Bank OZK

Bank OZK

OZKยทNASDAQ

$47.71

-0.36%
Financial ServicesBanks - Regional

Bank OZK provides various retail and commercial banking services. It accepts various deposit products, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time deposits. The company also offers real estate, consumer and business purpose, indirect recreational vehicle and marine, commercial and industrial, government guaranteed, agricultural, small business, homebuilder, and affordable housing loans; business aviation and subscription financing services; and mortgage and other lending products. In addition, it provides trust and wealth services, such as personal, custodial, investment management, and retirement accounts, as well as corporate trust services comprising trustee, paying and registered transfer agent, and other incidental services. Further, the company offers treasury management services comprising automated clearing house, wire transfer, transaction reporting, wholesale lockbox, remote deposit capture, automated credit line transfer, reconciliation, positive pay, and merchant and commercial card services, as well as zero balance and investment sweep accounts. Additionally, it provides ATMs; telephone, online, and mobile banking services; debit and credit cards; safe deposit boxes; and other products and services, as well as processes merchant debit and credit card transactions. As of December 31, 2021, it operated approximately 240 offices in Arkansas, Georgia, Florida, North Carolina, Texas, Carolina, California, New York, and Mississippi. The company was formerly known as Bank of the Ozarks and changed its name to Bank OZK in July 2018. Bank OZK was founded in 1903 and is headquartered in Little Rock, Arkansas.

At a Glance

Live Snapshot
Market Cap$5.21B
EPS6.2100
P/E Ratio7.68
Earnings Date07/16/2026
3Y+47.0%
5Y+50.0%
10Y+116.0%
3Y+51.0%
5Y+51.0%
10Y+115.0%
3Y+31.0%
5Y+43.0%
10Y+119.0%
ozk

Bank OZK Funding & Solvency Profile

OZK ยท NASDAQ
Cash & Cash Equivalents0.00
Net Receivables0.00
Inventory0.00
Other Current Assets3.07B
Total Current Assets3 B
Property, Plant & Equipment922.00M
Goodwill & Intangible Assets660.79M
Long-Term Investments0.00
Other Non-Current Assets-1.58B
Total Non-Current Assets-660789000
Total Assets
40.79B

Financial Health Analysis

Current Ratio

0.80x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

5.65x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-766395000

Negative working capital indicates short-term liabilities exceed short-term assetsโ€”potential liquidity stress.

