NWBI - NASDAQ

Northwest Bancshares, Inc.

NWBI·NASDAQ

$13.80

-1.2%

Financial ServicesBanks - Regional

Northwest Bancshares, Inc. operates as the holding company for Northwest Bank, a state-chartered savings bank that provides personal and business banking solutions. The company accepts various deposits, including checking, savings, money market deposit, term certificate, and individual retirement accounts. It also offers loan products comprising one-to-four-family residential real estate loans and loans collateralized by multi-family residential and commercial real estate; commercial business loans; and consumer loans, including automobile loans, sales finance loans, unsecured personal loans, credit card loans, and loans secured by deposit accounts. The company also offers investment management and trust services. As of December 31, 2021, it operated 170 community-banking locations in Pennsylvania, Western New York, Eastern Ohio, and Indiana. Northwest Bancshares, Inc. was founded in 1896 and is headquartered in Columbus, Ohio.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$2.02B

EPS0.9300

P/E Ratio14.84

Earnings Date08/04/2026

16.77B

Assets

16%

3Y+19.0%

5Y+21.0%

10Y+74.0%

14.88B

Total Liabilities

16%

3Y+18.0%

5Y+21.0%

10Y+76.0%

1.89B

Total Equity

18%

3Y+27.0%

5Y+23.0%

10Y+61.0%

Northwest Bancshares, Inc. Funding & Solvency Profile

NWBI · NASDAQ

Current Assets

Cash & Cash Equivalents233.65M

Net Receivables56.29M

Inventory0.00

Other Current Assets0.00

Total Current Assets2 B

Non-Current Assets

Property, Plant & Equipment140.38M

Goodwill & Intangible Assets484.00M

Long-Term Investments13.01B

Other Non-Current Assets1.26B

Total Non-Current Assets14 B

Total Assets

16.77B

Financial Health Analysis

Current Ratio

0.13x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

7.87x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-12066697000

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

11% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

Northwest Bancshares, Inc. Balance Sheet

NWBI • NASDAQ

Northwest Bancshares, Inc. Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008	Dec 2007	Dec 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	233.6M	288.4M	122.3M	139.4M	1.3B	736.3M	60.8M	68.8M	77.7M	389.9M	166.8M	240.1M	391.3M	451.1M	687.7M	718.5M	1.1B	72.6M	229.1M	140.4M
Short-Term Investments	1.6B	1.1B	1B	1.2B	1.5B	1.4B	819.9M	801.5M	792.5M	826.2M	874.4M	912.4M	1B	1.1B	908.3M	0.0	0.0	0.0	0.0	0.0
Cash & Short-Term Investments	1.8B	1.4B	1.2B	1.4B	2.8B	2.1B	880.7M	870.2M	870.2M	1.2B	1B	1.2B	1.4B	1.5B	1.6B	718.5M	1.1B	72.6M	229.1M	140.4M
Net Receivables	56.3M	46.4M	47.4M	35.5M	25.6M	35.6M	25.8M	24.5M	23.4M	21.7M	21.1M	18.6M	19.2M	23.3M	24.6M	26.2M	25.8M	27.3M	27.1M	28M
