Old National Bancorp

Old National Bancorp

ONBยทNASDAQ

$23.31

-1.0%
Financial ServicesBanks - Regional

Old National Bancorp operates as the bank holding company for Old National Bank that provides various financial services to individual and commercial customers in the United States. It accepts deposit accounts, including noninterest-bearing demand, interest-bearing checking, negotiable order of withdrawal, savings and money market, and time deposits; and offers loans, such as home equity lines of credit, residential real estate loans, consumer loans, commercial loans, commercial real estate loans, letters of credit, and lease financing. The company also provides debit and automated teller machine cards, telephone access, online banking, and other electronic and mobile banking services; cash management, private banking, brokerage, trust, investment advisory, and other traditional banking services; wealth management, investment, and foreign currency services; and treasury management, merchant, health savings, and capital markets services, as well as community development lending and equity investment solutions. As of December 31, 2021, it operated a total of 162 banking centers located primarily in the states of Indiana, Kentucky, Michigan, Minnesota, and Wisconsin. Old National Bancorp was founded in 1834 and is headquartered in Evansville, Indiana.

At a Glance

Live Snapshot
Market Cap$9.01B
EPS1.8000
P/E Ratio12.95
Earnings Date07/28/2026
3Y-16.0%
5Y+210.0%
10Y+2647.0%
3Y+9.0%
5Y-14.0%
10Y+186.0%
3Y+125.0%
5Y-22.0%
10Y+169.0%
ONB

Old National Bancorp Cash Conversion Engine

ONB ยท NASDAQ
Net Income669.26M
Depreciation & Amortization123.60M
Stock-Based Compensation38.21M
Change in Working Capital-198.99M
Others49.38M
Capital Expenditures-44.06M
Free Cash Flow637.41M

Cash Flow Quality Analysis

FCF Conversion Rate

95.2%

Strong cash conversion. Most reported earnings translate into actual cash flow, suggesting solid fundamentals.

CapEx Intensity

6.5%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

+7.7%

Steady FCF growth indicates consistent cash generation improvement. On a positive trajectory.

Working Capital Impact

-$198.99M

Moderate working capital outflow. Typical for growing businesses, but ensure it's supporting revenue growth, not inefficiency.

Cash Flow Quality Insight

Asset-light with strong cash conversion: Low capital requirements combined with efficient cash generation creates significant shareholder value through dividends, buybacks, or strategic investments.

