PAYO - NASDAQ

Payoneer Global Inc.

PAYO·NASDAQ

$5.09

-6.3%

TechnologySoftware - Infrastructure

Payoneer Global Inc. operates a payment and commerce-enabling platform that facilitates marketplaces, platforms and online merchants worldwide. It delivers a suite of services that includes cross-border payments, B2B accounts payable/accounts receivable, multi-currency account, physical and virtual Mastercard cards, working capital, merchant, tax, compliance and risk, and others. The company's platform delivers bank-grade security, stability, and redundancy combined with modern digital capabilities that interconnects the world on a single platform. Its cross-border payment solutions support an ecosystem of marketplaces and marketplace sellers to pay their sellers in approximately 190 countries and territories by connecting to Payoneer APIs and for sellers to get paid. The company was founded in 2005 and is based in New York, New York.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$1.70B

EPS0.2000

P/E Ratio25.45

Earnings Date08/05/2026

8.96B

Assets

13%

3Y+36.0%

5Y+144.0%

10Y+468.0%

8.25B

Total Liabilities

15%

3Y+36.0%

5Y+126.0%

10Y+473.0%

704.43M

Total Equity

-3%

3Y+29.0%

5Y+2799.0%

10Y+409.0%

Payoneer Global Inc. Funding & Solvency Profile

PAYO · NASDAQ

Current Assets

Cash & Cash Equivalents415.54M

Net Receivables97.77M

Inventory0.00

Other Current Assets7.56B

Total Current Assets8 B

Non-Current Assets

Property, Plant & Equipment94.69M

Goodwill & Intangible Assets285.84M

Long-Term Investments48.45M

Other Non-Current Assets359.79M

Total Non-Current Assets503 M

Total Assets

8.96B

Financial Health Analysis

Current Ratio

1.00x

Acceptable liquidity, but monitor closely. Current assets just barely cover current liabilities.

Debt-to-Equity Ratio

11.71x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

27 M

Positive working capital, but relatively tight. The company should monitor cash flow carefully.

Asset Composition

91% Current

Asset-light business model with high liquidity. Majority of assets are easily convertible to cash.