Accounts Receivables	56.3M	46.4M	47.4M	35.5M	25.6M	35.6M	25.8M	24.5M	23.4M	21.7M	21.1M	18.6M	19.2M	23.3M	24.6M	26.2M	25.8M	27.3M	27.1M	28M
Total Current Assets	1.9B	1.4B	1.2B	1.4B	2.9B	2.2B	906.5M	894.7M	893.6M	1.2B	1.1B	1.2B	1.4B	1.6B	1.6B	744.7M	1.1B	99.9M	256.1M	168.4M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	140.4M	124.2M	138.8M	145.9M	156.5M	161.5M	147.4M	143.4M	151.9M	161.2M	154.4M	143.9M	146.1M	138.8M	132.2M	128.1M	124.3M	115.8M	119.6M	104.9M
Goodwill	444.3M	381M	381M	381M	381M	382.3M	346.1M	307.4M	307.4M	307.4M	261.7M	175.3M	174.6M	174.5M	171.9M	171.9M	171.4M	171.4M	0.0	0.0
Intangible Assets	39.7M	2.8M	5.3M	8.6M	12.8M	19.9M	23.1M	19.8M	25.7M	32.4M	9M	3M	2.3M	3.5M	2.1M	3.9M	4.7M	7.4M	27.1M	28M
Goodwill & Intangible Assets	484M	383.8M	386.3M	389.6M	393.8M	402.2M	369.2M	327.2M	333.1M	339.9M	270.7M	178.4M	177M	178M	174M	175.8M	176M	178.8M	192.4M	165.4M
Long-Term Investments	13B	11.9B	12.1B	11.7B	10.7B	10.6B	8.8B	8B	7.8B	7.7B	7.2B	6B	5.9B	5.8B	5.7B	6.8B	6.3B	6.3B	5.9B	5.9B
Other Non-Current Assets	1.3B	566.4M	576.6M	501.2M	415.4M	446.4M	302M	223.4M	219M	215.9M	273.4M	255.6M	273.3M	288M	319.2M	333.6M	295.9M	254.7M	166.5M	192.2M
Total Non-Current Assets	14.9B	13B	13.2B	12.7B	11.6B	11.6B	9.6B	8.7B	8.5B	8.4B	7.9B	6.6B	6.5B	6.4B	6.3B	7.4B	6.9B	6.8B	6.4B	6.4B
Total Assets	16.8B	14.4B	14.4B	14.1B	14.5B	13.8B	10.5B	9.6B	9.4B	9.6B	9B	7.8B	7.9B	7.9B	8B	8.1B	8B	6.9B	6.7B	6.5B
LIABILITIES
CURRENT LIABILITIES
Total Payables	6.8M	6.9M	13.7M	3.2M	1.8M	2.1M	1.1M	744K	460K	635K	2M	936K	888K	888K	1.1M	1.7M	4.5M	5.2M	4.4M	4M
Accounts Payable	6.8M	6.9M	13.7M	3.2M	1.8M	2.1M	1.1M	744K	460K	635K	2M	936K	888K	888K	1.1M	1.7M	4.5M	5.2M	4.4M	4M
Short Term Debt	0.0	200.3M	398.9M	681.2M	139.1M	137.7M	92.7M	234.4M	108.2M	142.9M	118.7M	162.7M	156.2M	164.5M	132.3M	0.0	0.0	0.0	0.0	0.0
Other Current Liabilities	13.9B	12.1B	12B	11.5B	12.3B	11.6B	8.6B	7.9B	7.8B	7.9B	6.6B	5.6B	5.7B	5.8B	5.8B	5.8B	5.6B	5B	5.5B	5.4B
Total Current Liabilities	13.9B	12.4B	12.4B	12.1B	12.4B	11.7B	8.7B	8.1B	7.9B	8B	6.7B	5.8B	5.8B	5.9B	5.9B	5.8B	5.6B	5B	5.5B	5.4B
NON-CURRENT LIABILITIES
Long Term Debt	446.3M	244.4M	243.8M	243.2M	252.6M	274.2M	275.4M	111.2M	111.2M	111.2M	967.6M	828.5M	828.5M	963.1M	798.7M	994.4M	1B	1.2B	447.4M	495.9M
Other Non-Current Liabilities	486.9M	215.2M	231.6M	229.7M	223.2M	254.4M	179.3M	109.6M	109.3M	315.9M	87.9M	87.7M	70.2M	-79M	90.4M	80.3M	79.4M	96.9M	56.5M	56.6M
Total Non-Current Liabilities	933.2M	459.5M	475.3M	472.9M	475.9M	528.6M	454.7M	220.8M	220.5M	427.1M	1.1B	916.2M	898.7M	884.1M	889M	1.1B	1.1B	1.3B	503.9M	552.5M
Capital Lease Obligations	0.0	0.0	0.0	0.0	0.0	0.0	46.4M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	14.9B	12.8B	12.9B	12.6B	12.9B	12.3B	9.1B	8.4B	8.2B	8.5B	7.8B	6.7B	6.7B	6.8B	6.8B	6.8B	6.7B	6.3B	6.1B	5.9B
