NECB - NASDAQ
Northeast Community Bancorp, Inc.
$24.02
-2.1%Northeast Community Bancorp, Inc. operates as the holding company for NorthEast Community Bank that provides financial services for individuals and businesses. It accepts various deposit instruments, including checking accounts, money market accounts, regular savings accounts, and non-interest bearing demand accounts. The company also offers construction, commercial and industrial, multifamily and mixed-use real estate, non-residential real estate loans, and consumer loans. In addition, it invests in various types of liquid assets, including U.S. Treasury obligations, municipal securities, deposits at the Federal Home Loan Bank of New York, and certificates of deposit of federally insured institutions, as well as securities of various federal agencies, and of state and municipal governments. Further, the company offers investment advisory and financial planning services; and life insurance products and fixed-rate annuities. It operates seven full-service branches in New York and three full-service branches in Massachusetts; and loan production offices in White Plains and New City, New York, as well as Danvers, Massachusetts. The company was founded in 1934 and is based in White Plains, New York.
At a Glance
Live SnapshotNortheast Community Bancorp, Inc. Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.
CapEx Intensity
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
FCF Growth Trend
Steady FCF growth indicates consistent cash generation improvement. On a positive trajectory.
Working Capital Impact
Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.
Cash Flow Quality Insight
Asset-light with strong cash conversion: Low capital requirements combined with efficient cash generation creates significant shareholder value through dividends, buybacks, or strategic investments.
Northeast Community Bancorp, Inc. Cash Flow Statement
NECB • NASDAQ
| Northeast Community Bancorp, Inc. Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
44.4M | 47.1M | 46.3M | 24.8M | 11.9M | 12.3M | 13M | 13M | 8.1M | 5M | 2.3M | 1.7M | 1.1M | -2.5M | 2.4M | 1.9M | -2.6M | 2.1M | 12.1M | 1.6M | |
1.2M | 1.2M | 1.2M | 1.2M | 1.1M | 1.1M | 916K | 818K | 813K | 759K | 721K | 755K | 817K | 741K | 712K | 833K | 762K | 650K | 589K | 112K | |
326K | -467K | -367K | -1.3M | 118K | -33K | -256K | 418K | 1.3M | -156K | 120K | 73K | 211K | -161K | -3M | 189K | -2.5M | -2.7M | 5.1M | -214K | |
1.9M | 3.8M | 3.1M | 1.3M | 931K | 257K | 299K | 291K | 233K | 177K | 191K | 184K | 164K | 145K | 160K | 154K | 196K | 0.0 | 0.0 | 0.0 | |
745K | 711K | 56K | 2.8M | 3.5M | 76K | -1.4M | -787K | -2M | -329K | 218K | -722K | -598K | 5.5M | 1.5M | 1.9M | 7.7M | 550K | -19.2M | 127K | |
(15.4M) | (22.1M) | (20.7M) | (9.2M) | (3.6M) | (3.4M) | (4.8M) | (4.3M) | (5.3M) | (2.6M) | (950K) | (0.0) | (200K) | (2.4M) | (1.1M) | (0.0) | (3.9M) | (0.0) | (0.0) | (0.0) | |
4M | -3.7M | -7.4M | -1.4M | 4M | 2M | 983K | -1.1M | 297K | -46K | -801K | 2.5M | 3K | -3.1M | 3.8M | 1.7M | -6.5M | 2.6M | -1.1M | 224K | |
52.6M | 48.7M | 42.8M | 27.5M | 21.6M | 15.7M | 13.5M | 12.6M | 8.8M | 5.4M | 2.8M | 4.4M | 1.7M | 640K | 5.6M | 6.6M | -2.9M | 3.2M | -2.5M | 1.8M | |
INVESTING ACTIVITIES | ||||||||||||||||||||
