NetSol Technologies, Inc.

NetSol Technologies, Inc.

NTWKยทNASDAQ

$4.66

-1.9%
TechnologySoftware - Application

NetSol Technologies, Inc. designs, develops, markets, and exports software products to the automobile financing and leasing, banking, and financial services industries worldwide. The company offers NFS Ascent, a suite of financial applications for businesses in the finance and leasing industry. Its NFS Ascent constituent applications include Omni Point of Sale, a web-based application; Contract Management System (CMS), an application for managing and maintaining credit contracts; Wholesale Finance System (WFS), a system for automating and managing the lifecycle of wholesale finance; Dealer Auditor Access System, a web-based solution that could be used in conjunction with WFS or any third-party wholesale finance system; NFS Ascent On The Cloud, a cloud-version of NFS Ascent; and NFS Digital solutions covering Self Point of Sale, Mobile Account, Mobile Point of Sale, Mobile Dealer, Mobile Auditor, Mobile Collector, and Mobile Field Investigator. The company also provides Otoz Digital Auto-Retail, a white-labelled SaaS platform; Otoz Ecosystem, an API-based architecture; and Otoz Platform, a white label platform, which includes Dealer Tool and Customer App portals. In addition, it offers system integration, consulting, and IT products and services. It serves blue chip organizations, Dow-Jones 30 Industrials, Fortune 500 manufacturers and financial institutions, vehicle manufacturers, and enterprise technology providers. The company was incorporated in 1997 and is headquartered in Calabasas, California.

At a Glance

Live Snapshot
Market Cap$55.34M
EPS0.2500
P/E Ratio18.64
Earnings Date10/05/2026
3Y-85.0%
5Y-89.0%
10Y-73.0%
3Y-44.0%
5Y-38.0%
10Y-65.0%
3Y-160.0%
5Y-52.0%
10Y+38.0%
NTWK

NetSol Technologies, Inc. Cash Conversion Engine

NTWK ยท NASDAQ
Net Income4.57M
Depreciation & Amortization1.46M
Stock-Based Compensation208.12K
Change in Working Capital-6.19M
Others397.61K
Capital Expenditures-1.38M
Free Cash Flow-935.50K

Cash Flow Quality Analysis

FCF Conversion Rate

-20.5%

Negative free cash flow despite positive earnings raises concerns about cash generation ability or heavy capital requirements.

CapEx Intensity

309.2%

Very high capital intensity consumes most operating cash flow. Limited flexibility for dividends or debt reduction.

FCF Growth Trend

-139.1%

Significant FCF decline raises concerns. Urgent review needed of operational performance and capital allocation.

Working Capital Impact

-$6.19M

Significant working capital drain. Growth may be consuming cash through inventory buildup or receivables extensionโ€”monitor closely.

Cash Flow Quality Insight

Cash flow concerns: Despite profitability, the company is burning cash. Review working capital management, CapEx levels, and sustainability of current operations.

