Ponce Financial Group, Inc.

Ponce Financial Group, Inc.

PDLB·NASDAQ

$19.09

-3.1%
Financial ServicesBanks - Regional

Ponce Financial Group, Inc. operates as the bank holding company for Ponce Bank that provides various banking products and services. It accepts various deposit products, including demand accounts, NOW/IOLA accounts, money market accounts, reciprocal deposits, savings accounts, and certificates of deposit. The company also provides one-to-four family investor-owned and owner-occupied residential, multifamily residential, nonresidential property, construction and land, commercial and industrial, business, and consumer loans; lines of credit; and paycheck protection program. In addition, it invests in securities, which consist of U.S. Government and federal agency securities and securities issued by government-sponsored or government-owned enterprises, as well as mortgage-backed securities, corporate bonds and obligations, and Federal Home Loan Bank stock. It operates 4 banking offices in Bronx, 2 banking offices in Manhattan, 3 banking offices in Queens, and 3 banking offices in Brooklyn, New York; 1 banking office in Union City, New Jersey; and 2 mortgage loan offices in Queens, 1 mortgage loan office in Brooklyn, New York; and 1 mortgage loan office in Englewood Cliffs and 1 mortgage loan office in Bergenfield, New Jersey. Ponce Financial Group, Inc. was founded in 1960 and is headquartered in Bronx, New York.

At a Glance

Live Snapshot
Market Cap$461.75M
EPS1.2100
P/E Ratio13.01
Earnings Date07/24/2026

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Retained Earnings

Last Annual Value

135.33M

3-Year CAGR

13%

5-Year CAGR

7%

10-Year CAGR

3%

Ponce Financial Group, Inc.

Ponce Financial Group, Inc. Competitors Analysis of Retained Earnings

PDLB · NASDAQ
CompanyRetained Earnings
CAGR 3Y
CAGR 5Y
CAGR 10Y
135.33M
11.6%1.9%3.2% 
190.41M
5.8%6.6%19.8%
181.59M
6.8%14.5%19.9%
PCB logo
PCB Bancorp
NASDAQ:PCB
186.49M
8.5%13.0%N/A
BCML logo
BayCom Corp
NASDAQ:BCML
178.90M
6.9%11.7%18.9%
257.86M
5.3%6.4%7.3%
201.38M
5.2%7.4%N/A
251.44M
6.9%8.7%20.9%
-67.81M
N/AN/AN/A
294.26M
2.7%4.4%7.6%
164.43M
15.3%20.4%20.0%
Ponce Financial Group, Inc.

Ponce Financial Group, Inc. Fair Value Envelope

PDLB · NASDAQ

Our analysis suggests that PDLB has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $19.09, this represents a potential HIDDEN relative to our calculated worth for Ponce Financial Group, Inc..

Intrinsic Value
Current Price: $19.09