Payoneer Global Inc.

Payoneer Global Inc.

PAYOยทNASDAQ

$5.09

-6.3%
TechnologySoftware - Infrastructure

Payoneer Global Inc. operates a payment and commerce-enabling platform that facilitates marketplaces, platforms and online merchants worldwide. It delivers a suite of services that includes cross-border payments, B2B accounts payable/accounts receivable, multi-currency account, physical and virtual Mastercard cards, working capital, merchant, tax, compliance and risk, and others. The company's platform delivers bank-grade security, stability, and redundancy combined with modern digital capabilities that interconnects the world on a single platform. Its cross-border payment solutions support an ecosystem of marketplaces and marketplace sellers to pay their sellers in approximately 190 countries and territories by connecting to Payoneer APIs and for sellers to get paid. The company was founded in 2005 and is based in New York, New York.

At a Glance

Live Snapshot
Market Cap$1.70B
EPS0.2000
P/E Ratio25.45
Earnings Date08/05/2026
3Y+68.0%
5Y+205.0%
10Y+305.0%
3Y-711.0%
5Y-408.0%
10Y-1118.0%
3Y+178.0%
5Y+2351.0%
10Y-3999.0%
Payoneer Global Inc.

Payoneer Global Inc. Profit Bridge

PAYO ยท NASDAQ
Revenue1.05B
Cost of Goods Sold (230.86M)
Gross Profit821.91M
Operating Expenses (697.24M)
Operating Income124.67M
Interest Expense (0.00)
Other Income/Expense-9.08M
Pretax Income115.59M
Income Tax (42.40M)
Net Income73.19M
Net Income
73.19M

Profitability Analysis

Gross Margin

78.1%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

11.8%

Acceptable margins but limited operational leverage. Operating expense control is important.

Net Profit Margin

7.0%

Moderate profitability with room for improvement. Monitor interest expenses and tax efficiency.

Effective Tax Rate

36.7%

Higher tax burden may reflect limited tax optimization or operations in high-tax jurisdictions.

Profitability Insight

High margin compression: Large gap between gross and net margins suggests operational inefficiencies or heavy debt burden. Focus on expense management and deleveraging.

Payoneer Global Inc. Income Statement

PAYO โ€ข NASDAQ

Payoneer Global Inc. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018
REVENUE
1.1B
977.7M
831.1M
627.6M
473.4M
345.6M
317.8M
260.1M
GROSS PROFIT
(230.9M)
(152.1M)
(122.3M)
(110.2M)
(101.5M)
(97M)
(94.7M)
(81.4M)
821.9M
825.6M
708.8M
517.5M
371.9M
248.6M
223.1M
178.8M
OPERATING INCOME
(697.2M)
(676.6M)
(605.2M)
(539.7M)
(402.1M)
(265.8M)
(219.4M)
(180.7M)
(376.6M)
(351.4M)
(315.7M)
(280.9M)
(178.7M)
(114.5M)
(92M)
(74.6M)
(155.4M)
(134.6M)
(119.2M)
(115M)
(80.8M)
(52.3M)
(34.8M)
(29.4M)
124.7M
149M
103.6M
-22.2M
-30.2M
-17.3M
3.6M
-1.9M
PRE-TAX INCOME
(0.0)
(0.0)
(0.0)
(10.1M)
(220K)
(0.0)
(0.0)
(2.2M)
0.0
259.3M
242.2M
45.2M
-220K
0.0
524K
-2.2M
(165.3M)
(190.5M)
(170.3M)
(143.7M)
(142.6M)
(99.1M)
(92.6M)
(76.8M)
-9.1M
-9.6M
28.9M
23.8M
4.9M
1.9M
524K
-2.2M
115.6M
139.5M
132.5M
1.6M
-25.3M
-15.4M
4.2M
-4.1M
NET INCOME
(42.4M)
(18.3M)
(39.2M)
(13.6M)
(8.7M)
(8.3M)
(4.7M)
(3.1M)
73.2M
121.2M
93.3M
-12M
-34M
-23.7M
-544K
-7.2M

SEC Filings

PAYO - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
10-Q

10-Q 2026 Q1

Q1

May 07, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 07, 2026
May 07, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 27, 2026
June 09, 2026
2026
10-K

10-K 2025 FY

FY

February 26, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 26, 2026
February 26, 2026
2026
8-K

8-K 2025

N/A

December 03, 2025
November 28, 2025
2025
10-Q

10-Q 2025 Q3

Q3

November 05, 2025
September 30, 2025
2025
8-K

8-K 2025

N/A

November 05, 2025
November 05, 2025
2025
8-K

8-K 2025

N/A

August 06, 2025
August 06, 2025
2025
10-Q

10-Q 2025 Q2

Q2

August 06, 2025
June 30, 2025
2025
Showing 1 to 10 of 79 filings