$47.71
-0.36%Bank OZK provides various retail and commercial banking services. It accepts various deposit products, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time deposits. The company also offers real estate, consumer and business purpose, indirect recreational vehicle and marine, commercial and industrial, government guaranteed, agricultural, small business, homebuilder, and affordable housing loans; business aviation and subscription financing services; and mortgage and other lending products. In addition, it provides trust and wealth services, such as personal, custodial, investment management, and retirement accounts, as well as corporate trust services comprising trustee, paying and registered transfer agent, and other incidental services. Further, the company offers treasury management services comprising automated clearing house, wire transfer, transaction reporting, wholesale lockbox, remote deposit capture, automated credit line transfer, reconciliation, positive pay, and merchant and commercial card services, as well as zero balance and investment sweep accounts. Additionally, it provides ATMs; telephone, online, and mobile banking services; debit and credit cards; safe deposit boxes; and other products and services, as well as processes merchant debit and credit card transactions. As of December 31, 2021, it operated approximately 240 offices in Arkansas, Georgia, Florida, North Carolina, Texas, Carolina, California, New York, and Mississippi. The company was formerly known as Bank of the Ozarks and changed its name to Bank OZK in July 2018. Bank OZK was founded in 1903 and is headquartered in Little Rock, Arkansas.
Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.
High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.
Negative working capital indicates short-term liabilities exceed short-term assetsโpotential liquidity stress.
Capital-intensive business with significant long-term investments in property, equipment, or intangibles.
Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.
OZK โข NASDAQ
| Bank OZK Balance Sheet | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
ASSETS | ||||||||||||||||||||
CURRENT ASSETS | ||||||||||||||||||||
0.0 | 2.8B | 2.1B | 1B | 2.1B | 2.4B | 1.5B | 290.7M | 440.4M | 866.4M | 91M | 150.2M | 196M | 208M | 58.9M | 49M | 78.3M | 41M | 47.5M | 42.7M | |
0.0 | 565.5M | 3.2B | 3.5B | 3.9B | 3.4B | 2.3B | 2.9B | 2.6B | 1.5B | 602.3M | 839.3M | 669.4M | 494.3M | 438.9M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
0.0 | 3.3B | 5.4B | 4.5B | 6B | 5.8B | 3.8B | 3.2B | 3.1B | 2.3B | 693.3M | 989.5M | 865.4M | 702.2M | 497.8M | 49M | 78.3M | 41M | 47.5M | 42.7M | |
0.0 | 174M | 170.1M | 125.1M | 83M | 88.1M | 75.2M | 82M | 64.6M | 51.9M | 25.5M | 20.2M | 14.4M | 13.2M | 12.9M | 167M | 14.8M | 18.9M | 17.4M | 17.4M | |
