$101.42
-5.4%Palomar Holdings, Inc., an insurance holding company, provides specialty property insurance to residential and commercial customers. The company offers personal and commercial specialty property insurance products, including residential and commercial earthquake, commercial all risk, specialty homeowners, inland marine, Hawaii hurricane, and residential flood, as well as other products, such as assumed reinsurance, commercial flood, real estate error and omission, and real estate investor products. It markets and distributes its products through retail agents, wholesale brokers, program administrators, and carrier partnerships. The company was formerly known as GC Palomar Holdings. Palomar Holdings, Inc. was incorporated in 2013 and is headquartered in La Jolla, California.
Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation
Base year metrics used for projections
Forecast period and terminal assumptions
Calculation flow from present value to intrinsic value per share
Operating Cash Flow - Maintenance CapEx = Owner Earnings
| Metric | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $641.3M | $1.0B | $1.6B | $2.5B | $3.9B | $6.1B | $9.5B | $14.9B | $23.4B | $36.6B |
| Maintenance CapEx | -$42.9K | -$67.3K | -$105.5K | -$165.4K | -$259.3K | -$406.4K | -$637.1K | -$998.7K | -$1.6M | -$2.5M |
| Owner Earnings | $641.3M | $1.0B | $1.6B | $2.5B | $3.9B | $6.1B | $9.5B | $14.9B | $23.4B | $36.6B |
| Discount Factor | 0.926 | 0.857 | 0.794 | 0.735 | 0.681 | 0.630 | 0.583 | 0.540 | 0.500 | 0.463 |
| Present Value | $593.8M | $861.8M | $1.3B | $1.8B | $2.6B | $3.8B | $5.6B | $8.1B | $11.7B | $17.0B |
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