PB Bankshares, Inc.

PB Bankshares, Inc.

PBBKยทNASDAQ

$21.15

-2.8%
Financial ServicesBanks - Regional

PB Bankshares, Inc. focuses on operating as a holding company for the Presence Bank that provides various financial products and services in Pennsylvania. The company accepts various deposits, including demand deposit accounts, savings accounts, money market accounts, and certificate of deposit accounts. It also provides one- to four-family residential real estate, commercial real estate, commercial and industrial, construction, and consumer loans, as well as home equity lines of credit. In addition, the company offers remote deposit capture, commercial cash management, and mobile deposits, as well as online and mobile banking services; and invests in various securities. It operates through a network of three branch offices and two loan production office in Chester, Lancaster, and Dauphin Counties, Pennsylvania. PB Bankshares, Inc. was founded in 1919 and is based in Coatesville, Pennsylvania.

At a Glance

Live Snapshot
Market Cap$50.22M
EPS0.7700
P/E Ratio27.47
Earnings Date10/23/2025
3Y+43.0%
5Y+108.0%
10Y+108.0%
3Y+50.0%
5Y+107.0%
10Y+107.0%
3Y+6.0%
5Y+119.0%
10Y+119.0%
pbbk

PB Bankshares, Inc. Funding & Solvency Profile

PBBK ยท NASDAQ
Cash & Cash Equivalents35.45M
Net Receivables1.27M
Inventory0.00
Other Current Assets0.00
Total Current Assets87 M
Property, Plant & Equipment2.08M
Goodwill & Intangible Assets0.00
Long-Term Investments345.62M
Other Non-Current Assets15.04M
Total Non-Current Assets363 M
Total Assets
451.32M

Financial Health Analysis

Current Ratio

0.25x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

8.28x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-267176000

Negative working capital indicates short-term liabilities exceed short-term assetsโ€”potential liquidity stress.

Asset Composition

19% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

PB Bankshares, Inc. Balance Sheet

PBBK โ€ข NASDAQ

PB Bankshares, Inc. Balance SheetDec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019
ASSETS
CURRENT ASSETS
35.4M
18.3M
16M
15.6M
26M
4.3M
50.3M
68.1M
52M
25.6M
25.9M
22.9M
85.7M
86.4M
68.1M
41.3M
51.9M
27.2M
1.3M
1.3M
1.1M
852K
851K
514K
1.3M
1.3M
1.1M
852K
851K
514K
87M
87.6M
69.2M
42.1M
52.7M
27.7M
NON-CURRENT ASSETS
2.1M
2.1M
1.7M
1.9M
2.1M
1.7M
345.6M
322.2M
301.6M
250M
186.9M
172M
1.6M
1.7M
1.7M
945K
672K
532K
15M
26.2M
12.4M
19.9M
32.9M
14.9M
364.3M
352.1M
317.4M
272.8M
222.6M
189.2M
451.3M
439.7M
386.5M
314.9M
275.3M
216.9M
LIABILITIES
CURRENT LIABILITIES
0.0
0.0
3.4M
1.3M
1.4M
612K
354.2M
333M
289.5M
251.1M
231.4M
168M
354.2M
333M
292.9M
252.4M
232.8M
168.7M
NON-CURRENT LIABILITIES
42.5M
55.1M
47.6M
16.7M
20.6M
26M
6M
4.7M
0.0
0.0
0.0
0.0
48.5M
59.8M
47.6M
16.7M
20.6M
26M
402.7M
392.8M
340.6M
269.1M
253.4M
194.7M
SHAREHOLDERS' EQUITY
24K
26K
27K
28K
0.0
0.0
22.9M
24.1M
25.7M
26.2M
0.0
0.0
28.3M
26.6M
24.8M
22.7M
21.9M
22.3M
-305K
-1.2M
-1.9M
-282K
89K
-92K
-2.3M
-2.5M
-2.6M
-2.8M
0.0
0.0
48.7M
47M
46M
45.8M
22M
22.2M
48.7M
47M
46M
45.8M
22M
22.2M
SUMMARY
451.3M
439.7M
386.5M
314.9M
275.3M
216.9M
395.9M
390.3M
353.7M
275.7M
212.8M
194.9M
42.5M
55.1M
47.6M
16.7M
20.6M
26M
7M
36.8M
31.6M
1.1M
-5.4M
21.7M
2,374,570
2,374,570
2,374,570
2,374,570
2,374,570
2,374,570

SEC Filings

PBBK - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2025

N/A

December 11, 2025
December 10, 2025
2025
10-Q

10-Q 2025 Q3

Q3

November 14, 2025
September 30, 2025
2025
8-K

8-K 2025

N/A

October 23, 2025
October 23, 2025
2025
10-Q

10-Q 2025 Q2

Q2

August 14, 2025
June 30, 2025
2025
8-K

8-K 2025

N/A

July 23, 2025
July 23, 2025
2025
8-K

8-K 2025

N/A

July 07, 2025
July 07, 2025
2025
8-K

8-K 2025

N/A

May 29, 2025
May 28, 2025
2025
10-Q

10-Q 2025 Q1

Q1

May 14, 2025
March 31, 2025
2025
DEF 14A

DEF 14A 2025

N/A

April 23, 2025
May 28, 2025
2025
8-K

8-K 2025

N/A

April 23, 2025
April 23, 2025
2025
Showing 1 to 10 of 70 filings