(0.0) | -517K | -626K | -3.3M | -6.5M | -1.3M | -4M | -3.1M | -1.3M | -3.2M | -1.1M | -178K | -138K | -4.1M | -2.8M | -209K | -4.6M | -396K | (8.9M) | -6.7M | |
(0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (65K) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | -1.4M | (0.0) | |
-4M | -4.1M | -812K | -10M | -25.3M | -189K | -5.2M | -2M | -6.9M | -4M | (0.0) | (0.0) | -164K | (0.0) | -984K | -27.6M | -29.5M | -1.9M | -5M | -50.4M | |
0.0 | 1.2M | 11.2M | 1.5M | 4.8M | 2M | 1.1M | 1.4M | 910K | 1M | 1.5M | 2M | 3.5M | 4.1M | 4.7M | 14.9M | 465K | 882K | 29.7M | 35.7M | |
-48M | -230.6M | -367.6M | -244.7M | -151.9M | -72.6M | 1.6M | -42M | -71.9M | -119.1M | -84.5M | -58.7M | -35.2M | 7.1M | 13.5M | 25.9M | -20M | -82.7M | -65.4M | -18.5M | |
-52M | -234M | -357.8M | -256.6M | -178.9M | -72.1M | -6.6M | -45.8M | -79.2M | -125.2M | -84.2M | -56.9M | -32M | (7M) | (14.4M) | (13.1M) | -53.7M | -84.2M | -33.2M | -39.9M | |
FINANCING ACTIVITIES | ||||||||||||||||||||
-1.6M | -3.2M | -28.7M | -9.3M | 95.4M | 0.0 | 0.0 | 0.0 | -217K | -58K | -758K | -1.7M | -579K | 0.0 | -3M | -664K | 0.0 | 0.0 | 0.0 | 52.4M | |
70M | -64M | 43M | -7M | -7.8M | 7M | -21.5M | -20.4M | -7.4M | 14.1M | 26.2M | 9M | 6M | -5M | -5M | -10.2M | -5.2M | 43.6M | 0.0 | 0.0 | |
-13.3M | -7.9M | -3.7M | -6.9M | -2.3M | -1M | -788K | -566K | -563K | -562K | -561K | -582K | -453K | -669K | -614K | -654K | -662K | -659K | (0.0) | (0.0) | |
-1.6M | -3.2M | -28.7M | -9.3M | (0.0) | (0.0) | (0.0) | (0.0) | -217K | -58K | -758K | -1.7M | -579K | (0.0) | -3M | -664K | (0.0) | (0.0) | (0.0) | (0.0) | |
-52.7M | 270M | 277.7M | 195.3M | 155.1M | -8M | 91.7M | 61.9M | 79M | 121.7M | 50.3M | 48.2M | 7.6M | -35.4M | 26.8M | -52.5M | 114.6M | 35.5M | 38.2M | -5M | |
2.4M | 194.9M | 288.4M | 172.1M | 240.4M | -2M | 69.4M | 40.9M | 70.9M | 135.1M | 75.2M | 54.9M | 12.5M | -41M | 18.1M | -64M | 108.8M | 78.4M | 38.2M | 47.4M | |
CASH FLOW SUMMARY | ||||||||||||||||||||
2.9M | 9.6M | -26.6M | -57M | 83.1M | -58.5M | 76.3M | 7.8M | 428K | 15.4M | -6.2M | 2.5M | -17.7M | -33.3M | 38.1M | -44.3M | 52.2M | -2.6M | 2.4M | 9.4M | |
78.3M | 68.7M | 95.3M | 152.3M | 69.2M | 127.7M | 51.4M | 43.6M | 43.2M | 27.8M | 34M | 31.5M | 49.2M | 82.6M | 44.5M | 88.7M | 36.5M | 39.1M | 36.7M | 27.4M | |
81.2M | 78.3M | 68.7M | 95.3M | 152.3M | 69.2M | 127.7M | 51.4M | 43.6M | 43.2M | 27.8M | 34M | 31.5M | 49.2M | 82.6M | 44.5M | 88.7M | 36.5M | 39.1M | 36.7M | |
50.8M | 48.2M | 42.2M | 24.2M | 15.1M | 14.4M | 9.4M | 9.5M | 7.4M | 2.2M | 1.7M | 4.3M | 1.6M | -3.5M | 2.8M | 6.4M | -7.5M | 2.8M | 6.3M | -4.9M |
SEC Filings
NECB - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 26, 2026 | May 21, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 08, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 30, 2026 | April 29, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 10, 2026 | May 21, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 13, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | January 30, 2026 | January 28, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 27, 2026 | January 20, 2026 | 2026 | |
8-K 8-K 2025 N/A | December 09, 2025 | December 08, 2025 | 2025 | |
10-Q 10-Q 2025 Q3 Q3 | November 07, 2025 | September 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | October 24, 2025 | October 23, 2025 | 2025 |
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