Mid Penn Bancorp, Inc.

Mid Penn Bancorp, Inc.

MPBยทNASDAQ

$31.51

-4.2%
Financial ServicesBanks - Regional

Mid Penn Bancorp, Inc. operates as the bank holding company for Mid Penn Bank that provides commercial banking services to individuals, partnerships, non-profit organizations, and corporations. The company offers various time and demand deposit products, including checking accounts, savings accounts, clubs, money market deposit accounts, certificates of deposit, and IRAs. It also provides a range of loan products comprising mortgage and home equity loans, secured and unsecured commercial and consumer loans, lines of credit, construction financing, farm loans, community development loans, loans to non-profit entities, and local government loans. In addition, the company offers online banking, telephone banking, cash management, and automated teller services, as well as safe deposit boxes; and trust and wealth management services. As of December 31, 2021, it operated sixty full-service retail banking locations in Berks, Blair, Bucks, Centre, Chester, Clearfield, Cumberland, Dauphin, Fayette, Huntingdon, Lancaster, Lehigh, Luzerne, Lycoming, Montgomery, Northumberland, Perry, Schuylkill, and Westmoreland counties, Pennsylvania. The company was founded in 1868 and is headquartered in Harrisburg, Pennsylvania.

At a Glance

Live Snapshot
Market Cap$798.62M
EPS2.5700
P/E Ratio12.26
Earnings Date07/29/2026
3Y+75.0%
5Y+166.0%
10Y+612.0%
3Y+3.0%
5Y+115.0%
10Y+621.0%
3Y+23.0%
5Y+423.0%
10Y+237.0%
Mid Penn Bancorp, Inc.

Mid Penn Bancorp, Inc. Profit Bridge

MPB ยท NASDAQ
Revenue326.93M
Cost of Goods Sold (125.97M)
Gross Profit200.96M
Operating Expenses (128.59M)
Operating Income72.37M
Interest Expense (124.67M)
Other Income/Expense0.00
Pretax Income72.37M
Income Tax (16.12M)
Net Income56.25M
Net Income
56.25M

Profitability Analysis

Gross Margin

61.5%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

22.1%

Healthy operating margins demonstrate effective cost control and strong business fundamentals.

Net Profit Margin

17.2%

Strong net margins indicate efficient operations and favorable tax/interest management.

Effective Tax Rate

22.3%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

Mid Penn Bancorp, Inc. Income Statement

MPB โ€ข NASDAQ

Mid Penn Bancorp, Inc. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
326.9M
306.7M
254.4M
187.3M
143.8M
122.7M
107.9M
76.1M
49.5M
45.9M
40.5M
33.7M
32.6M
34M
34.6M
33.3M
35M
35.5M
34.9M
16.5M
GROSS PROFIT
(126M)
(132.1M)
(92.7M)
(22.1M)
(17.7M)
(23.9M)
(26.6M)
(13.2M)
(6.6M)
(7.2M)
(5.7M)
(6M)
(6.7M)
(8.2M)
(10.7M)
(13.3M)
(22.8M)
(16.1M)
(16.3M)
(13.5M)
201M
174.7M
161.7M
165.2M
126.1M
98.8M
81.4M
63.4M
43.2M
38.7M
34.8M
27.7M
25.8M
25.8M
23.8M
20M
12.2M
19.4M
18.7M
3M
OPERATING INCOME
(128.6M)
(114.6M)
(117M)
(97.8M)
(90.1M)
(67.4M)
(60M)
(50.2M)
(31.3M)
(28.6M)
(26.6M)
(20.5M)
(19.7M)
(19.6M)
(18.1M)
(16.8M)
(16.7M)
(14.7M)
(12.6M)
-3.5M
(93M)
(68.3M)
(62.8M)
(54.2M)
(43.6M)
(39.4M)
(37.6M)
(29.9M)
(21.2M)
(19.2M)
(17.2M)
(13.2M)
(13.2M)
(13.3M)
(12.3M)
(11.2M)
(11M)
(9.2M)
(7M)
(6M)
72.4M
60M
44.7M
67.3M
36.1M
31.3M
21.4M
12.7M
11.6M
10.1M
8.2M
7.2M
6.1M
6.2M
5.8M
3.2M
-4.5M
4.7M
6.1M
6.5M
PRE-TAX INCOME
(124.7M)
(129.9M)
(89.4M)
(17.8M)
(14.8M)
(19.7M)
(25.2M)
(12.7M)
(6.3M)
(5.4M)
(4.6M)
(4.4M)
(5.1M)
(7.1M)
(9.5M)
(10.6M)
(13.3M)
(14.9M)
(15.3M)
(12.7M)
199.1M
156.7M
147M
147.8M
108.6M
88.2M
70.1M
55.9M
37.6M
34.8M
31.9M
26.2M
23.9M
23.2M
22M
19.5M
18M
17M
16.1M
15.5M
(35.6M)
(46.4M)
(54.2M)
(43.6M)
(46.5M)
(28M)
(22.4M)
(20.3M)
(10.1M)
(9.4M)
(9.4M)
(7.3M)
(6.5M)
(6.3M)
(5.8M)
(5.6M)
(5.6M)
(5.5M)
(5.6M)
-9.5M
72.4M
60M
44.7M
67.3M
36.1M
31.3M
21.4M
12.7M
11.6M
10.1M
8.2M
7.2M
6.1M
6.2M
5.8M
3.2M
-4.5M
4.7M
6.1M
6.5M
NET INCOME
(16.1M)
(10.6M)
(7.3M)
(12.5M)
(6.7M)
(5.1M)
(3.7M)
(2.1M)
(4.5M)
(2.3M)
(1.6M)
(1.5M)
(1.2M)
(1.2M)
(1.2M)
(416K)
-2.2M
(1.1M)
(1.4M)
(1.6M)
56.2M
49.4M
37.4M
54.8M
29.3M
26.2M
17.7M
10.6M
7.1M
7.8M
6.5M
5.7M
4.9M
5M
4.5M
2.7M
-2.3M
3.6M
4.7M
4.9M

SEC Filings

MPB - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 12, 2026
May 12, 2026
2026
8-K

8-K 2026

N/A

May 12, 2026
May 12, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 07, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 21, 2026
April 21, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 27, 2026
May 12, 2026
2026
10-K

10-K 2025 FY

FY

March 12, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

March 02, 2026
February 27, 2026
2026
8-K

8-K 2026

N/A

February 11, 2026
February 11, 2026
2026
8-K

8-K 2026

N/A

February 06, 2026
February 06, 2026
2026
8-K/A

8-K/A 2026 (Amended)

N/A

January 22, 2026
January 21, 2026
2026
Showing 1 to 10 of 476 filings