MRBK - NASDAQ

Meridian Corporation

MRBK·NASDAQ

$17.88

-0.83%

Financial ServicesBanks - Regional

Meridian Corporation operates as the holding company for Meridian Bank that provides commercial banking products and services in Pennsylvania, New Jersey, Delaware, and Maryland. The company offers various deposit products, such as demand non-interest bearing, demand interest bearing, savings accounts, money market accounts, and time deposits. It also provides commercial and industrial loans comprising business lines of credit, term loans, small business lending, lease financing, and shared national credits; commercial real estate, and land development and construction loans for residential and commercial projects; and consumer and home equity lending, private banking, merchant, and title and land settlement services. In addition, the company operates and originates mortgage loans for 1-4 family dwellings; and offers real estate holding, investment advisory, and equipment leasing services. It operates through a network of 6 full-service branches, and 19 other offices. The company was founded in 2004 and is headquartered in Malvern, Pennsylvania.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$212.60M

EPS1.9300

P/E Ratio9.26

Earnings Date07/23/2026

2.56B

Assets

3Y+24.0%

5Y+49.0%

10Y+249.0%

2.36B

Total Liabilities

3Y+24.0%

5Y+50.0%

10Y+256.0%

199.72M

Total Equity

16%

3Y+30.0%

5Y+41.0%

10Y+185.0%

Meridian Corporation Funding & Solvency Profile

MRBK · NASDAQ

Current Assets

Cash & Cash Equivalents35.78M

Net Receivables10.72M

Inventory0.00

Other Current Assets0.00

Total Current Assets144 M

Non-Current Assets

Property, Plant & Equipment12.40M

Goodwill & Intangible Assets3.46M

Long-Term Investments2.27B

Other Non-Current Assets128.51M

Total Non-Current Assets2 B

Total Assets

2.56B

Financial Health Analysis

Current Ratio

0.06x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

11.83x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-2138407000

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

6% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

Meridian Corporation Balance Sheet

MRBK • NASDAQ

Meridian Corporation Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	35.8M	27.5M	56.7M	38.4M	23.5M	34.2M	19.1M	23.2M	24.9M	18.5M	19.1M	10.3M
Short-Term Investments	97.1M	78.2M	146M	135.3M	159.3M	123.6M	58.9M	52.4M	40M	33.2M	24.1M	0.0
Cash & Short-Term Investments	132.9M	105.7M	202.7M	173.7M	182.8M	157.8M	78M	75.6M	64.9M	51.7M	43.2M	10.3M
Net Receivables	10.7M	83.5M	127.3M	144.8M	93.3M	36.5M	3.8M	4.2M	3.3M	3.6M	3.3M	0.0
Accounts Receivables	10.7M	10M	9.3M	7.4M	5M	5.5M	3.1M	2.9M	2.5M	2.1M	2M	0.0
Other Receivables	0.0	73.5M	117.9M	137.4M	88.2M	31M	697K	1.3M	762K	1.5M	1.4M	0.0
Total Current Assets	143.6M	189.1M	330M	318.5M	276M	194.3M	81.8M	79.8M	68.2M	55.1M	46.6M	10.3M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	12.4M	12.2M	13.6M	13.3M	11.8M	7.8M	8.6M	9.6M	9.7M	8.7M	6.2M	5.4M
Goodwill	899K	899K	899K	899K	899K	899K	899K	899K	899K	0.0	0.0	0.0
Intangible Assets	2.6M	2.8M	3M	3.2M	3.4M	3.6M	3.9M	4.1M	4.6M	0.0	0.0	0.0
Goodwill & Intangible Assets	3.5M	3.7M	3.9M	4.1M	4.3M	4.5M	4.8M	5M	5.5M	0.0	0.0	0.0
Long-Term Investments	2.3B	2.1B	1.8B	1.6B	1.4B	1.5B	998M	877.2M	735.1M	651.5M	593.4M	0.0
Tax Assets	4.2M	4.7M	4.2M	3.9M	1.4M	62K	2.1M	1.7M	1.3M	1.3M	414K	0.0
