Ponce Financial Group, Inc.

Ponce Financial Group, Inc.

PDLB·NASDAQ

$18.50

-3.1%
Financial ServicesBanks - Regional

Ponce Financial Group, Inc. operates as the bank holding company for Ponce Bank that provides various banking products and services. It accepts various deposit products, including demand accounts, NOW/IOLA accounts, money market accounts, reciprocal deposits, savings accounts, and certificates of deposit. The company also provides one-to-four family investor-owned and owner-occupied residential, multifamily residential, nonresidential property, construction and land, commercial and industrial, business, and consumer loans; lines of credit; and paycheck protection program. In addition, it invests in securities, which consist of U.S. Government and federal agency securities and securities issued by government-sponsored or government-owned enterprises, as well as mortgage-backed securities, corporate bonds and obligations, and Federal Home Loan Bank stock. It operates 4 banking offices in Bronx, 2 banking offices in Manhattan, 3 banking offices in Queens, and 3 banking offices in Brooklyn, New York; 1 banking office in Union City, New Jersey; and 2 mortgage loan offices in Queens, 1 mortgage loan office in Brooklyn, New York; and 1 mortgage loan office in Englewood Cliffs and 1 mortgage loan office in Bergenfield, New Jersey. Ponce Financial Group, Inc. was founded in 1960 and is headquartered in Bronx, New York.

At a Glance

Live Snapshot
Market Cap$447.48M
EPS1.2100
P/E Ratio15.29
Earnings Date07/24/2026

pdlb

Net Interest Income

Last Annual Value

99.81M

3-Year CAGR

14%

5-Year CAGR

19%

10-Year CAGR

14%

Ponce Financial Group, Inc.

Ponce Financial Group, Inc. Competitors Analysis of Net Interest Income

PDLB · NASDAQ
CompanyNet Interest Income
CAGR 3Y
CAGR 5Y
CAGR 10Y
99.81M
15.2%11.1%13.6% 
107.41M
-4.5%6.8%9.6%
98.94M
1.6%7.8%7.3%
PCB logo
PCB Bancorp
NASDAQ:PCB
103.88M
5.5%6.1%8.6%
BCML logo
BayCom Corp
NASDAQ:BCML
93.66M
-1.0%5.4%13.6%
104.29M
9.0%8.5%12.1%
0.00
N/AN/AN/A
104.95M
10.6%3.6%9.3%
83.63M
12.6%9.8%N/A
88.98M
8.8%-1.3%4.5%
104.06M
5.6%11.5%14.9%
Ponce Financial Group, Inc.

Ponce Financial Group, Inc. Fair Value Envelope

PDLB · NASDAQ

Our analysis suggests that PDLB has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $18.5, this represents a potential HIDDEN relative to our calculated worth for Ponce Financial Group, Inc..

Intrinsic Value
Current Price: $18.5