Bank OZK

Bank OZK

OZKยทNASDAQ

$47.71

-0.36%
Financial ServicesBanks - Regional

Bank OZK provides various retail and commercial banking services. It accepts various deposit products, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time deposits. The company also offers real estate, consumer and business purpose, indirect recreational vehicle and marine, commercial and industrial, government guaranteed, agricultural, small business, homebuilder, and affordable housing loans; business aviation and subscription financing services; and mortgage and other lending products. In addition, it provides trust and wealth services, such as personal, custodial, investment management, and retirement accounts, as well as corporate trust services comprising trustee, paying and registered transfer agent, and other incidental services. Further, the company offers treasury management services comprising automated clearing house, wire transfer, transaction reporting, wholesale lockbox, remote deposit capture, automated credit line transfer, reconciliation, positive pay, and merchant and commercial card services, as well as zero balance and investment sweep accounts. Additionally, it provides ATMs; telephone, online, and mobile banking services; debit and credit cards; safe deposit boxes; and other products and services, as well as processes merchant debit and credit card transactions. As of December 31, 2021, it operated approximately 240 offices in Arkansas, Georgia, Florida, North Carolina, Texas, Carolina, California, New York, and Mississippi. The company was formerly known as Bank of the Ozarks and changed its name to Bank OZK in July 2018. Bank OZK was founded in 1903 and is headquartered in Little Rock, Arkansas.

At a Glance

Live Snapshot
Market Cap$5.21B
EPS6.2100
P/E Ratio7.68
Earnings Date07/16/2026
1.00%
Dividend Yield
-7%
3Y-9.0%
5Y+48.0%
10Y+143.0%
31.15%
Dividend Payout Ratio
3Y+21.0%
5Y+29.0%
10Y+21.0%
3Y+28.0%
5Y+54.0%
10Y+303.0%
Bank OZK

