Meridian Corporation

Meridian Corporation

MRBKยทNASDAQ

$17.88

-0.83%
Financial ServicesBanks - Regional

Meridian Corporation operates as the holding company for Meridian Bank that provides commercial banking products and services in Pennsylvania, New Jersey, Delaware, and Maryland. The company offers various deposit products, such as demand non-interest bearing, demand interest bearing, savings accounts, money market accounts, and time deposits. It also provides commercial and industrial loans comprising business lines of credit, term loans, small business lending, lease financing, and shared national credits; commercial real estate, and land development and construction loans for residential and commercial projects; and consumer and home equity lending, private banking, merchant, and title and land settlement services. In addition, the company operates and originates mortgage loans for 1-4 family dwellings; and offers real estate holding, investment advisory, and equipment leasing services. It operates through a network of 6 full-service branches, and 19 other offices. The company was founded in 2004 and is headquartered in Malvern, Pennsylvania.

At a Glance

Live Snapshot
Market Cap$212.60M
EPS1.9300
P/E Ratio9.26
Earnings Date07/23/2026
Meridian Corporation

Meridian Corporation Fair Value Envelope

MRBK ยท NASDAQ

Our analysis suggests that MRBK has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $17.88, this represents a potential HIDDEN relative to our calculated worth for Meridian Corporation.

Intrinsic Value
Current Price: $17.88

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$217.8B
+ Cash & Equivalents$35.8M
Firm Value$217.8B
- Debt$167.2M
Equity Value$217.6B
/ Shares Outstanding11,301,200B
DCF Value$19.3K
UNDERVALUED BY 107608%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$48.6M
$97.2M
$194.4M
$388.8M
$777.5M
$1.6B
$3.1B
$6.2B
$12.4B
$24.9B
Maintenance CapEx
-$692.8K
-$1.4M
-$2.8M
-$5.5M
-$11.1M
-$22.2M
-$44.3M
-$88.7M
-$177.4M
-$354.7M
Owner Earnings
$47.9M
$95.8M
$191.6M
$383.2M
$766.5M
$1.5B
$3.1B
$6.1B
$12.3B
$24.5B
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$44.4M
$82.1M
$152.1M
$281.7M
$521.6M
$966.0M
$1.8B
$3.3B
$6.1B
$11.4B
Terminal Value represents 88.7% of Enterprise Value