Northeast Community Bancorp, Inc.

Northeast Community Bancorp, Inc.

NECBยทNASDAQ

$24.02

-2.1%
Financial ServicesBanks - Regional

Northeast Community Bancorp, Inc. operates as the holding company for NorthEast Community Bank that provides financial services for individuals and businesses. It accepts various deposit instruments, including checking accounts, money market accounts, regular savings accounts, and non-interest bearing demand accounts. The company also offers construction, commercial and industrial, multifamily and mixed-use real estate, non-residential real estate loans, and consumer loans. In addition, it invests in various types of liquid assets, including U.S. Treasury obligations, municipal securities, deposits at the Federal Home Loan Bank of New York, and certificates of deposit of federally insured institutions, as well as securities of various federal agencies, and of state and municipal governments. Further, the company offers investment advisory and financial planning services; and life insurance products and fixed-rate annuities. It operates seven full-service branches in New York and three full-service branches in Massachusetts; and loan production offices in White Plains and New City, New York, as well as Danvers, Massachusetts. The company was founded in 1934 and is based in White Plains, New York.

At a Glance

Live Snapshot
Market Cap$332.22M
EPS3.3500
P/E Ratio7.17
Earnings Date07/23/2026
3Y+114.0%
5Y+205.0%
10Y+412.0%
3Y+79.0%
5Y+260.0%
10Y+783.0%
3Y+91.0%
5Y+236.0%
10Y+868.0%
Northeast Community Bancorp, Inc.

Northeast Community Bancorp, Inc. Profit Bridge

NECB ยท NASDAQ
Revenue157.37M
Cost of Goods Sold (53.28M)
Gross Profit104.08M
Operating Expenses (41.82M)
Operating Income62.26M
Interest Expense (53.38M)
Other Income/Expense0.00
Pretax Income62.26M
Income Tax (17.85M)
Net Income44.41M
Net Income
44.41M

Profitability Analysis

Gross Margin

66.1%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

39.6%

Outstanding operational efficiency. The company generates substantial profit from core operations.

Net Profit Margin

28.2%

Exceptional profitability. The company converts a significant portion of revenue to bottom-line earnings.

Effective Tax Rate

28.7%

Higher tax burden may reflect limited tax optimization or operations in high-tax jurisdictions.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

Northeast Community Bancorp, Inc. Income Statement

NECB โ€ข NASDAQ

Northeast Community Bancorp, Inc. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
157.4M
159.8M
133.7M
73.6M
50.8M
51.6M
57.7M
50.5M
40M
30.8M
24.1M
21.8M
20.5M
22.6M
24M
28.3M
25.9M
23.7M
37.4M
16M
GROSS PROFIT
(53.3M)
(58M)
(36.3M)
(8.6M)
(8.7M)
(10.8M)
(15.8M)
(10.6M)
(6.6M)
(5.5M)
(4.5M)
(3.2M)
(2.6M)
(9.4M)
(6.3M)
(11.9M)
(17.4M)
(9M)
(6.3M)
(4.5M)
104.1M
101.9M
97.4M
65M
42M
40.8M
41.9M
39.6M
33.5M
25.2M
19.6M
18.6M
17.9M
13.2M
17.7M
16.4M
8.5M
14.8M
31.1M
11.5M
OPERATING INCOME
(41.8M)
(36.1M)
(32.7M)
(30.6M)
(26.5M)
(25.1M)
(25M)
(23.1M)
(18.9M)
(17.1M)
(16.1M)
(16.1M)
(16.4M)
(18M)
(14.2M)
(13.6M)
(13.9M)
(11.5M)
(9.8M)
(8.9M)
(28.5M)
(23.3M)
(20.9M)
(17.2M)
(17.9M)
(16.6M)
(15.4M)
(14.4M)
(12M)
(10.8M)
(9.5M)
(11.2M)
(10.6M)
(12.2M)
(9.7M)
(8.5M)
(8.5M)
(6.9M)
(5.3M)
(4.7M)
62.3M
65.8M
64.7M
34.4M
15.6M
15.6M
17.1M
16.8M
14.6M
8.1M
3.5M
2.5M
1.5M
-4.8M
3.5M
2.8M
-5.4M
3.3M
21.3M
2.6M
PRE-TAX INCOME
(53.4M)
(57.2M)
(35.3M)
(8.1M)
(5.1M)
(10M)
(15M)
(9.5M)
(6.5M)
(5.4M)
(4.1M)
(3.4M)
(3.2M)
(3.8M)
(5.2M)
(8.4M)
(10.1M)
(8.6M)
(5.9M)
(4.5M)
100.7M
102.8M
97.2M
63.9M
43.3M
39M
39.6M
38.3M
30.8M
23.2M
18.2M
16.5M
15.4M
16.3M
17M
16.2M
14.3M
13.4M
11.7M
10.9M
(13.3M)
(12.8M)
(11.8M)
(13.3M)
(8.6M)
(8.5M)
(9.6M)
(8.7M)
(6.9M)
(6.3M)
(6.6M)
(5M)
(5.7M)
(5.9M)
(4.5M)
(5.1M)
(5.4M)
(4.5M)
(4.6M)
(4.1M)
62.3M
65.8M
64.7M
34.4M
15.6M
15.6M
16.9M
16.8M
14.5M
8.1M
3.5M
2.5M
1.5M
-4.8M
3.6M
2.8M
-5.4M
3.3M
21.3M
2.6M
NET INCOME
(17.8M)
(18.7M)
(18.5M)
(9.6M)
(3.7M)
(3.3M)
(4M)
(3.8M)
(6.5M)
(3.1M)
(1.2M)
(787K)
(400K)
-2.3M
(1.2M)
(904K)
-2.8M
(1.2M)
(9.2M)
(1M)
44.4M
47.1M
46.3M
24.8M
11.9M
12.3M
13M
13M
8.1M
5M
2.3M
1.7M
1.1M
-2.5M
2.4M
1.9M
-2.6M
2.1M
12.1M
1.6M

SEC Filings

NECB - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 26, 2026
May 21, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 08, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 30, 2026
April 29, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 10, 2026
May 21, 2026
2026
10-K

10-K 2025 FY

FY

March 13, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

January 30, 2026
January 28, 2026
2026
8-K

8-K 2026

N/A

January 27, 2026
January 20, 2026
2026
8-K

8-K 2025

N/A

December 09, 2025
December 08, 2025
2025
10-Q

10-Q 2025 Q3

Q3

November 07, 2025
September 30, 2025
2025
8-K

8-K 2025

N/A

October 24, 2025
October 23, 2025
2025
Showing 1 to 10 of 76 filings