0.0 | 174M | 170.1M | 125.1M | 83M | 88.1M | 75.2M | 82M | 64.6M | 51.9M | 25.5M | 20.2M | 14.4M | 13.2M | 12.9M | 13.9M | 14.8M | 18.9M | 17.4M | 17.4M | |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 153.1M | 0.0 | 0.0 | 0.0 | 0.0 | |
3.1B | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
3.1B | 3.5B | 5.6B | 4.7B | 6.1B | 5.9B | 3.8B | 3.2B | 3.1B | 2.4B | 718.8M | 1B | 879.7M | 715.4M | 510.7M | 216M | 93.1M | 59.9M | 64.9M | 60.1M | |
NON-CURRENT ASSETS | ||||||||||||||||||||
922M | 739.1M | 676.8M | 678.4M | 695.9M | 738.8M | 711.5M | 567.2M | 519.8M | 504.1M | 296.2M | 273.6M | 245.5M | 225.8M | 186.5M | 170.5M | 156.2M | 152.6M | 130M | 116.7M | |
660.8M | 660.8M | 660.8M | 660.8M | 660.8M | 660.8M | 660.8M | 660.8M | 660.8M | 660.1M | 125.4M | 78.7M | 5.2M | 5.2M | 5.2M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
0.0 | 0.0 | 0.0 | 2.8M | 8.3M | 14.7M | 23.8M | 35.7M | 48.3M | 60.9M | 26.9M | 26.9M | 13.9M | 6.5M | 6.8M | 7.9M | 5.6M | 5.7M | 17.4M | 6.1M | |
660.8M | 660.8M | 660.8M | 663.5M | 669.1M | 675.5M | 684.5M | 696.5M | 709M | 721M | 152.3M | 105.6M | 19.2M | 11.8M | 12.2M | 7.9M | 5.6M | 5.7M | 5.9M | 6.1M | |
0.0 | 31.8B | 26.1B | 20.6B | 18.1B | 18.9B | 17.4B | 17B | 15.9B | 14.5B | 8.3B | 5.1B | 3.3B | 2.7B | 2.7B | 2.7B | 2.4B | 2.9B | 2.4B | 2.3B | |
-1.6B | 1.6B | 1.2B | 1.1B | 1B | 947.9M | 887.8M | 873.8M | 999M | 788.6M | 438.2M | 302.7M | 332.7M | 372.3M | 479.2M | 166.8M | 144.8M | 78.7M | 80.1M | 66.6M | |
0.0 | 34.7B | 28.7B | 23B | 20.5B | 21.3B | 19.7B | 19.2B | 18.2B | 16.5B | 9.2B | 5.8B | 3.9B | 3.3B | 3.3B | 3.1B | 2.7B | 3.2B | 2.6B | 2.5B | |
37.7B | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
40.8B | 38.3B | 34.2B | 27.7B | 26.5B | 27.2B | 23.6B | 22.4B | 21.3B | 18.9B | 9.9B | 6.8B | 4.8B | 4B | 3.8B | 3.3B | 2.8B | 3.2B | 2.7B | 2.5B | |
LIABILITIES | ||||||||||||||||||||
CURRENT LIABILITIES | ||||||||||||||||||||
0.0 | 0.0 | 0.0 | 233.9M | 186.8M | 251.9M | 221.8M | 216.4M | 186.2M | 72.6M | 52.2M | 36.9M | 16.8M | 27.6M | 45.5M | 0.0 | 0.0 | 27.5M | 12M | 9.1M | |
0.0 | 0.0 | 0.0 | 233.9M | 186.8M | 251.9M | 221.8M | 216.4M | 186.2M | 72.6M | 52.2M | 36.9M | 16.8M | 27.6M | 45.5M | 0.0 | 0.0 | 27.5M | 12M | 9.1M | |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 186.2M | 0.0 | 0.0 | 36.9M | 16.8M | 0.0 | 43.9M | 0.0 | 0.0 | 27.5M | 0.0 | 9.1M | |
0.0 | 0.0 | 0.0 | 0.0 | 6.1M | 8M | 11.2M | 20.6M | 69.3M | 65.1M | 65.8M | 65.6M | 53.1M | 29.6M | 32.8M | 43.3M | 44.3M | 46.9M | 46.1M | 41M | |
3.8B | 31B | 27.4B | 21.5B | 20.2B | 21.5B | 18.5B | 17.9B | 17.2B | 15.6B | 8B | 5.5B | 3.7B | 3.1B | 2.9B | 2.5B | 2B | 2.3B | 2.1B | 2B | |
3.8B | 31B | 27.4B | 21.7B | 20.4B | 21.7B | 18.7B | 18.2B | 17.6B | 15.7B | 8.1B | 5.6B | 3.8B | 3.2B | 3.1B | 2.6B | 2.1B | 2.4B | 2.1B | 2.1B | |
NON-CURRENT LIABILITIES | ||||||||||||||||||||
463.6M | 883M | 1.3B | 1.1B | 1.2B | 1.1B | 695M | 439.3M | 364M | 382.7M | 322.2M | 255.8M | 345.8M | 345.7M | 366.8M | 347.1M | 407.5M | 489.9M | 401.5M | 259.6M | |
