Palomar Holdings, Inc.

Palomar Holdings, Inc.

PLMRยทNASDAQ

$101.42

-5.4%
Financial ServicesInsurance - Property & Casualty

Palomar Holdings, Inc., an insurance holding company, provides specialty property insurance to residential and commercial customers. The company offers personal and commercial specialty property insurance products, including residential and commercial earthquake, commercial all risk, specialty homeowners, inland marine, Hawaii hurricane, and residential flood, as well as other products, such as assumed reinsurance, commercial flood, real estate error and omission, and real estate investor products. It markets and distributes its products through retail agents, wholesale brokers, program administrators, and carrier partnerships. The company was formerly known as GC Palomar Holdings. Palomar Holdings, Inc. was incorporated in 2013 and is headquartered in La Jolla, California.

At a Glance

Live Snapshot
Market Cap$2.69B
EPS7.4000
P/E Ratio13.71
Earnings Date08/03/2026
Palomar Holdings, Inc.

Palomar Holdings, Inc. Fair Value Envelope

PLMR ยท NASDAQ

Our analysis suggests that PLMR has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $101.42, this represents a potential HIDDEN relative to our calculated worth for Palomar Holdings, Inc..

Intrinsic Value
Current Price: $101.42

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$341.7B
+ Cash & Equivalents$106.9M
Firm Value$341.8B
- Debt$7.1M
Equity Value$341.8B
/ Shares Outstanding26,637,987B
DCF Value$12.8K
UNDERVALUED BY 12553%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$641.3M
$1.0B
$1.6B
$2.5B
$3.9B
$6.1B
$9.5B
$14.9B
$23.4B
$36.6B
Maintenance CapEx
-$42.9K
-$67.3K
-$105.5K
-$165.4K
-$259.3K
-$406.4K
-$637.1K
-$998.7K
-$1.6M
-$2.5M
Owner Earnings
$641.3M
$1.0B
$1.6B
$2.5B
$3.9B
$6.1B
$9.5B
$14.9B
$23.4B
$36.6B
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$593.8M
$861.8M
$1.3B
$1.8B
$2.6B
$3.8B
$5.6B
$8.1B
$11.7B
$17.0B
Terminal Value represents 84.4% of Enterprise Value