0

0.00

Net Activity

+182K

+$182K

3-6 Months

Bought

400

528.00

Sold

0

0.00

Net Activity

+528

+$528

6-9 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

9-12 Months

Bought

554.0K

7.13K

Sold

0

0.00

Net Activity

+7K

+$7K

Top Buyers

1
DTM

De Tomasi Mario

Director

172.7K sharesโ€ข2 transactions

$182K

2
SS

Sugarman Steven

Director, Officer: President

552.9K sharesโ€ข1 transactions

$6K

3
MA

Magzanyan Anahit

Director

1.4K sharesโ€ข4 transactions

$2K

Top Sellers

No selling activity

Insider Activity Analysis

Net Insider Sentiment

Bullish

Strong bullish signal with $190K net buying. Insiders are aggressively accumulating shares, suggesting significant confidence in future prospects.

Buy/Sell Ratio

โˆž:1

Perfect buy/sell ratio. Only buying activity with zero sellingโ€”the most bullish possible insider signal.

Recent Trend (3 Months)

$182K

Very strong recent buying momentum. Recent insider purchases significantly outpace sales, suggesting near-term optimism.

Insider Participation

High Buying

3 insider buyers vs. 0 sellers. Broad-based buying across management team suggests widespread confidence.

Insider Activity Insight

Strong confluence of bullish signals: High buy/sell ratio, multiple insiders participating, and recent buying momentum all point to significant insider confidence. This level of coordinated buying often precedes positive developments.