NetSol Technologies, Inc. Cash Flow Statement

NTWK โ€ข NASDAQ

NetSol Technologies, Inc. Cash Flow StatementJun 2025Jun 2024Jun 2023Jun 2022Jun 2021Jun 2020Jun 2019Jun 2018Jun 2017Jun 2016Jun 2015Jun 2014Jun 2013Jun 2012Jun 2011Jun 2010Jun 2009Jun 2008Jun 2007Jun 2006
OPERATING ACTIVITIES
4.6M
2.1M
-4.1M
1.1M
2.3M
1.2M
12M
7.1M
-1.7M
5.1M
-5.2M
-12.9M
12.1M
6.6M
9.7M
1.4M
-8M
7.2M
-5.5M
-1.4M
1.5M
1.7M
3.2M
3.8M
4M
3.7M
4.4M
5.6M
6.6M
7.2M
10.3M
8.7M
5.7M
4.6M
4.3M
3.9M
4.2M
3.3M
5.5M
3.1M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-2.8M
0.0
0.0
0.0
0.0
0.0
208K
-617K
0.0
0.0
823.7K
870.9K
0.0
208.1K
308.6K
317.5K
104.3K
342.2K
808.6K
1.1M
1.9M
2.8M
1.5M
2.1M
1.3M
717.3K
216.4K
886.2K
0.0
0.0
837.6K
1.1M
0.0
397.6K
-131K
3.8M
2.5M
-356.3K
767.7K
1.3M
3.7M
4.2M
1.7M
1.6M
1.3M
1.5M
824.9K
1.5M
9.1M
4.9M
192.2K
3.4M
1.3M
(1.4M)
(704.9K)
(982.7K)
(1.2M)
(601.7K)
(1M)
(848.5K)
(700.1K)
(195.7K)
(391.3K)
(503.9K)
(402.5K)
(25.2K)
(29.9K)
(5.7K)
(117.8K)
(12.8K)
(118.5K)
(0.0)
(0.0)
-6.2M
-1.1M
-1.2M
-4.4M
9.5M
-2.5M
-13.9M
241.2K
-8.6M
-12.3M
-1.6M
21.5M
-5.4M
-4.4M
-1.8M
-5.8M
178.7K
-8.6M
-5.5M
-604.2K
447.3K
2.9M
2M
3.1M
15.7M
4M
4.9M
15.7M
454.4K
1.7M
5.1M
18.6M
13.8M
8.1M
13.9M
8.7M
1.2M
3.8M
-123.5K
2.4M
INVESTING ACTIVITIES
-1.4M
-515.4K
-1.6M
-2.6M
-2.6M
-1.4M
-2.7M
-2.4M
-2.2M
-3.3M
-3.6M
-16.6M
-13.8M
-11.1M
-17.2M
-10.6M
-8.8M
-4.4M
-2.4M
-7.7M
(0.0)
(0.0)
(179.1K)
-601.3K
-155.5K
-183.9K
-567.5K
-34K
(781K)
-767.4K
-577.2K
(1.8M)
-799.3K
-253.2K
(0.0)
(0.0)
-743K
-879K
-4M
(473.9K)
(0.0)
(0.0)
(0.0)
(0.0)
-155.5K
-94.5K
-250K
-230K
-1.1M
-555.6K
(0.0)
(0.0)
(0.0)
-119.4K
-928K
-268K
(0.0)
(0.0)
(366.1K)
-1.5M
0.0
0.0
0.0
0.0
155.5K
94.5K
250K
943.3K
0.0
0.0
0.0
0.0
0.0
6.2M
0.0
0.0
0.0
0.0
1.7M
301.7K
107.9K
223.9K
61.1K
950.4K
188.2K
-493.8K
-355.6K
-1.9M
581K
986.4K
1.1M
88.6K
118.4K
-6.1M
313.9K
641.5K
65.1K
-4.8M
-3.3M
-20K
-1.3M
-291.5K
-1.4M
-2.3M
-2.5M
-2.1M
-3.6M
-3.7M
-2.7M
-3.7M
-3M
-14.7M
-14.5M
-11.4M
-17.8M
-10.2M
-9.4M
-10.1M
-7.6M
-8.5M
FINANCING ACTIVITIES
-1M
0.0
-61.1K
-1.1M
-2.4M
0.0
-250.9K
-750.7K
-38.9K
64.9K
2.3M
0.0
0.0
5.7M
4.1M
854.5K
629.6K
3.2M
2M
2.1M
2.1M
239.6K
-657.9K
-328.3K
1.2M
3.6M
746.9K
-260.9K
5.6M
382.9K
-2.7M
363.5K
1.2M
-2.6M
-156.2K
3.4M
10.4M
2M
2.5M
5.6M
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-389K
-341.7K
-1.3M
-43.8K
-33.5K
-178.5K
-77.6K
(0.0)
-1.5M
(0.0)
-61.1K
-1.1M
-2.4M
(0.0)
-250.9K
-750.7K
-38.9K
(0.0)
(0.0)
(0.0)
-194.0
(0.0)
(0.0)
-1.9M
-641.7K
-35.5K
(0.0)
(0.0)
-306.8K
0.0
0.0
0.0
0.0
-1.9M
-478.8K
-5.2K
-1.2M
150.4K
1.8M
-596.7K
914.8K
6.3M
1.6M
-628.7K
-4.4M
3.5M
4.5M
-502.6K
822.9K
239.6K
-719K
-1.4M
-1.2M
1.7M
17.2K
-1M
4.4M
598.2K
1.5M
-233.1K
1.7M
9.1M
4.3M
1.7M
6.6M
8.5M
9.2M
7.1M
CASH FLOW SUMMARY
-1.8M
736.5K
-8.3M
-9.2M
1.5M
-817.4K
-6M
-3.1M
511.6K
-1.2M
-799.9K
-73.6K
-789.7K
-2.4M
-296.1K
-490K
-240.3K
90.6K
106.3K
74.6K
-1.8M
3.6M
-8.4M
-9.7M
13.5M
2.8M
-4.7M
7.9M
2.6M
-2.6M
2.7M
3.6M
274.7K
3.4M
97.3K
-328.2K
-1.9M
2.3M
1.5M
1.1M
19.1M
15.5M
24M
33.7M
20.2M
17.4M
22.1M
14.2M
11.6M
14.2M
11.5M
7.9M
7.6M
4.2M
4.1M
4.4M
6.3M
4M
2.5M
1.4M
17.4M
19.1M
15.5M
24M
33.7M
20.2M
17.4M
22.1M
14.2M
11.6M
14.2M
11.5M
7.9M
7.6M
4.2M
4.1M
4.4M
6.3M
4M
2.5M
-935.5K
2.4M
370.1K
451.4K
13.2M
2.6M
2.2M
13.3M
-1.7M
-1.7M
1.5M
2M
54.5K
-3M
-3.3M
-1.9M
-7.5M
-663.7K
-2.5M
-5.3M

SEC Filings

NTWK - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
10-Q

10-Q 2026 Q1

Q1

May 14, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 14, 2026
May 14, 2026
2026
8-K

8-K 2026

N/A

May 06, 2026
May 05, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 29, 2026
April 28, 2026
2026
8-K

8-K 2026

N/A

February 12, 2026
February 12, 2026
2026
10-Q

10-Q 2025 Q4

Q4

February 12, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

January 26, 2026
January 26, 2026
2026
8-K

8-K 2025

N/A

November 13, 2025
November 12, 2025
2025
10-Q

10-Q 2025 Q3

Q3

November 12, 2025
September 30, 2025
2025
8-K

8-K 2025

N/A

October 31, 2025
October 31, 2025
2025
Showing 1 to 10 of 377 filings