Payoneer Global Inc. Balance Sheet

PAYO • NASDAQ

Payoneer Global Inc. Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	415.5M	497.5M	617M	543.3M	465.9M	103M	114.9M	104M
Cash & Short-Term Investments	415.5M	497.5M	617M	543.3M	465.9M	103M	114.9M	104M
Net Receivables	97.8M	92.8M	66.3M	61.2M	77.3M	84M	73.1M	0.0
Accounts Receivables	10.4M	11.9M	8M	12.9M	13.8M	17.8M	13.4M	0.0
Other Receivables	87.4M	80.9M	58.3M	48.3M	63.5M	66.2M	59.7M	0.0
Prepaids	32.6M	54.9M	24.8M	19.8M	12.4M	8.1M	8M	0.0
Other Current Assets	7.6B	6.5B	6.4B	5.8B	4.4B	3.4B	1.7B	1.5B
Total Current Assets	8.1B	7.1B	7.1B	6.5B	5B	3.6B	1.9B	1.6B
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	94.7M	35.5M	40.4M	29.7M	25.1M	12.7M	14.3M	0.0
Goodwill	77.8M	77.8M	19.9M	19.9M	21.1M	22.5M	0.0	0.0
Intangible Assets	208.1M	102.4M	76.3M	45.4M	37.5M	34.4M	16.2M	0.0
Goodwill & Intangible Assets	285.8M	180.2M	96.2M	65.3M	58.7M	57M	16.2M	0.0
Long-Term Investments	48.5M	0.0	0.0	6.4M	7M	6.9M	6.6M	0.0
Tax Assets	56.9M	41.5M	15.3M	4.2M	4.9M	3.7M	3M	0.0
Other Non-Current Assets	359.8M	573.6M	22.6M	18M	20.4M	19M	17.2M	0.0
Total Non-Current Assets	845.7M	830.7M	174.4M	123.5M	116M	99.2M	57.2M	0.0
Total Assets	9B	7.9B	7.3B	6.6B	5.1B	3.7B	2B	1.6B
LIABILITIES
CURRENT LIABILITIES
Total Payables	77.5M	65M	64.1M	56.1M	29.6M	28M	21M	0.0
Accounts Payable	44.6M	37.3M	33.9M	41.6M	17.2M	17.2M	13.9M	0.0
Other Payables	32.9M	27.7M	30.1M	14.5M	12.4M	10.7M	7.1M	0.0
Accrued Expenses	17.4M	14.7M	12.4M	10M	10.7M	19.5M	9.2M	0.0
Short Term Debt	0.0	0.0	0.0	0.0	0.0	13.5M	0.0	0.0
Capital Lease Obligations (Current)	7.2M	5.7M	7.2M	8.4M	9.3M	0.0	0.0	0.0
Tax Payables	0.0	3.8M	2.4M	0.0	0.0	0.0	0.0	0.0
Deferred Revenue	7.9B	7B	6.4B	5.8B	4.4B	3.3B	1.7B	0.0
Other Current Liabilities	87M	81.5M	67.8M	64.5M	47M	33.2M	26.3M	1.4B
Total Current Liabilities	8.1B	7.1B	6.5B	6B	4.5B	3.4B	1.7B	1.4B
NON-CURRENT LIABILITIES
Long Term Debt	0.0	0.0	18.4M	16.1M	13.7M	26.5M	60M	0.0
Deferred Tax Liabilities (Non-Current)	93.2M	48.8M	30M	21M	0.0	0.0	0.0	0.0
Other Non-Current Liabilities	10.1M	10.1M	10.6M	28.2M	80.2M	177.9M	162.8M	45.1M
Total Non-Current Liabilities	168.4M	74.5M	76.9M	71.9M	93.9M	204.5M	222.8M	45.1M
Capital Lease Obligations	72.3M	21.4M	25M	14.9M	9.3M	0.0	0.0	0.0
Total Liabilities	8.3B	7.2B	6.6B	6B	4.6B	3.6B	2B	1.4B
SHAREHOLDERS' EQUITY
Treasury Stock	-368.9M	-193.7M	-56.9M	0.0	0.0	0.0	0.0	0.0
Preferred Stock	0.0	0.0	0.0	0.0	0.0	0.0	0.0	154.8M
Common Stock	4.1M	4M	3.7M	3.5M	3.4M	486K	200K	180K
Additional Paid-In Capital	896.3M	821.2M	732.9M	650.4M	575.5M	79.7M	30.6M	0.0
Retained Earnings	179.2M	106M	-15.2M	-108.5M	-94.1M	-60.1M	-36.3M	-36M
Accumulated Other Comprehensive Income/Loss	-6.3M	-12.6M	-176K	-176K	2.3M	4.2M	143K	-719K
Other Total Stockholders' Equity	0.0	0.0	0.0	0.0	0.0	0.0	0.0	20.1M
Total Stockholders' Equity	704.4M	724.8M	664.3M	545.3M	487.1M	24.3M	-5.4M	138.3M
Total Equity	704.4M	724.8M	664.3M	545.3M	487.1M	24.3M	-5.4M	138.3M
SUMMARY
Total Liabilities & Equity	9B	7.9B	7.3B	6.6B	5.1B	3.7B	2B	1.6B
Total Investments	48.5M	0.0	0.0	6.4M	7M	6.9M	6.6M	0.0
Total Debt	72.3M	21.4M	43.4M	31M	23M	40M	60M	0.0
Net Debt	-343.2M	-476.1M	-573.6M	-512.3M	-443M	-63M	-54.9M	-104M
Shares Outstanding	356,440,304	356,440,304	356,440,304	356,440,304	356,440,304	356,440,304	356,440,304	356,440,304

SEC Filings

PAYO - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
10-Q 10-Q 2026 Q1 Q1	May 07, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 07, 2026	May 07, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	April 27, 2026	June 09, 2026	2026	View Filing
10-K 10-K 2025 FY FY	February 26, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	February 26, 2026	February 26, 2026	2026	View Filing
8-K 8-K 2025 N/A	December 03, 2025	November 28, 2025	2025	View Filing
10-Q 10-Q 2025 Q3 Q3	November 05, 2025	September 30, 2025	2025	View Filing
8-K 8-K 2025 N/A	November 05, 2025	November 05, 2025	2025	View Filing
8-K 8-K 2025 N/A	August 06, 2025	August 06, 2025	2025	View Filing
10-Q 10-Q 2025 Q2 Q2	August 06, 2025	June 30, 2025	2025	View Filing

Showing 1 to 10 of 79 filings

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