Mercurity Fintech Holding Inc.

Mercurity Fintech Holding Inc.

MFH·NASDAQ

$5.65

+0.0000%
Financial ServicesFinancial - Capital Markets

Mercurity Fintech Holding Inc. engages in the design, development, creation, testing, installation, configuration, integration, and customization of operational software based on blockchain technologies and related services in the British Virgin Islands and the Asia pacific region. It provides digital asset trading infrastructure solutions based on internet and blockchain technologies for cryptocurrency traders, blockchain-based virtual communities, and liquidity providers.; an asset digitalization platform, which provides blockchain-based digitalization solutions for traditional assets, such as fiat currencies, bonds, and precious metals. The company also offers a decentralized finance platform that solves retail traders' problems; cross-border payments services; and supplemental services for its platforms, such as customized software development, maintenance, and compliance support services. In addition, it provides blockchain technology services, which includes designing and developing digital asset transaction platforms, digital asset quantitative investment software, and other innovative and derivative services based on blockchain technologies; and cryptocurrency mining services that provides computing power to the mining pool. The company was formerly known as JMU Limited and changed its name to Mercurity Fintech Holding Inc. in April 2020. Mercurity Fintech Holding Inc. was incorporated in 2011 and is headquartered in Beijing, the People's Republic of China.

At a Glance

Live Snapshot
Market Cap$390.29M
EPS-0.0745
P/E Ratio-75.84
Earnings Date04/23/2024

Intrinsic Alpha Methodology

Thesis Lenses

Signal · Driver · Risk

Signal

Medium confidence

Valuation multiple is compressed (P/E -75.8).

Valuation inputs: P/E -75.8, earnings yield N/A, momentum 0.0%.

If multiples stay elevated while momentum fades, downside repricing risk rises.

Driver

High confidence

Return profile is soft (ROE -18.8%, ROIC -14.5%).

Profitability stack: net margin -4.5%, ROE -18.8%, ROIC -14.5%.

Quality deterioration often appears in margins before it shows up in headline EPS.

Risk

High confidence

Risk profile is balanced but has notable pressure points to monitor.

Risk factors: liabilities/assets +32.5%, momentum 0.0%, net margin -4.5%.

Higher leverage with weak momentum and thin margins can amplify drawdown severity.

mfh

Mercurity Fintech Holding Inc. Market vs Earnings Trajectory

MFH · NASDAQ

Loading price and EPS data...

Mercurity Fintech Holding Inc.

Mercurity Fintech Holding Inc. Fair Value Envelope

MFH · NASDAQ

Our analysis suggests that MFH has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $5.65, this represents a potential HIDDEN relative to our calculated worth for Mercurity Fintech Holding Inc..

Intrinsic Value
Current Price: $5.65
3Y-97.0%
5Y+4556.0%
10Y-20.0%
3Y+50.0%
5Y-42.0%
10Y-91.0%
3Y-79.0%
5Y+270.0%
10Y-95.0%
3Y-11.0%
5Y+454.0%
10Y-89.0%
3Y-11.0%
5Y+455.0%
10Y-89.0%
3Y+259.0%
5Y+302.0%
10Y-90.0%
Mercurity Fintech Holding Inc.

Mercurity Fintech Holding Inc. Profit Bridge

MFH · NASDAQ
Revenue1.01M
Cost of Goods Sold (1.38M)
Gross Profit-375.51K
Operating Expenses (4.24M)
Operating Income-4.62M
Interest Expense (382.60K)
Other Income/Expense419.42K
Pretax Income-4.20M
Income Tax (336.99K)
Net Income-4.53M
Net Income
-4.53M

Profitability Analysis

Gross Margin

-37.3%

Negative gross margin indicates the company is losing money on each sale—unsustainable long-term.

Operating Margin

-458.3%

Operating losses indicate the core business is unprofitable. Requires restructuring or revenue growth.

Net Profit Margin

-450.1%

Net losses indicate the company is burning cash. Sustainability depends on path to profitability.

Profitability Insight

High margin compression: Large gap between gross and net margins suggests operational inefficiencies or heavy debt burden. Focus on expense management and deleveraging.

-37.27%
Gross Profit Margin
-83%
3Y+668.0%
5Y-144.0%
10Y+145.0%
-458.28%
Operating Profit Margin
-76%
3Y-77.0%
5Y-1847.0%
10Y-50.0%
-450.10%
Net Profit Margin
-79%
3Y-86.0%
5Y+539.0%
10Y-45.0%
-18.82%
Return on Equity
-64%
3Y-93.0%
5Y+23.0%
10Y-39.0%
-12.70%
Return on Assets
-59%
3Y-94.0%
5Y-8.0%
10Y-53.0%
-14.47%
Return on Invested Capital
-53%
3Y-89.0%
5Y+90935.0%
10Y-56.0%
MFH

Mercurity Fintech Holding Inc. Cash Conversion Engine

MFH · NASDAQ
Net Income-4.53M
Depreciation & Amortization675.72K
Stock-Based Compensation0.00
Change in Working Capital-1.85M
Others2.13M
Capital Expenditures-2.61K
Free Cash Flow-3.58M

Cash Flow Quality Analysis

FCF Conversion Rate

78.9%

Moderate conversion rate. Some gap between earnings and cash flow may warrant investigation into working capital or non-cash items.

CapEx Intensity

-0.1%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

+38.3%

Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.

Working Capital Impact

-$1.85M

Significant working capital drain. Growth may be consuming cash through inventory buildup or receivables extension—monitor closely.

Cash Flow Quality Insight

Working capital strain: Significant cash tied up in operations. Monitor receivables collection, inventory turns, and payment terms to optimize cash conversion cycle.

mfh

Mercurity Fintech Holding Inc. Funding & Solvency Profile

MFH · NASDAQ
Cash & Cash Equivalents23.92M
Net Receivables5.06M
Inventory0.00
Other Current Assets93.52K
Total Current Assets30 M
Property, Plant & Equipment2.50M
Goodwill & Intangible Assets3.14M
Long-Term Investments0.00
Other Non-Current Assets0.00
Total Non-Current Assets2 M
Total Assets
35.69M

Financial Health Analysis

Current Ratio

2.59x

Excellent liquidity position. The company can easily cover its short-term obligations with substantial cushion.

Debt-to-Equity Ratio

0.48x

Conservative capital structure. The company relies primarily on equity financing, indicating low financial risk.

Working Capital

18 M

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

84% Current

Asset-light business model with high liquidity. Majority of assets are easily convertible to cash.

Financial Health Insight

Strong financial foundation: Excellent liquidity combined with conservative leverage suggests the company is well-positioned to weather economic uncertainties and fund growth opportunities.

mfh

Mercurity Fintech Holding Inc. Street Expectations Map

MFH · NASDAQ

No Target Data

No analyst price targets available for mfh.

mfh

Mercurity Fintech Holding Inc. Insider Positioning

MFH · NASDAQ

During the last 12 months, there has been no insider trading activity reported for MFH.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

No buying activity

Top Sellers

No selling activity

Insider Activity Analysis

Net Insider Sentiment

Neutral

No insider trading activity reported. This could indicate blackout periods, lack of conviction, or regulatory restrictions.

Insider Participation

No Activity

No insider trading activity reported from any insiders in the past year.

No Dividend Yield Data

MFH has not reported any dividend yield values in the available annual periods.

 

mfh Dividend History

MFH
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%