Orrstown Financial Services, Inc.

Orrstown Financial Services, Inc.

ORRF·NASDAQ

$37.58

-3.8%
Financial ServicesBanks - Regional

Orrstown Financial Services, Inc. operates as the holding company for Orrstown Bank that provides commercial banking and trust services in the United States. The company accepts various deposits, including checking, savings, time, demand, and money market deposits. It also offers commercial loans, such as commercial real estate, equipment, construction, working capital, and other commercial purpose loans, as well as industrial loans; consumer loans comprising home equity and other consumer loans, as well as home equity lines of credit; residential mortgage loans; acquisition and development loans; municipal loans; and installment and other loans. In addition, the company provides renders services as trustee, executor, administrator, guardian, managing agent, custodian, and investment advisor, as well as provides other fiduciary services under the Orrstown Financial Advisors name; and offers retail brokerage services through a third-party broker/dealer arrangement. Further, it offers investment advisory, insurance, and brokerage services. The company operates through offices in Berks, Cumberland, Dauphin, Franklin, Lancaster, Perry, and York counties, Pennsylvania; and Anne Arundel, Baltimore, Howard, and Washington counties, Maryland, as well as Baltimore City, Maryland. Orrstown Financial Services, Inc. was founded in 1919 and is based in Shippensburg, Pennsylvania.

At a Glance

Live Snapshot
Market Cap$738.36M
EPS4.3800
P/E Ratio7.29
Earnings Date07/28/2026

orrf

Free Cash Flow

Last Annual Value

70.50M

3-Year CAGR

26%

5-Year CAGR

20%

10-Year CAGR

21%

Orrstown Financial Services, Inc.

Orrstown Financial Services, Inc. Competitors Analysis of Free Cash Flow

ORRF · NASDAQ
CompanyFree Cash Flow
CAGR 3Y
CAGR 5Y
CAGR 10Y
70.50M
19.4%12.3%41.3% 
60.77M
-5.2%1.4%9.1%
137.01M
21.1%16.1%N/A
57.38M
4.7%6.4%N/A
66.24M
-3.4%-3.5%-0.4%
85.28M
2.3%10.7%8.4%
59.52M
-2.8%-15.8%0.7%
65.35M
9.7%0.9%12.0%
56.94M
20.2%26.0%N/A
80.03M
18.8%-7.3%16.0%
70.17M
0.3%-7.6%13.2%
Orrstown Financial Services, Inc.

Orrstown Financial Services, Inc. Fair Value Envelope

ORRF · NASDAQ

Our analysis suggests that ORRF has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $37.58, this represents a potential HIDDEN relative to our calculated worth for Orrstown Financial Services, Inc..

Intrinsic Value
Current Price: $37.58