Orrstown Financial Services, Inc.

Orrstown Financial Services, Inc.

ORRFยทNASDAQ

$37.58

-3.8%
Financial ServicesBanks - Regional

Orrstown Financial Services, Inc. operates as the holding company for Orrstown Bank that provides commercial banking and trust services in the United States. The company accepts various deposits, including checking, savings, time, demand, and money market deposits. It also offers commercial loans, such as commercial real estate, equipment, construction, working capital, and other commercial purpose loans, as well as industrial loans; consumer loans comprising home equity and other consumer loans, as well as home equity lines of credit; residential mortgage loans; acquisition and development loans; municipal loans; and installment and other loans. In addition, the company provides renders services as trustee, executor, administrator, guardian, managing agent, custodian, and investment advisor, as well as provides other fiduciary services under the Orrstown Financial Advisors name; and offers retail brokerage services through a third-party broker/dealer arrangement. Further, it offers investment advisory, insurance, and brokerage services. The company operates through offices in Berks, Cumberland, Dauphin, Franklin, Lancaster, Perry, and York counties, Pennsylvania; and Anne Arundel, Baltimore, Howard, and Washington counties, Maryland, as well as Baltimore City, Maryland. Orrstown Financial Services, Inc. was founded in 1919 and is based in Shippensburg, Pennsylvania.

At a Glance

Live Snapshot
Market Cap$738.36M
EPS4.3800
P/E Ratio7.29
Earnings Date07/28/2026
23.93%
Return on Invested Capital
788%
3Y+385.0%
5Y+256.0%
10Y+791.0%
13.67%
Return on Equity
220%
3Y+42.0%
5Y+27.0%
10Y+178.0%
1.46%
Return on Assets
260%
3Y+93.0%
5Y+52.0%
10Y+211.0%
Orrstown Financial Services, Inc.

Orrstown Financial Services, Inc. Management Team

ORRF ยท NASDAQ
MA

Ms. Amy L. Doll

Executive Vice President & Chief Administrative Officer

female
CO

Christopher Orr

Executive Vice President & Chief Information Officer

BC

Benjamin Colvard

Executive Vice President & Chief Operations Officer

MM

Mr. Matthew Dyckman

Executive Vice President & General Counsel

Born 1969(Age 57)
male
MC

Mr. Christopher D. Holt

Executive Vice President & Market President for the Maryland Region

Compensation

$630,872

Born 1964(Age 62)
male
MN

Mr. Neelesh Kalani CPA

Executive Vice President, Chief Financial Officer & Head of Investor Relations

Compensation

$563,115

Born 1975(Age 51)
male
MR

Mr. Robert G. Coradi

Executive Vice President, Chief Risk Officer & Secretary

Compensation

$526,695

Born 1962(Age 64)
male
MT

Mr. Thomas Rodney Quinn Jr.

President, Chief Executive Officer & Director

Compensation

$1,606,561

Born 1959(Age 67)
male
MA

Mr. Adam L. Metz

Senior EVice President & Chief Operating Officer

Compensation

$630,556

Born 1972(Age 54)
male
MS

Mr. Sean P. Mulcahy CPA

Senior Vice President & Chief Accounting Officer

Born 1983(Age 43)
male
orrf

Orrstown Financial Services, Inc. Insider Positioning

ORRF ยท NASDAQ

During the last 12 months, insiders have purchased $69K and sold $2.23M worth of ORRF shares, resulting in $2.16M of net selling activity.

3 Months

Bought

1.0K

34.02K

Sold

7.8K

268.15K

Net Activity

-234K

-$234K

3-6 Months

Bought

406

14.70K

Sold

12.9K

485.87K

Net Activity

-471K

-$471K

6-9 Months

Bought

302

10.36K

Sold

0

0.00

Net Activity

+10K

+$10K

9-12 Months

Bought

288

10.08K

Sold

42.7K

1.47M

Net Activity

-1.5M

-$1.46M

Top Buyers

1
BBD

Brunner Brian D

Director

1.0K sharesโ€ข1 transactions

$34K

2
BSM

Brown Sarah M

Director

694 sharesโ€ข2 transactions

$25K

3
JCJ

Joiner Cindy Jeannette

Director

302 sharesโ€ข1 transactions

$10K

Top Sellers

1
QTRJ

Quinn Thomas R Jr

Director, Officer: President & Ceo

17.0K sharesโ€ข3 transactions

$617K

2
HCD

Holt Christopher D

Officer: Evp, Market President

10.9K sharesโ€ข2 transactions

$373K

3
DM

Dyckman Matthew

Officer: Evp, General Counsel

4.5K sharesโ€ข1 transactions

$156K

4
KN

Kalani Neelesh

Officer: Evp, Chief Financial Officer

4.4K sharesโ€ข1 transactions

$153K

5
KHK

Knisely Heather K.

Officer: Chief Human Resources Officer

4.2K sharesโ€ข1 transactions

$146K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $2.16M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.03:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Recent Trend (3 Months)

$234K

Heavy recent selling activity. Recent insider sales notably exceed purchasesโ€”may warrant investigation into company developments.

Insider Participation

Moderate Selling

5 insider sellers vs. 3 buyers. More insiders selling than buying suggests cautious or negative sentiment.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.

SEC Filings

ORRF - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
DEF 14A

DEF 14A 2026

N/A

March 27, 2026
March 27, 2026
2026
DEF 14A

DEF 14A 2025

N/A

April 04, 2025
April 04, 2025
2025
DEF 14A

DEF 14A 2024

N/A

March 22, 2024
March 22, 2024
2024
DEF 14A

DEF 14A 2023

N/A

March 31, 2023
March 31, 2023
2023
DEF 14A

DEF 14A 2022

N/A

March 25, 2022
March 25, 2022
2022
DEF 14A

DEF 14A 2021

N/A

March 26, 2021
March 26, 2021
2021
DEF 14A

DEF 14A 2020

N/A

March 24, 2020
March 24, 2020
2020
DEF 14A

DEF 14A 2019

N/A

March 22, 2019
April 30, 2019
2019
DEF 14A

DEF 14A 2017

N/A

March 19, 2018
December 31, 2017
2017
DEF 14A

DEF 14A 2016

N/A

March 24, 2017
December 31, 2016
2016
Showing 1 to 10 of 29 filings