Old Second Bancorp, Inc.

Old Second Bancorp, Inc.

OSBC·NASDAQ

$20.70

-3.1%
Financial ServicesBanks - Regional

Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services. It provides demand, NOW, money market, savings, time deposit, individual retirement, and checking accounts, as well as certificate of deposit accounts. The company also offers commercial loans; lease financing receivables; commercial real estate loans; construction loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity line of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; residential mortgages; and overdraft checking. Further, it provides safe deposit services; trust and wealth management services; and money orders, cashier's checks, foreign currency, direct deposits, discount brokerage, debit and credit cards, and other services, as well as acquires the U.S. treasury notes and bonds. In addition, the company offers online and mobile banking; corporate cash management products, including remote and mobile deposits capture, investment sweep accounts, zero balance accounts, automated tax payments, automatic teller machines access, telephone banking, lockbox accounts, automated clearing house transactions, account reconciliation, controlled disbursement, detail and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin; and investment, agency, and custodial services for individual, corporate, and not-for-profit clients. It operates through 63 banking centers in Cook, DeKalb, DuPage, Kane, Kendall, LaSalle, and Will counties in Illinois. Old Second Bancorp, Inc. was incorporated in 1981 and is headquartered in Aurora, Illinois.

At a Glance

Live Snapshot
Market Cap$1.06B
EPS1.6400
P/E Ratio12.62
Earnings Date07/22/2026
-45.51%
Return on Invested Capital
-570%
3Y-625.0%
5Y-924.0%
10Y-1215.0%
8.96%
Return on Equity
-30%
3Y-39.0%
5Y-1.0%
10Y-
1.16%
Return on Assets
-23%
3Y+2.0%
5Y+27.0%
10Y+67.0%
Old Second Bancorp, Inc.

Old Second Bancorp, Inc. Management Team

OSBC · NASDAQ
MS

Mr. Steven C. Meves

Chief Investment Officer of Wealth Management Group

male
MR

Mr. Richard A. Gartelmann Jr., CFP

EVice President & Head of Wealth Management

Compensation

$468,314

Born 1969(Age 57)
male
MD

Mr. Donald J. Pilmer

Executive Vice President & Chief Lending Officer

Compensation

$636,358

Born 1965(Age 61)
male
MB

Mr. Bradley S. Adams

Executive Vice President, Chief Operating Officer & Chief Financial Officer

Compensation

$864,996

Born 1974(Age 52)
male
MJ

Mr. James L. Eccher

President, Chief Executive Officer & Chairman of the Board

Compensation

$1,649,647

Born 1965(Age 61)
male
MK

Mr. Kris Wieschhaus

Senior Vice President & Chief Technology Officer

Born 1987(Age 39)
male
MJ

Ms. Jacqueline Ann Runnberg CFP

Senior Vice President & MD of Wealth Management

Born 1965(Age 61)
female
MC

Mr. Chris Lasse

Senior Vice President of Human Resources

Born 1980(Age 46)
male
MJ

Mr. Joseph Monocchio

Senior Vice President of Retirement Plan Services

Born 1961(Age 65)
male
MS

Ms. Shirley Cantrell

Shareholder Relations Manager

Born 1961(Age 65)
female
osbc

Old Second Bancorp, Inc. Insider Positioning

OSBC · NASDAQ

During the last 12 months, insiders have purchased $501 and sold $3.75M worth of OSBC shares, resulting in $3.75M of net selling activity.

3 Months

Bought

24

501.00

Sold

67.3K

1.37M

Net Activity

-1.4M

-$1.37M

3-6 Months

Bought

0

0.00

Sold

52.5K

1.09M

Net Activity

-1.1M

-$1.09M

6-9 Months

Bought

0

0.00

Sold

70.7K

1.29M

Net Activity

-1.3M

-$1.29M

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

1
LBJJ

Lyons Billy J Jr.

Director

24 shares1 transactions

$501

Top Sellers

1
CDP

Campbell Darin Patrick

Director, Officer: President, Powersports Lending

92.7K shares4 transactions

$1.77M

2
CGS

Collins Gary S

Director, Officer: Vice Chairman

42.3K shares4 transactions

$855K

3
LJ

Ladowicz John

Director

28.5K shares3 transactions

$561K

4
PD

Pilmer Donald

Officer: Evp

25.0K shares1 transactions

$519K

5
GRAJ

Gartelmann Richard A Jr

Officer: Evp

2.0K shares1 transactions

$42K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $3.75M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Recent Trend (3 Months)

$1.37M

Heavy recent selling activity. Recent insider sales notably exceed purchases—may warrant investigation into company developments.

Insider Participation

High Selling

5 insider sellers vs. 1 buyers. Widespread selling across multiple insiders may signal concerns.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.

SEC Filings

OSBC - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
DEF 14A

DEF 14A 2026

N/A

April 06, 2026
May 19, 2026
2026
DEF 14A

DEF 14A 2025

N/A

April 18, 2025
May 20, 2025
2025
DEF 14A

DEF 14A 2024

N/A

April 19, 2024
May 21, 2024
2024
DEF 14A

DEF 14A

N/A

April 14, 2023
April 14, 2023
 
DEF 14A

DEF 14A 2022

N/A

April 14, 2022
April 14, 2022
2022
DEF 14A

DEF 14A 2021

N/A

April 16, 2021
May 18, 2021
2021
DEF 14A

DEF 14A 2020

N/A

July 17, 2020
August 18, 2020
2020
DEF 14A

DEF 14A 2019

N/A

April 19, 2019
May 21, 2019
2019
DEF 14A

DEF 14A 2018

N/A

April 13, 2018
May 15, 2018
2018
DEF 14A

DEF 14A 2017

N/A

April 14, 2017
May 16, 2017
2017
Showing 1 to 10 of 32 filings