PLMR - NASDAQ

Palomar Holdings, Inc.

PLMR·NASDAQ

$101.42

-5.4%

Financial ServicesInsurance - Property & Casualty

Palomar Holdings, Inc., an insurance holding company, provides specialty property insurance to residential and commercial customers. The company offers personal and commercial specialty property insurance products, including residential and commercial earthquake, commercial all risk, specialty homeowners, inland marine, Hawaii hurricane, and residential flood, as well as other products, such as assumed reinsurance, commercial flood, real estate error and omission, and real estate investor products. It markets and distributes its products through retail agents, wholesale brokers, program administrators, and carrier partnerships. The company was formerly known as GC Palomar Holdings. Palomar Holdings, Inc. was incorporated in 2013 and is headquartered in La Jolla, California.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$2.69B

EPS7.4000

P/E Ratio13.71

Earnings Date08/03/2026

2.23B

Assets

-2%

3Y+70.0%

5Y+205.0%

10Y+1434.0%

1.28B

Total Liabilities

-16%

3Y+39.0%

5Y+251.0%

10Y+7463.0%

942.67M

Total Equity

29%

3Y+145.0%

5Y+159.0%

10Y+1189.0%

Palomar Holdings, Inc. Funding & Solvency Profile

PLMR · NASDAQ

Current Assets

Cash & Cash Equivalents106.89M

Net Receivables452.91M

Inventory0.00

Other Current Assets-974.18M

Total Current Assets560 M

Non-Current Assets

Property, Plant & Equipment2.55M

Goodwill & Intangible Assets80.30M

Long-Term Investments733.74M

Other Non-Current Assets849.19M

Total Non-Current Assets2 B

Total Assets

2.23B

Financial Health Analysis

Debt-to-Equity Ratio

1.36x

Elevated leverage. Debt exceeds equity, which amplifies both gains and risks. Monitor debt servicing ability.

Working Capital

560 M

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

25% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Palomar Holdings, Inc. Balance Sheet

