Kingstone Companies, Inc.

Kingstone Companies, Inc.

KINSยทNASDAQ

$15.24

+1.7%
Financial ServicesInsurance - Property & Casualty

Kingstone Companies, Inc., through its subsidiary, Kingstone Insurance Company, underwrites property and casualty insurance products to individuals in New York. The company offers personal line of insurance products, including homeowners and dwelling fire multi-peril, cooperative/condominiums, renters, and personal umbrella policies. It also provides for-hire vehicle physical damage only policies for livery and car service vehicles and taxicabs; and canine legal liability policies, as well as reinsurance products. It sells its products through retail and wholesale agents and brokers. The company was formerly known as DCAP Group, Inc. and changed its name to Kingstone Companies, Inc. in July 2009. Kingstone Companies, Inc. was founded in 1886 and is headquartered in Kingston, New York.

At a Glance

Live Snapshot
Market Cap$220.75M
EPS2.9300
P/E Ratio5.20
Earnings Date08/06/2026
Kingstone Companies, Inc.

Kingstone Companies, Inc. Fair Value Envelope

KINS ยท NASDAQ

Our analysis suggests that KINS has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $15.24, this represents a potential HIDDEN relative to our calculated worth for Kingstone Companies, Inc..

Intrinsic Value
Current Price: $15.24

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$11.7B
+ Cash & Equivalents$12.2M
Firm Value$11.7B
- Debt$4.4M
Equity Value$11.7B
/ Shares Outstanding14,140,604B
DCF Value$824
UNDERVALUED BY 5310%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$99.7M
$130.9M
$172.0M
$225.9M
$296.7M
$389.8M
$512.1M
$672.7M
$883.7M
$1.2B
Maintenance CapEx
-$737.6K
-$969.0K
-$1.3M
-$1.7M
-$2.2M
-$2.9M
-$3.8M
-$5.0M
-$6.5M
-$8.6M
Owner Earnings
$98.9M
$129.9M
$170.7M
$224.2M
$294.5M
$386.9M
$508.3M
$667.7M
$877.1M
$1.2B
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$91.6M
$111.4M
$135.5M
$164.8M
$200.5M
$243.8M
$296.6M
$360.7M
$438.8M
$533.7M
Terminal Value represents 77.9% of Enterprise Value