-463.6M | 626.5M | 417.6M | 156.4M | 65.5M | 81.5M | 0.0 | 0.0 | -186.2M | 0.0 | 0.0 | -36.9M | 9.1M | 25.2M | -19.2M | 18.7M | 17.6M | -27.5M | 0.0 | -9.1M | |
0.0 | 1.5B | 1.7B | 1.2B | 1.3B | 1.2B | 695M | 439.3M | 177.9M | 382.7M | 322.2M | 218.9M | 355M | 370.9M | 347.6M | 365.8M | 425.1M | 462.4M | 401.5M | 250.5M | |
30.8B | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 56M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
34.7B | 32.6B | 29.1B | 23B | 21.7B | 22.9B | 19.4B | 18.6B | 17.8B | 16.1B | 8.4B | 5.9B | 4.2B | 3.5B | 3.4B | 2.9B | 2.5B | 2.9B | 2.5B | 2.4B | |
SHAREHOLDERS' EQUITY | ||||||||||||||||||||
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -6.9M | -2.3M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
339M | 339M | 339M | 339M | 339M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 71.9M | 0.0 | 0.0 | |
1.1M | 1.1M | 1.1M | 1.2M | 1.3M | 1.3M | 1.3M | 1.3M | 1.3M | 1.2M | 906K | 799K | 737K | 353K | 345K | 170K | 169K | 169K | 168K | 167K | |
1.5B | 1.6B | 1.6B | 1.8B | 2.1B | 2.3B | 2.3B | 2.2B | 2.2B | 1.9B | 756M | 324.4M | 143M | 73M | 51.1M | 45.3M | 41.6M | 43.3M | 38.6M | 36.8M | |
4.3B | 3.8B | 3.3B | 2.8B | 2.4B | 1.9B | 1.9B | 1.6B | 1.3B | 914.4M | 706.6M | 571.5M | 484.9M | 423.5M | 363.7M | 275.1M | 221.2M | 193.2M | 167.1M | 142.6M | |
-24.9M | -76.1M | -97.4M | -177.6M | 23.8M | 58.3M | 27.3M | -34.1M | -12.7M | -25.9M | 8M | 14.1M | -3.7M | 10.8M | 9.3M | -167K | 6M | 15.6M | -15.1M | -4.9M | |
6.1B | 5.7B | 5.1B | 4.7B | 4.8B | 4.3B | 4.2B | 3.8B | 3.5B | 2.8B | 1.5B | 908.4M | 625M | 507.7M | 424.6M | 320.4M | 269M | 324.2M | 190.8M | 174.6M | |
6.1B | 5.7B | 5.1B | 4.7B | 4.8B | 4.3B | 4.2B | 3.8B | 3.5B | 2.8B | 1.5B | 911.8M | 628.4M | 511.1M | 428M | 323.8M | 272.5M | 327.6M | 194.3M | 174.6M | |
0.0 | 571K | 975K | 1.4M | 3.1M | 3.1M | 3.1M | 3M | 3.1M | 3.3M | 3.2M | 3.5M | 3.5M | 3.4M | 3.4M | 3.4M | 3.4M | 3.4M | 3.4M | 0.0 | |
SUMMARY | ||||||||||||||||||||
40.8B | 38.3B | 34.2B | 27.7B | 26.5B | 27.2B | 23.6B | 22.4B | 21.3B | 18.9B | 9.9B | 6.8B | 4.8B | 4B | 3.8B | 3.3B | 2.8B | 3.2B | 2.7B | 2.5B | |
0.0 | 32.3B | 29.4B | 24.1B | 22B | 22.3B | 19.7B | 19.9B | 18.5B | 16B | 8.9B | 5.9B | 4B | 3.2B | 3.1B | 2.7B | 2.4B | 2.9B | 2.4B | 2.3B | |
463.6M | 883M | 1.3B | 1.1B | 1.2B | 1.1B | 706.2M | 459.9M | 433.4M | 447.8M | 388M | 321.4M | 398.9M | 375.3M | 399.6M | 390.4M | 451.8M | 536.8M | 447.6M | 300.6M | |
463.6M | -1.9B | -874.8M | 41.8M | -824.2M | -1.3B | -789.5M | 169.2M | -7M | -418.6M | 297M | 171.2M | 203M | 167.3M | 340.7M | 341.4M | 373.5M | 495.8M | 400M | 257.9M | |
113,376,355 | 113,376,355 | 113,376,355 | 113,376,355 | 113,376,355 | 113,376,355 | 113,376,355 | 113,376,355 | 113,376,355 | 113,376,355 | 113,376,355 | 113,376,355 | 113,376,355 | 113,376,355 | 113,376,355 | 113,376,355 | 113,376,355 | 113,376,355 | 113,376,355 | 113,376,355 |
OZK - Filing history and reports
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