NetSol Technologies, Inc.

NetSol Technologies, Inc.

NTWKยทNASDAQ

$4.66

-1.9%
TechnologySoftware - Application

NetSol Technologies, Inc. designs, develops, markets, and exports software products to the automobile financing and leasing, banking, and financial services industries worldwide. The company offers NFS Ascent, a suite of financial applications for businesses in the finance and leasing industry. Its NFS Ascent constituent applications include Omni Point of Sale, a web-based application; Contract Management System (CMS), an application for managing and maintaining credit contracts; Wholesale Finance System (WFS), a system for automating and managing the lifecycle of wholesale finance; Dealer Auditor Access System, a web-based solution that could be used in conjunction with WFS or any third-party wholesale finance system; NFS Ascent On The Cloud, a cloud-version of NFS Ascent; and NFS Digital solutions covering Self Point of Sale, Mobile Account, Mobile Point of Sale, Mobile Dealer, Mobile Auditor, Mobile Collector, and Mobile Field Investigator. The company also provides Otoz Digital Auto-Retail, a white-labelled SaaS platform; Otoz Ecosystem, an API-based architecture; and Otoz Platform, a white label platform, which includes Dealer Tool and Customer App portals. In addition, it offers system integration, consulting, and IT products and services. It serves blue chip organizations, Dow-Jones 30 Industrials, Fortune 500 manufacturers and financial institutions, vehicle manufacturers, and enterprise technology providers. The company was incorporated in 1997 and is headquartered in Calabasas, California.

At a Glance

Live Snapshot
Market Cap$55.34M
EPS0.2500
P/E Ratio18.64
Earnings Date10/05/2026
NetSol Technologies, Inc.

NetSol Technologies, Inc. Fair Value Envelope

NTWK ยท NASDAQ

Our analysis suggests that NTWK has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $4.66, this represents a potential HIDDEN relative to our calculated worth for NetSol Technologies, Inc..

Intrinsic Value
Current Price: $4.66

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$148.4K
+ Cash & Equivalents$17.4M
Firm Value$17.5M
- Debt$9.1M
Equity Value$8.4M
/ Shares Outstanding11,784,076B
DCF Value$1
OVERVALUED BY 85%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$223.6K
$111.8K
$55.9K
$28.0K
$14.0K
$7.0K
$3.5K
$1.7K
$874
$437
Maintenance CapEx
-$138.3K
-$69.1K
-$34.6K
-$17.3K
-$8.6K
-$4.3K
-$2.2K
-$1.1K
-$540
-$270
Owner Earnings
$85.4K
$42.7K
$21.3K
$10.7K
$5.3K
$2.7K
$1.3K
$667
$333
$167
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$79.0K
$36.6K
$16.9K
$7.8K
$3.6K
$1.7K
$778
$360
$167
$77
Terminal Value represents 0.9% of Enterprise Value