PLMR • NASDAQ

Palomar Holdings, Inc. Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	106.9M	80.4M	51.5M	68.1M	50.3M	33.5M	33.1M	9.5M	10.8M	9.8M
Short-Term Investments	618.3M	470.4M	643.8M	515.1M	432.7M	398M	217.2M	122.2M	101.9M	0.0
Cash & Short-Term Investments	725.2M	550.9M	695.3M	583.2M	483M	431.5M	250.3M	131.7M	112.7M	9.8M
Net Receivables	452.9M	700.9M	538.8M	356.5M	245.3M	153.6M	53.5M	0.0	30M	0.0
Accounts Receivables	452.9M	700.9M	538.8M	356.5M	245.3M	153.6M	53.5M	33.2M	29.7M	0.0
Other Receivables	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	250K	0.0
Inventory	0.0	0.0	0.0	0.0	0.0	0.0	-80.3M	-31.9M	-38.4M	0.0
Prepaids	355.9M	276.2M	265.8M	204.1M	58.3M	0.0	26.1M	18.3M	3.2M	0.0
Other Current Assets	-974.2M	-1.5B	-1.5B	-1.1B	2.8M	0.0	54.2M	31.9M	8.4M	0.0
Total Current Assets	559.8M	0.0	0.0	0.0	789.4M	585.1M	303.8M	164.9M	142.7M	9.8M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	2.6M	429K	373K	603K	527K	739K	845K	947K	827K	920K
Goodwill	0.0	3.8M	3.8M	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Intangible Assets	80.3M	9.5M	8.6M	8.3M	9.5M	11.5M	744K	744K	744K	11.4M
Goodwill & Intangible Assets	80.3M	13.2M	12.3M	8.3M	9.5M	11.5M	744K	744K	744K	11.4M
Long-Term Investments	733.7M	517.3M	45.8M	38.6M	33.3M	422.3M	239.5M	147.4M	125.5M	0.0
Tax Assets	761K	0.0	0.0	0.0	0.0	8.6M	4.6M	0.0	0.0	0.0
Other Non-Current Assets	849.2M	-531M	-58.5M	-47.4M	93M	-8.6M	-4.6M	-149.1M	-127.1M	123.1M
Total Non-Current Assets	1.7B	0.0	0.0	0.0	136.3M	434.6M	241.1M	149.1M	127.1M	135.4M
Other Assets	0.0	2.3B	1.7B	1.3B	0.0	-290.6M	-149.4M	-82.9M	-81.4M	0.0
Total Assets	2.2B	2.3B	1.7B	1.3B	925.7M	729.1M	395.5M	231.1M	188.4M	145.1M
LIABILITIES
CURRENT LIABILITIES
Total Payables	387.1M	260.2M	231.4M	171.9M	58.7M	43M	26.1M	19.9M	11.6M	0.0
Accounts Payable	387.1M	260.2M	224.1M	171.9M	58.7M	43M	24.9M	19.9M	11.6M	0.0
Other Payables	0.0	0.0	7.3M	0.0	0.0	0.0	1.1M	0.0	11K	0.0
Short Term Debt	927K	1.1M	52.6M	36.4M	904K	0.0	0.0	0.0	0.0	0.0
Tax Payables	0.0	0.0	7.3M	0.0	0.0	0.0	1.1M	0.0	11K	0.0
Deferred Revenue	632.2M	0.0	0.0	0.0	226.4M	0.0	0.0	0.0	0.0	0.0
Other Current Liabilities	-1B	-261.3M	-284M	-208.3M	245.6M	0.0	-24.9M	-19.9M	-11.6M	0.0
Total Current Liabilities	0.0	0.0	0.0	0.0	531.6M	43M	1.1M	25M	11.6M	0.0
NON-CURRENT LIABILITIES
Long Term Debt	0.0	6.7M	53M	37.5M	1.3M	0.0	0.0	19.1M	17.1M	17M
Deferred Tax Liabilities (Non-Current)	0.0	0.0	0.0	0.0	3.9M	5.4M	2M	0.0	0.0	0.0
Other Non-Current Liabilities	1.3B	381.9M	308.7M	217.2M	531.6M	0.0	0.0	0.0	0.0	0.0
Total Non-Current Liabilities	1.3B	395.3M	362.2M	255.8M	0.0	5.4M	2M	19.1M	17.1M	17M
Other Liabilities	0.0	1.5B	1.2B	921.7M	0.0	317M	173.5M	95.9M	81.3M	0.0
Capital Lease Obligations	6.2M	6.7M	442K	1.1M	1.3M	0.0	0.0	0.0	0.0	0.0
Total Liabilities	1.3B	1.5B	1.2B	921.7M	531.6M	365.4M	176.9M	140M	109.9M	17M
SHAREHOLDERS' EQUITY
Common Stock	3K	3K	3K	3K	3K	3K	2K	2K	2K	0.0
Additional Paid-In Capital	523.2M	493.7M	350.6M	333.6M	318.9M	310.5M	180M	68.5M	68.5M	0.0
Retained Earnings	422M	262.2M	144.6M	87.7M	70M	40M	33.9M	275K	6.9M	3.6M
Accumulated Other Comprehensive Income/Loss	-2.5M	-26.8M	-24M	-36.5M	5.3M	13.2M	4.7M	-563K	3M	1M
Other Total Stockholders' Equity	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	68.5M
Total Stockholders' Equity	942.7M	729M	471.3M	384.8M	394.2M	363.7M	218.6M	91.2M	78.4M	73.1M
Total Equity	942.7M	729M	471.3M	384.8M	394.2M	363.7M	218.6M	91.2M	78.4M	73.1M
SUMMARY
Total Liabilities & Equity	2.2B	2.3B	1.7B	1.3B	925.7M	729.1M	395.5M	231.1M	188.4M	90.1M
Total Investments	1.4B	987.7M	689.6M	553.6M	465.9M	820.3M	456.6M	147.4M	125.5M	0.0
Total Debt	7.1M	0.0	52.6M	36.4M	3.5M	0.0	0.0	19.1M	17.1M	17M
Net Debt	-99.8M	-80.4M	1.1M	-31.7M	-46.8M	-33.5M	-33.1M	9.6M	6.3M	7.2M
Shares Outstanding	26,637,987	26,637,987	26,637,987	26,637,987	26,637,987	26,637,987	26,637,987	26,637,987	26,637,987	26,637,987

SEC Filings

PLMR - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	May 29, 2026	May 29, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 26, 2026	May 21, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 08, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 06, 2026	May 06, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	April 10, 2026	May 21, 2026	2026	View Filing
10-K 10-K 2025 FY FY	February 24, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	February 23, 2026	February 23, 2026	2026	View Filing
8-K 8-K 2026 N/A	February 11, 2026	February 11, 2026	2026	View Filing
8-K 8-K 2026 N/A	February 02, 2026	February 02, 2026	2026	View Filing
10-Q 10-Q 2025 Q3 Q3	November 07, 2025	September 30, 2025	2025	View Filing

Showing 1 to 10 of 120 filings

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