Kingstone Companies, Inc.

Kingstone Companies, Inc.

KINSยทNASDAQ

$15.24

+1.7%
Financial ServicesInsurance - Property & Casualty

Kingstone Companies, Inc., through its subsidiary, Kingstone Insurance Company, underwrites property and casualty insurance products to individuals in New York. The company offers personal line of insurance products, including homeowners and dwelling fire multi-peril, cooperative/condominiums, renters, and personal umbrella policies. It also provides for-hire vehicle physical damage only policies for livery and car service vehicles and taxicabs; and canine legal liability policies, as well as reinsurance products. It sells its products through retail and wholesale agents and brokers. The company was formerly known as DCAP Group, Inc. and changed its name to Kingstone Companies, Inc. in July 2009. Kingstone Companies, Inc. was founded in 1886 and is headquartered in Kingston, New York.

At a Glance

Live Snapshot
Market Cap$220.75M
EPS2.9300
P/E Ratio5.20
Earnings Date08/06/2026
3Y+53.0%
5Y+52.0%
10Y+157.0%
3Y-281.0%
5Y+4092.0%
10Y+358.0%
3Y-8386.0%
5Y-841.0%
10Y+399.0%
Kingstone Companies, Inc.

Kingstone Companies, Inc. Profit Bridge

KINS ยท NASDAQ
Revenue199.19M
Cost of Goods Sold (84.27M)
Gross Profit114.93M
Operating Expenses (63.88M)
Operating Income51.05M
Interest Expense (445.21K)
Other Income/Expense0.00
Pretax Income51.05M
Income Tax (10.28M)
Net Income40.77M
Net Income
40.77M

Profitability Analysis

Gross Margin

57.7%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

25.6%

Outstanding operational efficiency. The company generates substantial profit from core operations.

Net Profit Margin

20.5%

Exceptional profitability. The company converts a significant portion of revenue to bottom-line earnings.

Effective Tax Rate

20.1%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

Kingstone Companies, Inc. Income Statement

KINS โ€ข NASDAQ

Kingstone Companies, Inc. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
199.2M
155.1M
144.2M
130.2M
161.2M
131.4M
145.1M
113.8M
92.8M
77.4M
64.2M
50.1M
36.6M
29.1M
27.7M
21.6M
8.4M
429.6K
649.2K
7.1M
GROSS PROFIT
(84.3M)
(96.6M)
(116.2M)
(123M)
(135.1M)
(98.3M)
(0.0)
(83.6M)
(55.4M)
(46.1M)
(38.5M)
(29.2M)
(22.9M)
(18.5M)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
114.9M
58.6M
28M
7.2M
26.1M
33.1M
145.1M
30.1M
37.4M
31.3M
25.7M
20.9M
13.6M
10.6M
27.7M
21.6M
7.7M
911.2K
5.7M
11.1M
OPERATING INCOME
(63.9M)
(35.3M)
(35.3M)
(35.1M)
(35.6M)
(34.4M)
(152.9M)
(30.1M)
(23M)
(17.9M)
(15.4M)
(13M)
(10.8M)
(9.5M)
(24.1M)
(19.7M)
(8.6M)
(1.4M)
(2.4M)
(7.6M)
(0.0)
(0.0)
(0.0)
(0.0)
(4.2M)
(4.3M)
(3.8M)
(2.6M)
(3.5M)
(1.9M)
(1.5M)
(1.5M)
(1.1M)
(1M)
(1.2M)
(1.6M)
(1.2M)
(1.9M)
(2.3M)
(7.3M)
51M
23.3M
-7.4M
-27.9M
-9.4M
-1.3M
-7.8M
4.8M
14.4M
13.4M
10.3M
7.9M
2.8M
1.1M
3.6M
1.8M
-218.5K
-1M
-1.7M
-432.7K
PRE-TAX INCOME
(445.2K)
(3.5M)
(4M)
(2M)
(1.8M)
(1.8M)
(1.8M)
(1.8M)
(60.3K)
(0.0)
(0.0)
(0.0)
(75.7K)
(81.6K)
(120.9K)
(259.4K)
(311.4K)
(337.3K)
(471.4K)
(1.4M)
-445.2K
-3.5M
-4M
-2M
-1.8M
-1.8M
-1.8M
-1.8M
-60.3K
0.0
0.0
0.0
-75.7K
-81.6K
-120.9K
-259.4K
-250.6K
427.6K
826.1K
-167K
(63.9M)
(35.3M)
(35.3M)
(35.1M)
(31.4M)
(30.1M)
(149.1M)
(27.6M)
(19.5M)
(16M)
(13.9M)
(11.5M)
(9.7M)
(8.5M)
(22.9M)
(18.1M)
(7.4M)
-412K
(84.4K)
(285.2K)
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-1.8M
-60.3K
0.0
0.0
0.0
0.0
0.0
0.0
0.0
5.2M
650.2K
826.1K
738.5K
51M
23.3M
-7.4M
-27.9M
-9.4M
-1.3M
-7.8M
3M
14.3M
13.4M
10.3M
7.9M
2.8M
1.1M
3.6M
1.8M
5M
-368.7K
-884.5K
305.7K
NET INCOME
(10.3M)
(4.9M)
-1.2M
-5.4M
-2M
-2.3M
-1.8M
-86.2K
(4.3M)
(4.5M)
(3.3M)
(2.5M)
(764.3K)
(302.9K)
(1.1M)
(767.4K)
-66.8K
-448.2K
-419.2K
(137.6K)
40.8M
18.4M
-6.2M
-22.5M
-7.4M
972.4K
-6M
3.1M
10M
8.9M
7M
5.3M
2M
766.7K
2.5M
983.1K
4.8M
-977.2K
-47.4K
508.4K

SEC Filings

KINS - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 20, 2026
May 19, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 08, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 07, 2026
May 07, 2026
2026
8-K

8-K 2026

N/A

April 27, 2026
April 27, 2026
2026
8-K

8-K 2026

N/A

April 20, 2026
April 17, 2026
2026
8-K

8-K 2026

N/A

April 17, 2026
April 16, 2026
2026
8-K

8-K 2026

N/A

April 02, 2026
April 01, 2026
2026
10-K

10-K 2025 FY

FY

March 16, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

March 05, 2026
March 05, 2026
2026
8-K

8-K 2026

N/A

February 04, 2026
February 04, 2026
2026
Showing 1 to 10 of 430 filings