Mid Penn Bancorp, Inc.

Mid Penn Bancorp, Inc.

MPBยทNASDAQ

$31.51

-4.2%
Financial ServicesBanks - Regional

Mid Penn Bancorp, Inc. operates as the bank holding company for Mid Penn Bank that provides commercial banking services to individuals, partnerships, non-profit organizations, and corporations. The company offers various time and demand deposit products, including checking accounts, savings accounts, clubs, money market deposit accounts, certificates of deposit, and IRAs. It also provides a range of loan products comprising mortgage and home equity loans, secured and unsecured commercial and consumer loans, lines of credit, construction financing, farm loans, community development loans, loans to non-profit entities, and local government loans. In addition, the company offers online banking, telephone banking, cash management, and automated teller services, as well as safe deposit boxes; and trust and wealth management services. As of December 31, 2021, it operated sixty full-service retail banking locations in Berks, Blair, Bucks, Centre, Chester, Clearfield, Cumberland, Dauphin, Fayette, Huntingdon, Lancaster, Lehigh, Luzerne, Lycoming, Montgomery, Northumberland, Perry, Schuylkill, and Westmoreland counties, Pennsylvania. The company was founded in 1868 and is headquartered in Harrisburg, Pennsylvania.

At a Glance

Live Snapshot
Market Cap$798.62M
EPS2.5700
P/E Ratio12.26
Earnings Date07/29/2026
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Mid Penn Bancorp, Inc. Street Expectations Map

MPB ยท NASDAQ

Wall Street analysts project that MPB stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 35.00, with estimates ranging from a low of 35.00 to a high of 35.00.

Lowest Target
35.00
11.08%
Consensus Target
35.00
11.08%
Highest Target
35.00
11.08%

The consensus 1-year price target stands at 35.00, with estimates ranging from a low of 35.00 to a high of 35.00.

Analyst Consensus Analysis

Upside Potential

+11.1%

Moderate upside. Analysts expect positive returns but with limited margin of safety. Consider entry timing.

Analyst Agreement

0.0% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

High

Positive outlook with reasonable agreement. Analysts generally optimistic about prospects with manageable uncertainty.

Market Sentiment Insight

Monitor and evaluate: Current analyst consensus suggests limited conviction or near-term catalysts. Stay informed on company developments and reassess positioning as new information emerges.

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Mid Penn Bancorp, Inc. Forward Estimates of Revenue

MPB ยท NASDAQ
Latest Revenue
326.93M
FY 2025
Avg Estimate
287.00M
FY 2026
Estimate Range
285.97M - 288.03M
Analyst Spread

Forward Growth Analysis

Projected Growth-12.2%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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Mid Penn Bancorp, Inc. Forward Estimates of Net Income

MPB ยท NASDAQ
Latest Net Income
56.25M
FY 2025
Avg Estimate
61.80M
FY 2026
Estimate Range
61.51M - 62.08M
Analyst Spread

Forward Growth Analysis

Projected Growth+9.9%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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Mid Penn Bancorp, Inc. Forward Estimates of EPS

MPB ยท NASDAQ
Latest EPS
2.57
FY 2025
Avg Estimate
$3.62
FY 2026
Estimate Range
$3.60 - $3.64
Analyst Spread

Forward Growth Analysis

Projected Growth+40.9%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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Mid Penn Bancorp, Inc. Forward Estimates of EBIT

MPB ยท NASDAQ
Latest EBIT
72.37M
FY 2025
Avg Estimate
71.01M
FY 2026
Estimate Range
70.76M - 71.27M
Analyst Spread

Forward Growth Analysis

Projected Growth-1.9%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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Mid Penn Bancorp, Inc. Forward Estimates of EBITDA

MPB ยท NASDAQ
Latest EBITDA
77.41M
FY 2025
Avg Estimate
80.71M
FY 2026
Estimate Range
80.42M - 81.00M
Analyst Spread

Forward Growth Analysis

Projected Growth+4.3%

Flat growth suggests market maturity or near-term challenges offsetting expansion efforts.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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Mid Penn Bancorp, Inc. Forward Estimates of SG&A Expense

MPB ยท NASDAQ
Latest SG&A Expense
92.96M
FY 2025
Avg Estimate
79.42M
FY 2026
Estimate Range
79.14M - 79.71M
Analyst Spread

Forward Growth Analysis

Projected Growth-14.6%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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Mid Penn Bancorp, Inc. Insider Positioning

MPB ยท NASDAQ

During the last 12 months, insiders have purchased $315K worth of MPB shares, with no selling activity reported.

3 Months

Bought

4.3K

135.08K

Sold

0

0.00

Net Activity

+135K

+$135K

3-6 Months

Bought

820

25.43K

Sold

0

0.00

Net Activity

+25K

+$25K

6-9 Months

Bought

4.9K

141.16K

Sold

0

0.00

Net Activity

+141K

+$141K

9-12 Months

Bought

500

13.62K

Sold

0

0.00

Net Activity

+14K

+$14K

Top Buyers

1
NJE

Noone John E

Director

6.5K sharesโ€ข4 transactions

$191K

2
DSMG

De Soto Matthew G

Director

1.5K sharesโ€ข5 transactions

$47K

3
EAJ

Evans Albert J.

Director

983 sharesโ€ข3 transactions

$30K

4
BTR

Brugger Thomas R

Director

800 sharesโ€ข1 transactions

$25K

5
BKJ

Brumbaugh Kimberly J

Director

246 sharesโ€ข3 transactions

$8K

Top Sellers

1
SKJ

Stephon Kenneth John

Director, Officer: Chief Corp Development Officer

0 sharesโ€ข1 transactions

$0

Insider Activity Analysis

Net Insider Sentiment

Bullish

Strong bullish signal with $315K net buying. Insiders are aggressively accumulating shares, suggesting significant confidence in future prospects.

Buy/Sell Ratio

โˆž:1

Perfect buy/sell ratio. Only buying activity with zero sellingโ€”the most bullish possible insider signal.

Recent Trend (3 Months)

$135K

Very strong recent buying momentum. Recent insider purchases significantly outpace sales, suggesting near-term optimism.

Insider Participation

High Buying

5 insider buyers vs. 1 sellers. Broad-based buying across management team suggests widespread confidence.

Insider Activity Insight

Strong confluence of bullish signals: High buy/sell ratio, multiple insiders participating, and recent buying momentum all point to significant insider confidence. This level of coordinated buying often precedes positive developments.