Bank OZK Dividend History

OZK ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

OZK Dividend Payment History

OZK ยท NASDAQ

Total Payments

50

Latest Dividend

$0.4700

Annual Amount

$2.2500

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Apr 1, 2026
Apr 13, 2026Apr 20, 2026
$0.4700
$0.4700
Quarterly+2.17%
Jan 2, 2026
Jan 13, 2026Jan 20, 2026
$0.4600
$0.4600
Quarterly+2.22%
Oct 1, 2025
Oct 14, 2025Oct 21, 2025
$0.4500
$0.4500
Quarterly+2.27%
Jul 1, 2025
Jul 11, 2025Jul 18, 2025
$0.4400
$0.4400
Quarterly+2.33%
Apr 1, 2025
Apr 14, 2025Apr 21, 2025
$0.4300
$0.4300
Quarterly+2.38%
Jan 2, 2025
Jan 14, 2025Jan 21, 2025
$0.4200
$0.4200
Quarterly+2.44%
Oct 1, 2024
Oct 11, 2024Oct 18, 2024
$0.4100
$0.4100
Quarterly+2.50%
Jul 1, 2024
Jul 12, 2024Jul 19, 2024
$0.4000
$0.4000
Quarterly+2.56%
Apr 1, 2024
Apr 12, 2024Apr 19, 2024
$0.3900
$0.3900
Quarterly+2.63%
Jan 2, 2024
Jan 16, 2024Jan 23, 2024
$0.3800
$0.3800
Quarterly+2.70%
Oct 2, 2023
Oct 13, 2023Oct 20, 2023
$0.3700
$0.3700
Quarterly+2.78%
Jul 3, 2023
Jul 14, 2023Jul 21, 2023
$0.3600
$0.3600
Quarterly+2.86%
Apr 3, 2023
Apr 14, 2023Apr 21, 2023
$0.3500
$0.3500
Quarterly+2.94%
Jan 3, 2023
Jan 17, 2023Jan 24, 2023
$0.3400
$0.3400
Quarterly+3.03%
Oct 3, 2022
Oct 14, 2022Oct 21, 2022
$0.3300
$0.3300
Quarterly+3.13%
Jul 1, 2022
Jul 15, 2022Jul 22, 2022
$0.3200
$0.3200
Quarterly+3.23%
Apr 1, 2022
Apr 15, 2022Apr 22, 2022
$0.3100
$0.3100
Quarterly+3.33%
Jan 3, 2022
Jan 14, 2022Jan 21, 2022
$0.3000
$0.3000
Quarterly+3.45%
Oct 1, 2021
Oct 15, 2021Oct 22, 2021
$0.2900
$0.2900
Quarterly+1.75%
Jul 1, 2021
Jul 12, 2021Jul 19, 2021
$0.2850
$0.2850
Quarterly+1.79%
Apr 1, 2021
Apr 12, 2021Apr 19, 2021
$0.2800
$0.2800
Quarterly+0.72%
Jan 4, 2021
Jan 15, 2021Jan 22, 2021
$0.2780
$0.2780
Quarterly+1.09%
Oct 1, 2020
Oct 12, 2020Oct 19, 2020
$0.2750
$0.2750
Quarterly+1.10%
Jul 1, 2020
Jul 13, 2020Jul 20, 2020
$0.2720
$0.2720
Quarterly+0.74%
Apr 1, 2020
Apr 13, 2020Apr 20, 2020
$0.2700
$0.2700
Quarterly+3.85%
Jan 2, 2020
Jan 17, 2020Jan 24, 2020
$0.2600
$0.2600
Quarterly+4.00%
Oct 1, 2019
Oct 11, 2019Oct 18, 2019
$0.2500
$0.2500
Quarterly+4.17%
Jul 1, 2019
Jul 12, 2019Jul 19, 2019
$0.2400
$0.2400
Quarterly+4.35%
Apr 1, 2019
Apr 15, 2019Apr 22, 2019
$0.2300
$0.2300
Quarterly+4.55%
Jan 2, 2019
Jan 15, 2019Jan 22, 2019
$0.2200
$0.2200
Quarterly+4.76%
Oct 1, 2018
Oct 12, 2018Oct 19, 2018
$0.2100
$0.2100
Quarterly+5.00%
Jul 2, 2018
Jul 13, 2018Jul 20, 2018
$0.2000
$0.2000
Quarterly+2.56%
Apr 2, 2018
Apr 13, 2018Apr 20, 2018
$0.1950
$0.1950
Quarterly+2.63%
Jan 3, 2018
Jan 19, 2018Jan 26, 2018
$0.1900
$0.1900
Quarterly+2.70%
Oct 2, 2017
Oct 13, 2017Oct 20, 2017
$0.1850
$0.1850
Quarterly+2.78%
Jul 3, 2017
Jul 14, 2017Jul 21, 2017
$0.1800
$0.1800
Quarterly+2.86%
Apr 3, 2017
Apr 14, 2017Apr 21, 2017
$0.1750
$0.1750
Quarterly+2.94%
Jan 3, 2017
Jan 20, 2017Jan 27, 2017
$0.1700
$0.1700
Quarterly+3.03%
Oct 3, 2016
Oct 14, 2016Oct 21, 2016
$0.1650
$0.1650
Quarterly+3.13%
Jul 1, 2016
Jul 15, 2016Jul 22, 2016
$0.1600
$0.1600
Quarterly+3.23%
Apr 1, 2016
Apr 15, 2016Apr 22, 2016
$0.1550
$0.1550
Quarterly+3.33%
Jan 4, 2016
Jan 15, 2016Jan 22, 2016
$0.1500
$0.1500
Quarterly+3.45%
Oct 1, 2015
Oct 16, 2015Oct 23, 2015
$0.1450
$0.1450
Quarterly+3.57%
Jul 1, 2015
Jul 17, 2015Jul 24, 2015
$0.1400
$0.1400
Quarterly+3.70%
Apr 1, 2015
Apr 17, 2015Apr 24, 2015
$0.1350
$0.1350
Quarterly+3.85%
Jan 2, 2015
Jan 16, 2015Jan 23, 2015
$0.1300
$0.1300
Quarterly+4.00%
Oct 1, 2014
Oct 17, 2014Oct 24, 2014
$0.1250
$0.1250
Quarterly+4.17%
Jul 1, 2014
Jul 11, 2014Jul 18, 2014
$0.1200
$0.1200
Quarterly+4.35%
Apr 1, 2014
Apr 11, 2014Apr 18, 2014
$0.2300
$0.1150
Quarterly+4.55%
Jan 3, 2014
Jan 17, 2014Jan 24, 2014
$0.2200
$0.1100
Quarterly-
ozk

Bank OZK Payout Ratio Analysis

OZK ยท NASDAQ
Dividends Paid
-212.97M
2025
Net Income
715.48M
2025
Payout Ratio
29.77%
2025

Dividend Sustainability Analysis

Payout Ratio
29.77%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
29.1%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
-8.9%

Dividend cut is concerning. Investigate whether due to one-time factors or fundamental business deterioration. Reassess dividend sustainability.

Sustainability
Good

Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.