nCino, Inc.

nCino, Inc.

NCNO·NASDAQ

$15.88

-7.6%
TechnologySoftware - Application

nCino, Inc., a software-as-a-service company, provides cloud-based software applications to financial institutions in the United States and internationally. Its nCino Bank Operating System, a tenant cloud platform, which digitizes, automates, and streamlines complex processes and workflow; and utilizes data analytics and artificial intelligence and machine learning (AI/ML) to enable banks and credit unions to onboard new clients, make loans and manage the entire loan life cycle, open deposit and other accounts, and manage regulatory compliance. The company's nCino IQ, an application suite that utilizes data analytics and AI/ML to provide its customers with automation and insights into their operations, such as tools for analyzing, measuring, and managing credit risk, as well as to enhance their ability to comply with regulatory requirements. It also offers SimpleNexus, a suite of products that enables loan officers, borrowers, real estate agents, settlement agents, and others to engage in the homeownership process from internet-enabled device. The company serves financial institution customers, including global financial institutions, enterprise banks, regional banks, community banks, credit unions, new market entrants, and independent mortgage banks through sales team comprising business development representatives, account executives, field sales engineers, and customer success managers. nCino, Inc. was founded in 2011 and is headquartered in Wilmington, North Carolina.

At a Glance

Live Snapshot
Market Cap$1.74B
EPS0.0500
P/E Ratio317.60
Earnings Date08/25/2026
0.21%
Return on Invested Capital
-117%
3Y-103.0%
5Y-102.0%
10Y-101.0%
0.49%
Return on Equity
-114%
3Y-105.0%
5Y-105.0%
10Y-102.0%
0.31%
Return on Assets
-113%
3Y-104.0%
5Y-104.0%
10Y-102.0%
nCino, Inc.

nCino, Inc. Management Team

NCNO · NASDAQ
MS

Mr. Sean Desmond

Chief Executive Officer, President & Director

Compensation

$585,571

Born 1973(Age 53)
male
MG

Mr. Gregory D. Orenstein

Chief Financial Officer & Treasurer

Compensation

$627,284

Born 1969(Age 57)
male
MA

Ms. April Rieger

Chief Legal & Administrative Officer and Corporate Secretary

Compensation

$530,520

Born 1980(Age 46)
female
MA

Ms. April Rieger

Chief Legal & Compliance Officer and Secretary

Compensation

$530,520

Born 1981(Age 45)
female
MJ

Mr. John Moonshower

Chief Marketing Officer

male
MC

Mr. Chris Ainsworth

Chief People Officer

male
MP

Mr. Pierre Naude

Co-Founder & Executive Chairman

Compensation

$1,028,159

Born 1959(Age 67)
male
MK

Ms. Katie Smith

Director of Operations

female
MD

Mr. Davis Brannan

Executive Vice President of Strategic Operations

male
MI

Mr. Izak Cronier

Head of Information Technology

male
MM

Mr. Mark Bernhardi

Managing Director of Australia & New Zealand

male
MA

Mr. Anthony Morris

Senior Vice President of Global Banking Strategy & Customer Advisory

male
ncno

nCino, Inc. Insider Positioning

NCNO · NASDAQ

During the last 12 months, insiders have sold $134.16M worth of NCNO shares, with no buying activity reported.

3 Months

Bought

0

0.00

Sold

164.9K

2.90M

Net Activity

-2.9M

-$2.90M

3-6 Months

Bought

0

0.00

Sold

71.3K

1.38M

Net Activity

-1.4M

-$1.38M

6-9 Months

Bought

0

0.00

Sold

3.9M

117.67M

Net Activity

-117.7M

-$117.67M

9-12 Months

Bought

0

0.00

Sold

381.3K

12.21M

Net Activity

-12.2M

-$12.21M

Top Buyers

No buying activity

Top Sellers

1
HJ

Horing Jeff

Director

4.2M shares4 transactions

$128.28M

2
DS

Desmond Sean

Director, Officer: Ceo & President

110.1K shares9 transactions

$2.23M

3
NP

Naude Pierre

Director

92.2K shares5 transactions

$1.73M

4
OG

Orenstein Gregory

Officer: Cfo & Treasurer

42.6K shares5 transactions

$836K

5
RA

Rieger April

Officer: Chief Lgl. & Admin Ofc., Sec

37.3K shares6 transactions

$810K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $134.16M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Recent Trend (3 Months)

$2.90M

Heavy recent selling activity. Recent insider sales notably exceed purchases—may warrant investigation into company developments.

Insider Participation

High Selling

5 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.

SEC Filings

NCNO - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
DEF 14A

DEF 14A 2026

N/A

May 08, 2026
June 18, 2026
2026
DEF 14A

DEF 14A 2025

N/A

May 09, 2025
June 18, 2025
2025
DEF 14A

DEF 14A 2024

N/A

May 10, 2024
June 20, 2024
2024
DEF 14A

DEF 14A

N/A

May 10, 2023
May 10, 2023
 
DEF 14A

DEF 14A 2022

N/A

May 11, 2022
June 23, 2022
2022
Showing 1 to 5 of 5 filings