$36.15
-3.8%Orrstown Financial Services, Inc. operates as the holding company for Orrstown Bank that provides commercial banking and trust services in the United States. The company accepts various deposits, including checking, savings, time, demand, and money market deposits. It also offers commercial loans, such as commercial real estate, equipment, construction, working capital, and other commercial purpose loans, as well as industrial loans; consumer loans comprising home equity and other consumer loans, as well as home equity lines of credit; residential mortgage loans; acquisition and development loans; municipal loans; and installment and other loans. In addition, the company provides renders services as trustee, executor, administrator, guardian, managing agent, custodian, and investment advisor, as well as provides other fiduciary services under the Orrstown Financial Advisors name; and offers retail brokerage services through a third-party broker/dealer arrangement. Further, it offers investment advisory, insurance, and brokerage services. The company operates through offices in Berks, Cumberland, Dauphin, Franklin, Lancaster, Perry, and York counties, Pennsylvania; and Anne Arundel, Baltimore, Howard, and Washington counties, Maryland, as well as Baltimore City, Maryland. Orrstown Financial Services, Inc. was founded in 1919 and is based in Shippensburg, Pennsylvania.
Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.
Outstanding operational efficiency. The company generates substantial profit from core operations.
Exceptional profitability. The company converts a significant portion of revenue to bottom-line earnings.
Moderate tax rate typical for most corporations. Represents standard tax burden on profits.
Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.
ORRF โข NASDAQ
| Orrstown Financial Services, Inc. Income Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
REVENUE | ||||||||||||||||||||
353.9M | 284.1M | 174.3M | 134.3M | 121.6M | 126.9M | 120.5M | 85.9M | 70.6M | 61M | 57M | 56.2M | 53.9M | 67.7M | 86.1M | 81.4M | 70.8M | 67.7M | 66.4M | 55.9M | |
GROSS PROFIT | ||||||||||||||||||||
(103.9M) | (110.2M) | (46.7M) | (13.2M) | (7.8M) | (21.3M) | (24.6M) | (14.3M) | (8.6M) | (5.7M) | (3.7M) | (259K) | (1.9M) | (55.8M) | (69.3M) | (21.6M) | (21.4M) | (20.9M) | (23.7M) | (17.8M) | |
250M | 173.9M | 127.6M | 121.1M | 113.8M | 105.5M | 96.7M | 71.6M | 62M | 55.3M | 53.3M | 55.9M | 52M | 11.9M | 16.8M | 59.8M | 49.4M | 46.9M | 42.7M | 38.1M | |
OPERATING INCOME | ||||||||||||||||||||
(147.3M) | (146.1M) | (82.6M) | (94.5M) | (72.9M) | (73M) | (76.3M) | (57.1M) | (49.6M) | (47.4M) | (43.8M) | (42.9M) | (42.2M) | (42.4M) | (59.6M) | (36.7M) | (32M) | (28.3M) | (24.9M) | (21.6M) | |
(90.5M) | (82.6M) | (56M) | (52.3M) | (47.9M) | (46.6M) | (42.8M) | (35.8M) | (33.3M) | (31.6M) | (27.9M) | (27.7M) | (27.9M) | (24M) | (21.2M) | (22.9M) | (20.2M) | (15.9M) | (14.7M) | (13M) | |
102.7M | 27.8M | 45M | 26.6M | 40.9M | 32.5M | 19.6M | 14.4M | 12.4M | 7.9M | 9.5M | 13M | 9.8M | -30.5M | -42.8M | 23.1M | 17.4M | 18.6M | 17.8M | 16.5M | |
PRE-TAX INCOME | ||||||||||||||||||||
(103.9M) | (93.7M) | (45M) | (9M) | (6.7M) | (16M) | (23.7M) | (13.5M) | (7.6M) | (5.4M) | (4.3M) | (4.2M) | (5M) | (7.5M) | (10.8M) | (12.7M) | (16.5M) | (19.4M) | (23M) | (17.4M) | |
199.8M | 155.3M | 104.9M | 99.6M | 87M | 83.6M | 69.3M | 52.2M | 43.8M | 36.5M | 34.3M | 34M | 32.1M | 37.9M | 49.6M | 45.7M | 36.6M | 32.9M | 30.1M | 27.4M | |
(56.8M) | (63.4M) | (26.6M) | (42.2M) | (25.1M) | (26.4M) | (33.5M) | (21.3M) | (16.2M) | (15.8M) | (15.9M) | (15.2M) | (14.3M) | (18.4M) | (38.4M) | (13.9M) | (11.7M) | (12.4M) | (10.2M) | (8.6M) | |
-75K | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
102.6M | 27.8M | 45M | 26.6M | 40.9M | 32.5M | 19.6M | 14.4M | 12.4M | 7.9M | 9.5M | 13M | 9.8M | -30.5M | -42.8M | 23.1M | 17.4M | 18.6M | 17.8M | 16.5M | |
NET INCOME | ||||||||||||||||||||
(21.8M) | (5.8M) | (9.4M) | (4.6M) | (8M) | (6M) | (2.7M) | (1.6M) | (4.3M) | (1.3M) | (1.6M) | -16.1M | -206K | (8M) | -10.9M | (6.5M) | (4.1M) | (5.5M) | (5.2M) | (4.9M) | |
80.9M | 22.1M | 35.7M | 22M | 32.9M | 26.5M | 16.9M | 12.8M | 8.1M | 6.6M | 7.9M | 29.1M | 10M | -38.5M | -32M | 16.6M | 13.4M | 13.1M | 12.6M | 11.6M |
ORRF - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 29, 2026 | May 29, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 08, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 06, 2026 | May 05, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 05, 2026 | May 05, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 22, 2026 | April 21, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | March 27, 2026 | March 27, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 12, 2026 | December 31, 2025 | 2025 | |
S-3 S-3 N/A | January 29, 2026 | January 29, 2026 | ย | |
8-K 8-K 2026 N/A | January 28, 2026 | January 27, 2026 | 2026 | |
10-Q 10-Q 2025 Q3 Q3 | November 06, 2025 | September 30, 2025 | 2025 |
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