Other Non-Current Assets	128.5M	73.4M	76.1M	73.1M	50.8M	40.9M	54.7M	24.1M	36.2M	17.1M	16.8M	566.5M
Total Non-Current Assets	2.4B	2.2B	1.9B	1.7B	1.4B	1.5B	1.1B	917.7M	787.8M	678.6M	616.8M	571.9M
Total Assets	2.6B	2.4B	2.2B	2.1B	1.7B	1.7B	1.2B	997.5M	856M	733.7M	663.3M	582.2M
LIABILITIES
CURRENT LIABILITIES
Total Payables	6.5M	6.9M	10.3M	2.4M	31K	1.2M	1.1M	305K	216K	194K	159K	0.0
Accounts Payable	6.5M	6.9M	10.3M	2.4M	31K	1.2M	1.1M	305K	216K	194K	159K	0.0
Short Term Debt	117.3M	124.5M	141.9M	122.1M	41.3M	216M	126.8M	119.3M	106.6M	118.4M	101.4M	0.0
Other Current Liabilities	2.2B	2B	1.8B	1.7B	1.4B	1.2B	851.2M	752.1M	627.1M	527.1M	490.6M	0.0
Total Current Liabilities	2.3B	2.1B	2B	1.8B	1.5B	1.5B	979.1M	871.7M	733.9M	645.7M	592.2M	0.0
NON-CURRENT LIABILITIES
Long Term Debt	49.9M	49.7M	49.8M	40.3M	40.5M	40.7M	41M	10.5M	15.4M	13.4M	13.4M	68.2M
Other Non-Current Liabilities	30.4M	27.9M	62.7M	31.7M	19.8M	79.4M	9.3M	5.7M	5.4M	4.7M	4.8M	0.0
Total Non-Current Liabilities	80.3M	77.6M	112.5M	72M	60.3M	120.1M	50.3M	16.2M	20.8M	18M	18.3M	68.2M
Total Liabilities	2.4B	2.2B	2.1B	1.9B	1.5B	1.6B	1B	887.5M	754.7M	663.7M	610.4M	68.2M
SHAREHOLDERS' EQUITY
Treasury Stock	-26.1M	-26.1M	-26.1M	-21.8M	-8.9M	-5.8M	-3K	0.0	0.0	0.0	0.0	0.0
Preferred Stock	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	12.8M	12.8M	0.0
Common Stock	13.8M	13.2M	13.2M	13.2M	6.5M	6.5M	6.4M	6.4M	6.4M	3.7M	2.6M	45M
Additional Paid-In Capital	90.4M	81.5M	80.3M	79.1M	83.7M	81.2M	80.2M	79.9M	79.5M	39.9M	24.4M	0.0
Retained Earnings	128.1M	112M	101.2M	95.8M	84.9M	59M	34.1M	23.6M	15.8M	13.9M	13.2M	0.0
Accumulated Other Comprehensive Income/Loss	-5.3M	-8.1M	-9.4M	-11.5M	708K	2.6M	-3K	-390K	-298K	-308K	-80K	0.0
Other Total Stockholders' Equity	-1.2M	-1M	-1.2M	-1.4M	-1.6M	-1.8M	0.0	0.0	0.0	0.0	0.0	0.0
Total Stockholders' Equity	199.7M	171.5M	158M	153.3M	165.4M	141.6M	120.7M	109.9M	101.4M	70M	52.9M	45M
Total Equity	199.7M	171.5M	158M	153.3M	165.4M	141.6M	120.7M	109.9M	101.4M	70M	52.9M	45M
SUMMARY
Total Liabilities & Equity	2.6B	2.4B	2.2B	2.1B	1.7B	1.7B	1.2B	997.4M	856M	733.7M	663.3M	113.3M
Total Investments	2.4B	2.2B	2B	1.8B	1.5B	1.6B	1.1B	929.6M	775.1M	684.5M	617.5M	0.0
Total Debt	167.2M	174.2M	191.7M	162.4M	81.9M	256.7M	168.7M	129.8M	121.9M	131.7M	114.9M	68.2M
Net Debt	131.4M	146.8M	135M	124M	58.4M	222.5M	148.7M	105.8M	97M	113.3M	95.7M	57.9M
Shares Outstanding	11,301,200	11,301,200	11,301,200	11,301,200	11,301,200	11,301,200	11,301,200	11,301,200	11,301,200	11,301,200	11,301,200	11,301,200

SEC Filings

MRBK - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	May 29, 2026	May 28, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 11, 2026	March 31, 2026	2026	View Filing
8-K/A 8-K/A 2026 (Amended) N/A	May 04, 2026	April 23, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 27, 2026	April 27, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 23, 2026	April 23, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 23, 2026	April 23, 2026	2026	View Filing
DEF 14A DEF 14A 2025 N/A	April 06, 2026	December 31, 2025	2025	View Filing
10-K 10-K 2025 FY FY	March 13, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	January 29, 2026	January 29, 2026	2026	View Filing
10-Q 10-Q 2025 Q3 Q3	November 07, 2025	September 30, 2025	2025	View Filing

Showing 1 to 10 of 125 filings

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