Orrstown Financial Services, Inc.

Orrstown Financial Services, Inc.

ORRF·NASDAQ

$36.15

-3.8%
Financial ServicesBanks - Regional

Orrstown Financial Services, Inc. operates as the holding company for Orrstown Bank that provides commercial banking and trust services in the United States. The company accepts various deposits, including checking, savings, time, demand, and money market deposits. It also offers commercial loans, such as commercial real estate, equipment, construction, working capital, and other commercial purpose loans, as well as industrial loans; consumer loans comprising home equity and other consumer loans, as well as home equity lines of credit; residential mortgage loans; acquisition and development loans; municipal loans; and installment and other loans. In addition, the company provides renders services as trustee, executor, administrator, guardian, managing agent, custodian, and investment advisor, as well as provides other fiduciary services under the Orrstown Financial Advisors name; and offers retail brokerage services through a third-party broker/dealer arrangement. Further, it offers investment advisory, insurance, and brokerage services. The company operates through offices in Berks, Cumberland, Dauphin, Franklin, Lancaster, Perry, and York counties, Pennsylvania; and Anne Arundel, Baltimore, Howard, and Washington counties, Maryland, as well as Baltimore City, Maryland. Orrstown Financial Services, Inc. was founded in 1919 and is based in Shippensburg, Pennsylvania.

At a Glance

Live Snapshot
Market Cap$710.27M
EPS4.3800
P/E Ratio8.25
Earnings Date07/28/2026

orrf

Retained Earnings

Last Annual Value

186.75M

3-Year CAGR

26%

5-Year CAGR

28%

10-Year CAGR

37%

Orrstown Financial Services, Inc.

Orrstown Financial Services, Inc. Competitors Analysis of Retained Earnings

ORRF · NASDAQ
CompanyRetained Earnings
CAGR 3Y
CAGR 5Y
CAGR 10Y
186.75M
16.6%18.9%32.0% 
203.68M
4.4%12.8%14.5%
402.86M
8.5%11.0%19.1%
445.20M
6.7%6.3%N/A
614.10M
2.5%2.4%4.3%
741.79M
3.8%5.8%5.8%
545.15M
4.3%5.1%8.1%
219.69M
14.6%19.3%22.7%
135.81M
24.4%33.2%63.8%
508.44M
6.1%6.9%6.7%
252.79M
16.7%27.7%N/A
Orrstown Financial Services, Inc.

Orrstown Financial Services, Inc. Fair Value Envelope

ORRF · NASDAQ

Our analysis suggests that ORRF has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $36.15, this represents a potential HIDDEN relative to our calculated worth for Orrstown Financial Services, Inc..

Intrinsic Value
Current Price: $36.15