Asset Composition

8% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

Bank OZK Balance Sheet

OZK โ€ข NASDAQ

Bank OZK Balance SheetDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
ASSETS
CURRENT ASSETS
0.0
2.8B
2.1B
1B
2.1B
2.4B
1.5B
290.7M
440.4M
866.4M
91M
150.2M
196M
208M
58.9M
49M
78.3M
41M
47.5M
42.7M
0.0
565.5M
3.2B
3.5B
3.9B
3.4B
2.3B
2.9B
2.6B
1.5B
602.3M
839.3M
669.4M
494.3M
438.9M
0.0
0.0
0.0
0.0
0.0
0.0
3.3B
5.4B
4.5B
6B
5.8B
3.8B
3.2B
3.1B
2.3B
693.3M
989.5M
865.4M
702.2M
497.8M
49M
78.3M
41M
47.5M
42.7M
0.0
174M
170.1M
125.1M
83M
88.1M
75.2M
82M
64.6M
51.9M
25.5M
20.2M
14.4M
13.2M
12.9M
167M
14.8M
18.9M
17.4M
17.4M
0.0
174M
170.1M
125.1M
83M
88.1M
75.2M
82M
64.6M
51.9M
25.5M
20.2M
14.4M
13.2M
12.9M
13.9M
14.8M
18.9M
17.4M
17.4M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
153.1M
0.0
0.0
0.0
0.0
3.1B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3.1B
3.5B
5.6B
4.7B
6.1B
5.9B
3.8B
3.2B
3.1B
2.4B
718.8M
1B
879.7M
715.4M
510.7M
216M
93.1M
59.9M
64.9M
60.1M
NON-CURRENT ASSETS
922M
739.1M
676.8M
678.4M
695.9M
738.8M
711.5M
567.2M
519.8M
504.1M
296.2M
273.6M
245.5M
225.8M
186.5M
170.5M
156.2M
152.6M
130M
116.7M
660.8M
660.8M
660.8M
660.8M
660.8M
660.8M
660.8M
660.8M
660.8M
660.1M
125.4M
78.7M
5.2M
5.2M
5.2M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.8M
8.3M
14.7M
23.8M
35.7M
48.3M
60.9M
26.9M
26.9M
13.9M
6.5M
6.8M
7.9M
5.6M
5.7M
17.4M
6.1M
660.8M
660.8M
660.8M
663.5M
669.1M
675.5M
684.5M
696.5M
709M
721M
152.3M
105.6M
19.2M
11.8M
12.2M
7.9M
5.6M
5.7M
5.9M
6.1M
0.0
31.8B
26.1B
20.6B
18.1B
18.9B
17.4B
17B
15.9B
14.5B
8.3B
5.1B
3.3B
2.7B
2.7B
2.7B
2.4B
2.9B
2.4B
2.3B
-1.6B
1.6B
1.2B
1.1B
1B
947.9M
887.8M
873.8M
999M
788.6M
438.2M
302.7M
332.7M
372.3M
479.2M
166.8M
144.8M
78.7M
80.1M
66.6M
0.0
34.7B
28.7B
23B
20.5B
21.3B
19.7B
19.2B
18.2B
16.5B
9.2B
5.8B
3.9B
3.3B
3.3B
3.1B
2.7B
3.2B
2.6B
2.5B
37.7B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
40.8B
38.3B
34.2B
27.7B
26.5B
27.2B
23.6B
22.4B
21.3B
18.9B
9.9B
6.8B
4.8B
4B
3.8B
3.3B
2.8B
3.2B
2.7B
2.5B
LIABILITIES
CURRENT LIABILITIES
0.0
0.0
0.0
233.9M
186.8M
251.9M
221.8M
216.4M
186.2M
72.6M
52.2M
36.9M
16.8M
27.6M
45.5M
0.0
0.0
27.5M
12M
9.1M
0.0
0.0
0.0
233.9M
186.8M
251.9M
221.8M
216.4M
186.2M
72.6M
52.2M
36.9M
16.8M
27.6M
45.5M
0.0
0.0
27.5M
12M
9.1M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
186.2M
0.0
0.0
36.9M
16.8M
0.0
43.9M
0.0
0.0
27.5M
0.0
9.1M
0.0
0.0
0.0
0.0
6.1M
8M
11.2M
20.6M
69.3M
65.1M
65.8M
65.6M
53.1M
29.6M
32.8M
43.3M
44.3M
46.9M
46.1M
41M
3.8B
31B
27.4B
21.5B
20.2B
21.5B
18.5B
17.9B
17.2B
15.6B
8B
5.5B
3.7B
3.1B
2.9B
2.5B
2B
2.3B
2.1B
2B
3.8B
31B
27.4B
21.7B
20.4B
21.7B
18.7B
18.2B
17.6B
15.7B
8.1B
5.6B
3.8B
3.2B
3.1B
2.6B
2.1B
2.4B
2.1B
2.1B
NON-CURRENT LIABILITIES
463.6M
883M
1.3B
1.1B
1.2B
1.1B
695M
439.3M
364M
382.7M
322.2M
255.8M
345.8M
345.7M
366.8M
347.1M
407.5M
489.9M
401.5M
259.6M
-463.6M
626.5M
417.6M
156.4M
65.5M
81.5M
0.0
0.0
-186.2M
0.0
0.0
-36.9M
9.1M
25.2M
-19.2M
18.7M
17.6M
-27.5M
0.0
-9.1M
0.0
1.5B
1.7B
1.2B
1.3B
1.2B
695M
439.3M
177.9M
382.7M
322.2M
218.9M
355M
370.9M
347.6M
365.8M
425.1M
462.4M
401.5M
250.5M
30.8B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
56M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
34.7B
32.6B
29.1B
23B
21.7B
22.9B
19.4B
18.6B
17.8B
16.1B
8.4B
5.9B
4.2B
3.5B
3.4B
2.9B
2.5B
2.9B
2.5B
2.4B
SHAREHOLDERS' EQUITY
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-6.9M
-2.3M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
339M
339M
339M
339M
339M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
71.9M
0.0
0.0
1.1M
1.1M
1.1M
1.2M
1.3M
1.3M
1.3M
1.3M
1.3M
1.2M
906K
799K
737K
353K
345K
170K
169K
169K
168K
167K
1.5B
1.6B
1.6B
1.8B
2.1B
2.3B
2.3B
2.2B
2.2B
1.9B
756M
324.4M
143M
73M
51.1M
45.3M
41.6M
43.3M
38.6M
36.8M
4.3B
3.8B
3.3B
2.8B
2.4B
1.9B
1.9B
1.6B
1.3B
914.4M
706.6M
571.5M
484.9M
423.5M
363.7M
275.1M
221.2M
193.2M
167.1M
142.6M
-24.9M
-76.1M
-97.4M
-177.6M
23.8M
58.3M
27.3M
-34.1M
-12.7M
-25.9M
8M
14.1M
-3.7M
10.8M
9.3M
-167K
6M
15.6M
-15.1M
-4.9M
6.1B
5.7B
5.1B
4.7B
4.8B
4.3B
4.2B
3.8B
3.5B
2.8B
1.5B
908.4M
625M
507.7M
424.6M
320.4M
269M
324.2M
190.8M
174.6M
6.1B
5.7B
5.1B
4.7B
4.8B
4.3B
4.2B
3.8B
3.5B
2.8B
1.5B
911.8M
628.4M
511.1M
428M
323.8M
272.5M
327.6M
194.3M
174.6M
0.0
571K
975K
1.4M
3.1M
3.1M
3.1M
3M
3.1M
3.3M
3.2M
3.5M
3.5M
3.4M
3.4M
3.4M
3.4M
3.4M
3.4M
0.0
SUMMARY
40.8B
38.3B
34.2B
27.7B
26.5B
27.2B
23.6B
22.4B
21.3B
18.9B
9.9B
6.8B
4.8B
4B
3.8B
3.3B
2.8B
3.2B
2.7B
2.5B
0.0
32.3B
29.4B
24.1B
22B
22.3B
19.7B
19.9B
18.5B
16B
8.9B
5.9B
4B
3.2B
3.1B
2.7B
2.4B
2.9B
2.4B
2.3B
463.6M
883M
1.3B
1.1B
1.2B
1.1B
706.2M
459.9M
433.4M
447.8M
388M
321.4M
398.9M
375.3M
399.6M
390.4M
451.8M
536.8M
447.6M
300.6M
463.6M
-1.9B
-874.8M
41.8M
-824.2M
-1.3B
-789.5M
169.2M
-7M
-418.6M
297M
171.2M
203M
167.3M
340.7M
341.4M
373.5M
495.8M
400M
257.9M
113,376,355
113,376,355
113,376,355
113,376,355
113,376,355
113,376,355
113,376,355
113,376,355
113,376,355
113,376,355
113,376,355
113,376,355
113,376,355
113,376,355
113,376,355
113,376,355
113,376,355
113,376,355
113,376,355
113,376,355

SEC Filings

OZK - Filing history and reports

No SEC filings available for OZK