Orrstown Financial Services, Inc.

Orrstown Financial Services, Inc.

ORRF·NASDAQ

$37.58

-3.8%
Financial ServicesBanks - Regional

Orrstown Financial Services, Inc. operates as the holding company for Orrstown Bank that provides commercial banking and trust services in the United States. The company accepts various deposits, including checking, savings, time, demand, and money market deposits. It also offers commercial loans, such as commercial real estate, equipment, construction, working capital, and other commercial purpose loans, as well as industrial loans; consumer loans comprising home equity and other consumer loans, as well as home equity lines of credit; residential mortgage loans; acquisition and development loans; municipal loans; and installment and other loans. In addition, the company provides renders services as trustee, executor, administrator, guardian, managing agent, custodian, and investment advisor, as well as provides other fiduciary services under the Orrstown Financial Advisors name; and offers retail brokerage services through a third-party broker/dealer arrangement. Further, it offers investment advisory, insurance, and brokerage services. The company operates through offices in Berks, Cumberland, Dauphin, Franklin, Lancaster, Perry, and York counties, Pennsylvania; and Anne Arundel, Baltimore, Howard, and Washington counties, Maryland, as well as Baltimore City, Maryland. Orrstown Financial Services, Inc. was founded in 1919 and is based in Shippensburg, Pennsylvania.

At a Glance

Live Snapshot
Market Cap$738.36M
EPS4.3800
P/E Ratio7.29
Earnings Date07/28/2026

orrf

Operating Expenses

Last Annual Value

147.26M

3-Year CAGR

16%

5-Year CAGR

15%

10-Year CAGR

13%

Orrstown Financial Services, Inc.

Orrstown Financial Services, Inc. Competitors Analysis of Operating Expenses

ORRF · NASDAQ
CompanyOperating Expenses
CAGR 3Y
CAGR 5Y
CAGR 10Y
147.26M
21.3%15.1%12.0% 
125.61M
7.5%6.2%8.1%
54.04M
5.5%3.7%7.5%
103.14M
-5.3%12.8%N/A
142.46M
0.3%2.2%1.1%
154.23M
5.8%5.6%5.5%
149.00M
13.4%8.4%5.6%
128.59M
3.2%7.4%16.2%
96.97M
17.5%12.9%42.0%
159.59M
2.1%0.5%4.1%
138.23M
4.8%2.5%4.9%
Orrstown Financial Services, Inc.

Orrstown Financial Services, Inc. Fair Value Envelope

ORRF · NASDAQ

Our analysis suggests that ORRF has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $37.58, this represents a potential HIDDEN relative to our calculated worth for Orrstown Financial Services, Inc..

Intrinsic Value
Current Price: $37.58