Palomar Holdings, Inc.

Palomar Holdings, Inc.

PLMRยทNASDAQ

$101.42

-5.4%
Financial ServicesInsurance - Property & Casualty

Palomar Holdings, Inc., an insurance holding company, provides specialty property insurance to residential and commercial customers. The company offers personal and commercial specialty property insurance products, including residential and commercial earthquake, commercial all risk, specialty homeowners, inland marine, Hawaii hurricane, and residential flood, as well as other products, such as assumed reinsurance, commercial flood, real estate error and omission, and real estate investor products. It markets and distributes its products through retail agents, wholesale brokers, program administrators, and carrier partnerships. The company was formerly known as GC Palomar Holdings. Palomar Holdings, Inc. was incorporated in 2013 and is headquartered in La Jolla, California.

At a Glance

Live Snapshot
Market Cap$2.69B
EPS7.4000
P/E Ratio13.71
Earnings Date08/03/2026
3Y+168.0%
5Y+420.0%
10Y+1952.0%
3Y+278.0%
5Y+3050.0%
10Y+2880.0%
3Y+141.0%
5Y+664.0%
10Y+2485.0%
Palomar Holdings, Inc.

Palomar Holdings, Inc. Profit Bridge

PLMR ยท NASDAQ
Revenue875.97M
Cost of Goods Sold (228.59M)
Gross Profit647.37M
Operating Expenses (393.98M)
Operating Income253.39M
Interest Expense (392.00K)
Other Income/Expense0.00
Pretax Income253.39M
Income Tax (56.32M)
Net Income197.07M
Net Income
197.07M

Profitability Analysis

Gross Margin

73.9%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

28.9%

Outstanding operational efficiency. The company generates substantial profit from core operations.

Net Profit Margin

22.5%

Exceptional profitability. The company converts a significant portion of revenue to bottom-line earnings.

Effective Tax Rate

22.2%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

Palomar Holdings, Inc. Income Statement

PLMR โ€ข NASDAQ

Palomar Holdings, Inc. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016
REVENUE
876M
553.9M
375.9M
327.1M
247.8M
168.5M
113.3M
73M
59.5M
42.7M
GROSS PROFIT
(228.6M)
(284.4M)
(180.3M)
(189.4M)
(136.9M)
(128.2M)
(42.9M)
(34.5M)
(37.6M)
(24.6M)
647.4M
269.4M
195.6M
137.6M
110.9M
40.3M
70.4M
38.5M
21.8M
18.1M
OPERATING INCOME
(394M)
(118.3M)
(91.9M)
(70.1M)
(53.8M)
(34.1M)
(52.4M)
(20.3M)
(16.9M)
(11.8M)
253.4M
151.2M
103.6M
67.6M
57.1M
6.2M
18.1M
18.2M
4.9M
6.3M
PRE-TAX INCOME
(392K)
(1.1M)
(3.8M)
(873K)
(40K)
(0.0)
(1.1M)
(2.3M)
(1.7M)
(1.6M)
-392K
35.4M
20.4M
13.5M
9.5M
9M
-1.1M
1.2M
685K
263K
(394M)
(118.3M)
(91.9M)
(70.1M)
(53.8M)
(34.1M)
(52.4M)
(20.3M)
(16.9M)
(11.8M)
253.4M
151.2M
103.6M
67.6M
57.1M
6.2M
18.1M
18.2M
4.9M
6.3M
NET INCOME
(56.3M)
(33.6M)
(24.4M)
(15.4M)
(11.3M)
-34K
(7.5M)
-6K
(1.1M)
-337K
197.1M
117.6M
79.2M
52.2M
45.8M
6.3M
10.6M
18.2M
3.8M
6.6M

SEC Filings

PLMR - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 29, 2026
May 29, 2026
2026
8-K

8-K 2026

N/A

May 26, 2026
May 21, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 08, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 06, 2026
May 06, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 10, 2026
May 21, 2026
2026
10-K

10-K 2025 FY

FY

February 24, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 23, 2026
February 23, 2026
2026
8-K

8-K 2026

N/A

February 11, 2026
February 11, 2026
2026
8-K

8-K 2026

N/A

February 02, 2026
February 02, 2026
2026
10-Q

10-Q 2025 Q3

Q3

November 07, 2025
September 30, 2025
2025
Showing 1 to 10 of 120 filings