PBBK - NASDAQ
PB Bankshares, Inc.
$21.15
-2.8%PB Bankshares, Inc. focuses on operating as a holding company for the Presence Bank that provides various financial products and services in Pennsylvania. The company accepts various deposits, including demand deposit accounts, savings accounts, money market accounts, and certificate of deposit accounts. It also provides one- to four-family residential real estate, commercial real estate, commercial and industrial, construction, and consumer loans, as well as home equity lines of credit. In addition, the company offers remote deposit capture, commercial cash management, and mobile deposits, as well as online and mobile banking services; and invests in various securities. It operates through a network of three branch offices and two loan production office in Chester, Lancaster, and Dauphin Counties, Pennsylvania. PB Bankshares, Inc. was founded in 1919 and is based in Coatesville, Pennsylvania.
At a Glance
Live SnapshotPB Bankshares, Inc. Profit Bridge
Profitability Analysis
Gross Margin
Strong gross margins indicate healthy pricing and efficient production or service delivery.
Operating Margin
Acceptable margins but limited operational leverage. Operating expense control is important.
Net Profit Margin
Moderate profitability with room for improvement. Monitor interest expenses and tax efficiency.
Effective Tax Rate
Moderate tax rate typical for most corporations. Represents standard tax burden on profits.
Profitability Insight
Margin squeeze alert: Healthy gross margins but weak operating margins suggest excessive operating expenses. Cost optimization could unlock significant value.
PB Bankshares, Inc. Income Statement
PBBK • NASDAQ
| PB Bankshares, Inc. Income Statement | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 |
|---|---|---|---|---|---|---|
REVENUE | ||||||
24.1M | 20.5M | 14.3M | 10.7M | 9.6M | 9.9M | |
GROSS PROFIT | ||||||
(12.4M) | (8.4M) | (4.2M) | (2.5M) | (3.2M) | (3.2M) | |
11.8M | 12.2M | 10.1M | 8.2M | 6.4M | 6.7M | |
OPERATING INCOME | ||||||
(9.5M) | (9.7M) | (7.5M) | (7.3M) | (7M) | (5.8M) | |
(6.2M) | (6M) | (4.8M) | (4.5M) | (5.1M) | (4.4M) | |
2.2M | 2.5M | 2.6M | 955K | -555K | 952K | |
PRE-TAX INCOME | ||||||
(12.4M) | (7.7M) | (3M) | (2.2M) | (2.4M) | (2.5M) | |
11.1M | 12.1M | 10.9M | 7.9M | 6.6M | 6.9M | |
(3.3M) | (3.7M) | (2.7M) | (2.7M) | (1.9M) | (1.4M) | |
2.2M | 2.5M | 2.6M | 955K | -555K | 952K | |
NET INCOME | ||||||
(475K) | (545K) | (531K) | (170K) | -140K | (173K) | |
1.8M | 1.9M | 2.1M | 785K | -415K | 779K |
SEC Filings
PBBK - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2025 N/A | December 11, 2025 | December 10, 2025 | 2025 | |
10-Q 10-Q 2025 Q3 Q3 | November 14, 2025 | September 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | October 23, 2025 | October 23, 2025 | 2025 | |
10-Q 10-Q 2025 Q2 Q2 | August 14, 2025 | June 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | July 23, 2025 | July 23, 2025 | 2025 | |
8-K 8-K 2025 N/A | July 07, 2025 | July 07, 2025 | 2025 | |
8-K 8-K 2025 N/A | May 29, 2025 | May 28, 2025 | 2025 | |
10-Q 10-Q 2025 Q1 Q1 | May 14, 2025 | March 31, 2025 | 2025 | |
DEF 14A DEF 14A 2025 N/A | April 23, 2025 | May 28, 2025 | 2025 | |
8-K 8-K 2025 N/A | April 23, 2025 | April 23, 2025 | 2025 |
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Research Paths
Snapshot
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Value Model
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Statements
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Earnings Call
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