NSTS - NASDAQ

NSTS Bancorp, Inc.

NSTS·NASDAQ

$13.67

-0.58%

Financial ServicesBanks - Regional

NSTS Bancorp, Inc. operates as a savings and loan holding company for North Shore Trust and Savings that provides banking products and services in Illinois. The company offers checking, money market, savings, and time deposit accounts; and one- to four-family residential mortgage, multi-family and commercial real estate, construction, home equity, and consumer loans. It operates through a main banking office in Waukegan, Illinois; and two full-service branch offices located in Waukegan and Lindenhurst, Illinois, as well as a loan production office in Chicago, Illinois. The company was founded in 1921 and is headquartered in Waukegan, Illinois.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$71.93M

EPS-0.0790

P/E Ratio-173.04

Earnings Date05/14/2026

nsts

Net Debt Issuance

Last Annual Value

-5.00M

3-Year CAGR

19%

5-Year CAGR

-18%

10-Year CAGR

Adjust for Inflation

NSTS Bancorp, Inc. Competitors Analysis of Net Debt Issuance

NSTS · NASDAQ

Company	Net Debt Issuance	CAGR 3Y	CAGR 5Y	CAGR 10Y
NSTS Bancorp, Inc. NASDAQ:NSTS	-5.00M	N/A	N/A	N/A
PB Bankshares, Inc. NASDAQ:PBBK	-12.64M	N/A	N/A	N/A
Bank of the James Financial Group, Inc. NASDAQ:BOTJ	-11.01M	N/A	N/A	N/A
First Northwest Bancorp NASDAQ:FNWB	-27.09M	N/A	N/A	N/A
First US Bancshares, Inc. NASDAQ:FUSB	-10.00M	N/A	N/A	N/A
First Seacoast Bancorp NASDAQ:FSEA	-17.00K	N/A	N/A	N/A
Home Federal Bancorp, Inc. of Louisiana NASDAQ:HFBL	-3.00M	N/A	N/A	N/A
Pathward Financial, Inc. NASDAQ:CASH	-368.00M	N/A	N/A	N/A
AmeriServ Financial, Inc. NASDAQ:ASRV	-26.27M	N/A	N/A	N/A
Broadway Financial Corporation NASDAQ:BYFC	-140.72M	N/A	N/A	N/A
OptimumBank Holdings, Inc. NASDAQ:OPHC	0.00	N/A	N/A	N/A

NSTS Bancorp, Inc. Fair Value Envelope

NSTS · NASDAQ

Our analysis suggests that NSTS has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $13.67, this represents a potential HIDDEN relative to our calculated worth for NSTS Bancorp, Inc..

HIDDEN

Intrinsic Value

Current Price: $13.67

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