NWBI - NASDAQ
Northwest Bancshares, Inc.
$13.80
-1.2%Northwest Bancshares, Inc. operates as the holding company for Northwest Bank, a state-chartered savings bank that provides personal and business banking solutions. The company accepts various deposits, including checking, savings, money market deposit, term certificate, and individual retirement accounts. It also offers loan products comprising one-to-four-family residential real estate loans and loans collateralized by multi-family residential and commercial real estate; commercial business loans; and consumer loans, including automobile loans, sales finance loans, unsecured personal loans, credit card loans, and loans secured by deposit accounts. The company also offers investment management and trust services. As of December 31, 2021, it operated 170 community-banking locations in Pennsylvania, Western New York, Eastern Ohio, and Indiana. Northwest Bancshares, Inc. was founded in 1896 and is headquartered in Columbus, Ohio.
At a Glance
Live SnapshotNorthwest Bancshares, Inc. Profit Bridge
Profitability Analysis
Gross Margin
Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.
Operating Margin
Healthy operating margins demonstrate effective cost control and strong business fundamentals.
Net Profit Margin
Strong net margins indicate efficient operations and favorable tax/interest management.
Effective Tax Rate
Moderate tax rate typical for most corporations. Represents standard tax burden on profits.
Profitability Insight
High margin compression: Large gap between gross and net margins suggests operational inefficiencies or heavy debt burden. Focus on expense management and deleveraging.
Northwest Bancshares, Inc. Income Statement
NWBI • NASDAQ
| Northwest Bancshares, Inc. Income Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
REVENUE | ||||||||||||||||||||
877M | 754.1M | 700.1M | 557.8M | 534.1M | 563.1M | 514.2M | 465.3M | 466.5M | 428.6M | 385.2M | 373.2M | 379.6M | 396.6M | 418.2M | 432.5M | 420.4M | 445.6M | 439.1M | 414.6M | |
GROSS PROFIT | ||||||||||||||||||||
(277.9M) | (258.1M) | (175.1M) | (56.4M) | (11.5M) | (126.3M) | (79.6M) | (57.5M) | (47.8M) | (51.8M) | (66M) | (76.9M) | (79.7M) | (101.5M) | (127M) | (153.4M) | (177.7M) | (192.1M) | (219.8M) | (199.6M) | |
599.1M | 496M | 524.9M | 501.4M | 522.7M | 436.7M | 434.7M | 407.8M | 418.7M | 376.7M | 319.1M | 296.3M | 299.9M | 295.1M | 291.2M | 279.1M | 242.7M | 253.4M | 219.3M | 215M | |
OPERATING INCOME | ||||||||||||||||||||
(434.4M) | (366.4M) | (349.9M) | (327.7M) | (320.4M) | (344.2M) | (293.5M) | (273.9M) | (282.8M) | (305.4M) | (230.6M) | (212.5M) | (207.1M) | (205.5M) | (200.2M) | (198M) | (203.1M) | (188.3M) | (152.7M) | (143.7M) | |
(262.7M) | (234.9M) | (214.4M) | (202.2M) | (207.1M) | (206.6M) | (184.9M) | (177.7M) | (181.8M) | (170.7M) | (145.8M) | (141.1M) | (138.5M) | (138.3M) | (136.5M) | (156.7M) | (153.1M) | (132.4M) | (88M) | (81.4M) | |
164.8M | 129.5M | 175.1M | 173.7M | 201.1M | 92.5M | 141.1M | 133.9M | 135.9M | 71.3M | 88.5M | 83.8M | 92.8M | 89.6M | 91M | 81M | 39.7M | 65.1M | 66.6M | 71.3M | |
PRE-TAX INCOME | ||||||||||||||||||||
(224.3M) | (233.6M) | (152.2M) | (28.1M) | (27.2M) | (42.3M) | (56.9M) | (37.1M) | (28.1M) | (38.3M) | (56.3M) | (56.6M) | (61.2M) | (75.2M) | (92.8M) | (112.9M) | (135.8M) | (169.3M) | (211M) | (191.1M) | |
524.1M | 433.7M | 432.8M | 420M | 390.9M | 390.7M | 359.4M | 338.2M | 330.5M | 306M | 260.4M | 247M | 251.6M | 262.5M | 266.4M | 257.6M | 228.7M | 219.4M | 185M | 177.5M | |
(171.6M) | (131.5M) | (135.5M) | (125.5M) | (113.3M) | (137.7M) | (108.6M) | (96.2M) | (101M) | (134.7M) | (84.9M) | (71.4M) | (68.6M) | (67.1M) | (63.7M) | (41.4M) | (50M) | (55.9M) | (64.8M) | (62.3M) | |
164.8M | 129.5M | 175.1M | 173.7M | 201.1M | 92.5M | 141.1M | 133.9M | 135.9M | 71.3M | 88.5M | 83.8M | 92.8M | 89.6M | 91M | 81M | 39.7M | 65.1M | 66.6M | 71.3M | |
NET INCOME | ||||||||||||||||||||
(38.8M) | (29.3M) | (40.1M) | (40M) | (46.8M) | (17.7M) | (30.7M) | (28.4M) | (41.4M) | (21.6M) | (28M) | (21.8M) | (26.2M) | (26.2M) | (26.9M) | (23.5M) | (7M) | (17M) | (17.5M) | (19.8M) | |
126M | 100.3M | 135M | 133.7M | 154.3M | 74.9M | 110.4M | 105.5M | 94.5M | 49.7M | 60.5M | 62M | 66.6M | 63.4M | 64.2M | 57.5M | 32.7M | 48.2M | 49.1M | 51.5M |
SEC Filings
NWBI - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 26, 2026 | May 20, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 07, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 27, 2026 | April 27, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 09, 2026 | May 20, 2026 | 2026 | |
10-K 10-K 2025 FY FY | February 25, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | January 26, 2026 | January 26, 2026 | 2026 | |
10-Q 10-Q 2025 Q3 Q3 | November 10, 2025 | September 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | October 27, 2025 | October 27, 2025 | 2025 | |
10-Q 10-Q 2025 Q2 Q2 | August 05, 2025 | June 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | July 29, 2025 | July 29, 2025 | 2025 |
Related Guides
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Research Paths
Snapshot
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Value Model
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Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
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