SHAREHOLDERS' EQUITY
Treasury Stock	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	-69.4M	-66.1M	-25.3M
Common Stock	1.5M	1.3M	1.3M	1.3M	1.3M	1.3M	1.1M	1M	1M	1M	1M	947K	943K	937K	975K	1.1M	1.1M	5.1M	5.1M	5.1M
Additional Paid-In Capital	1.3B	1B	1B	1B	1B	1B	805.8M	745.9M	730.7M	718.8M	717.6M	626.1M	619.7M	613.2M	659.5M	824.2M	828.2M	218.3M	214.6M	211.3M
Retained Earnings	689.2M	673.1M	674.7M	641.7M	609.5M	555.5M	583.4M	550.4M	508.1M	478.8M	489.3M	481.6M	569.5M	550.3M	543.6M	523.1M	508.8M	490.3M	458.4M	425M
Accumulated Other Comprehensive Income/Loss	-70.7M	-110.9M	-149.5M	-171.2M	-37.6M	-33.5M	-36.9M	-39.7M	-32.1M	-28M	-24.5M	-24.4M	-11.9M	-11.5M	-23.2M	-13.5M	-10M	-30.6M	816K	-11.6M
Other Total Stockholders' Equity	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	-20.2M	-21.6M	-23.1M	-24.5M	-26M	-27.4M	-11.7M	0.0	0.0	0.0
Total Stockholders' Equity	1.9B	1.6B	1.6B	1.5B	1.6B	1.5B	1.4B	1.3B	1.2B	1.2B	1.2B	1.1B	1.2B	1.1B	1.2B	1.3B	1.3B	613.8M	612.9M	604.6M
Total Equity	1.9B	1.6B	1.6B	1.5B	1.6B	1.5B	1.4B	1.3B	1.2B	1.2B	1.2B	1.1B	1.2B	1.1B	1.2B	1.3B	1.3B	613.8M	612.9M	604.6M
SUMMARY
Total Liabilities & Equity	16.8B	14.4B	14.4B	14.1B	14.5B	13.8B	10.5B	9.6B	9.4B	9.6B	9B	7.8B	7.9B	7.9B	8B	8.1B	8B	6.9B	6.7B	6.5B
Total Investments	14.6B	13B	13.1B	12.9B	12.2B	12B	9.6B	8.8B	8.6B	8.5B	8.1B	6.9B	6.9B	6.9B	6.6B	6.8B	6.3B	6.3B	5.9B	5.9B
Total Debt	446.3M	444.7M	642.7M	924.3M	391.7M	411.8M	368.1M	345.6M	219.5M	254.1M	1.1B	991.2M	984.7M	1.1B	931M	994.4M	1B	1.2B	447.4M	495.9M
Net Debt	212.6M	156.3M	520.4M	785M	-887.5M	-324.4M	307.3M	276.8M	141.7M	-135.8M	919.4M	751.1M	593.5M	676.6M	243.4M	275.9M	-106.7M	1.1B	218.4M	355.5M
Shares Outstanding	146,212,000	146,212,000	146,212,000	146,212,000	146,212,000	146,212,000	146,212,000	146,212,000	146,212,000	146,212,000	146,212,000	146,212,000	146,212,000	146,212,000	146,212,000	146,212,000	146,212,000	146,212,000	146,212,000	146,212,000

SEC Filings

NWBI - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	May 26, 2026	May 20, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 07, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 27, 2026	April 27, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	April 09, 2026	May 20, 2026	2026	View Filing
10-K 10-K 2025 FY FY	February 25, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	January 26, 2026	January 26, 2026	2026	View Filing
10-Q 10-Q 2025 Q3 Q3	November 10, 2025	September 30, 2025	2025	View Filing
8-K 8-K 2025 N/A	October 27, 2025	October 27, 2025	2025	View Filing
10-Q 10-Q 2025 Q2 Q2	August 05, 2025	June 30, 2025	2025	View Filing
8-K 8-K 2025 N/A	July 29, 2025	July 29, 2025	2025	View Filing

Showing 1 to 10 of 269 filings

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