Old National Bancorp Cash Flow Statement

ONB โ€ข NASDAQ

Old National Bancorp Cash Flow StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
OPERATING ACTIVITIES
669.3M
539.2M
582M
428.3M
277.5M
226.4M
238.2M
190.8M
95.7M
134.3M
116.7M
103.7M
100.9M
91.7M
72.5M
38.2M
13.7M
62.5M
74.9M
79.4M
123.6M
65.6M
62.3M
62.3M
38.6M
43M
43.6M
38.2M
34M
29M
25.8M
21.5M
19.4M
19.2M
18.5M
15.1M
15.4M
10.3M
11.4M
13M
0.0
13.3M
15.4M
11M
6.8M
18.8M
2.7M
22.9M
11.7M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
38.2M
32.3M
27.9M
28.7M
7.5M
7.7M
8M
8.1M
6.3M
7.3M
4.3M
4.2M
4M
3.3M
3.4M
2.4M
1.3M
0.0
0.0
0.0
49.4M
83M
24.7M
64.9M
-11.3M
26.4M
-48.9M
-24.3M
45M
-165.1M
-1.1M
41.3M
17.3M
-1M
9.5M
37.2M
60.1M
25.3M
7M
505K
-199M
-111.2M
-196M
219.4M
11.2M
-102.5M
-9.9M
-1.4M
57.4M
19.3M
-21.9M
29.1M
23.8M
1.1M
39.2M
3.6M
-50.5M
-43.6M
-19M
27.3M
681.5M
622.3M
516.3M
814.4M
330.4M
219.8M
233.8M
234.4M
250.1M
24.8M
123.8M
199.3M
165.4M
114.3M
143.1M
96.5M
40.3M
54.5M
74.2M
120.1M
INVESTING ACTIVITIES
-44.1M
-30.3M
-38.4M
-37.9M
-48.7M
-30.9M
-37.4M
-33.4M
-37.3M
-224.7M
-85.7M
-20.5M
-18.6M
-18.7M
-11.5M
-7.5M
-13.9M
-11.7M
-9.1M
(69.2M)
(137.5M)
(177.8M)
(0.0)
(1.9B)
(0.0)
(0.0)
(0.0)
-149.9M
(2.6M)
(29.2M)
-370.2M
-3.1M
(361.7M)
(78.5M)
(292.2M)
(0.0)
(389.9M)
(0.0)
-60.7M
(10.5M)
-4.6B
-1.8B
-1.1B
-1.6B
-3.3B
-2.8B
-2.4B
-663.3M
-874.6M
-1.6B
-907.3M
-672.3M
-1.3B
-1B
-550.9M
-1.4B
-2.4B
-1.1B
-811.3M
-744.6M
4B
1.5B
1.3B
1.4B
1.7B
2.3B
1.7B
614.3M
838.9M
1.5B
1.1B
699.9M
889.6M
850.8M
1.2B
1.7B
1.8B
1.1B
979.3M
895.7M
-1.2B
-1.1B
-1.9B
-3.4B
238.8M
-1.6B
153M
-39.1M
-466M
-361M
-286.6M
-166.2M
129.6M
108.8M
52.9M
127.2M
829.8M
-95.4M
510M
147.9M
-1.8B
-1.4B
-1.8B
-1.7B
-1.4B
-2.1B
-525.4M
-271.4M
-536.4M
-640.8M
-500.9M
-162.2M
(101M)
-11.7M
(1B)
(436.6M)
(601.6M)
-113.3M
(608.3M)
(378.6M)
FINANCING ACTIVITIES
372.5M
-7.9M
-43.2M
-70.4M
-3.1M
-81.8M
-101.8M
-1.3M
-2.4M
-1.7M
-88.3M
-25.5M
-24M
-3.7M
-1.3M
-508K
197.4M
-457K
-4M
-28.7M
201.9M
-10.4M
466.8M
974.6M
-62.5M
171.5M
192.6M
-8.4M
237.3M
330.4M
345.8M
313.8M
194M
93.9M
-308.2M
-313.4M
-457.7M
187.2M
167.1M
-196.2M
-225.1M
-191.2M
-180M
-177.6M
-92.8M
-92.9M
-89.5M
-82.2M
-72.6M
-67.5M
-55.6M
-48.2M
-40.3M
-34.7M
-26.5M
-24.4M
-31.9M
-60.8M
-57.8M
-55.6M
-71.8M
-8.9M
-44.3M
-71.2M
-3.7M
-82.4M
-102.4M
-1.8M
-2.8M
-2M
-88.7M
-25.8M
-24.3M
-4M
-1.5M
-705K
-101.6M
-457K
-4.1M
-29.4M
1.4B
1B
1.5B
50.8M
1.5B
2.2B
-1.3M
155.6M
158.9M
390.5M
155M
-244.1M
-453.4M
-116.9M
-841.7M
-440.6M
55.8M
-237.7M
-1B
-122.8M
1.8B
802.6M
1.7B
777.5M
1.3B
2.2B
250.8M
63.7M
321.2M
651.7M
357M
-3.9M
-323.7M
-61.4M
-1.2B
-778.8M
-337.6M
-11.9M
-916.7M
-403.3M
CASH FLOW SUMMARY
598.2M
52.9M
446.6M
-93.6M
232.3M
313.4M
-40.8M
26.7M
34.9M
35.7M
-20.1M
33.2M
-57.3M
41.2M
-28.7M
-245.7M
304.3M
-70.7M
-234.2M
95.5M
1.2B
1.2B
728.4M
822M
589.7M
276.3M
317.2M
290.4M
255.5M
219.8M
240M
206.7M
264.1M
222.9M
251.6M
497.3M
193M
263.7M
497.9M
402.4M
1.8B
1.2B
1.2B
728.4M
822M
589.7M
276.3M
317.2M
290.4M
255.5M
219.8M
240M
206.7M
264.1M
222.9M
251.6M
497.3M
193M
263.7M
497.9M
637.4M
592M
478M
776.5M
281.7M
188.9M
196.3M
201M
212.8M
-199.9M
38.1M
179.2M
146.8M
95.6M
132.3M
89.1M
26.4M
42.8M
65.1M
120.2M

SEC Filings

ONB - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 18, 2026
May 13, 2026
2026
8-K

8-K 2026

N/A

May 13, 2026
May 13, 2026
2026
8-K

8-K 2026

N/A

May 06, 2026
May 06, 2026
2026
10-Q

10-Q 2026 Q1

Q1

April 29, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 22, 2026
April 22, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 02, 2026
May 13, 2026
2026
10-K

10-K 2025 FY

FY

February 19, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 19, 2026
February 17, 2026
2026
8-K

8-K 2026

N/A

February 09, 2026
February 09, 2026
2026
8-K

8-K 2026

N/A

January 29, 2026
January 26, 2026
2026
Showing 1 to 10 of 637 filings