JRVR - NASDAQ

James River Group Holdings, Ltd.

JRVR·NASDAQ

$3.83

-0.36%

Financial ServicesInsurance - Specialty

James River Group Holdings, Ltd., through its subsidiaries, provides specialty insurance and reinsurance services in the United States. It operates through Excess and Surplus Lines, Specialty Admitted Insurance, and Casualty Reinsurance segments. The Excess and Surplus Lines segment underwrites liability and property insurance on an excess and surplus commercial lines basis in all states and the District of Columbia. This segment distributes its insurance policies primarily through wholesale insurance brokers. The Specialty Admitted Insurance segment provides workers' compensation coverage for building trades, healthcare employees, goods and services, light manufacturing, specialty transportation, and agriculture, as well as fronting and program business. The Casualty Reinsurance segment offers proportional and working layer casualty reinsurance to third parties and other insurance companies. James River Group Holdings, Ltd. was founded in 2002 and is headquartered in Pembroke, Bermuda.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$177.09M

EPS1.0300

P/E Ratio3.72

Earnings Date08/03/2026

4.86B

Assets

-3%

3Y-5.0%

5Y-4.0%

10Y+107.0%

4.19B

Total Liabilities

-5%

3Y-6.0%

5Y-2.0%

10Y+153.0%

671.27M

Total Equity

13%

3Y-4.0%

5Y-16.0%

10Y-3.0%

James River Group Holdings, Ltd. Funding & Solvency Profile

JRVR · NASDAQ

Current Assets

Cash & Cash Equivalents260.94M

Net Receivables2.31B

Inventory0.00

Other Current Assets8.48M

Total Current Assets3 B

Non-Current Assets

Property, Plant & Equipment21.94M

Goodwill & Intangible Assets245.20M

Long-Term Investments1.07B

Other Non-Current Assets46.63M

Total Non-Current Assets1 B

Total Assets

4.86B

Financial Health Analysis

Current Ratio

0.91x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

6.24x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-343034000

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

70% Current

Asset-light business model with high liquidity. Majority of assets are easily convertible to cash.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

James River Group Holdings, Ltd. Balance Sheet

JRVR • NASDAQ

James River Group Holdings, Ltd. Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	260.9M	362.3M	274.3M	173.2M	190.1M	162.3M	206.9M	172.5M	163.5M	109.8M	106.4M	73.4M	158.6M	95.8M
Short-Term Investments	627.2M	617.1M	1.4B	1.9B	1.8B	1.9B	1.6B	1.3B	1.1B	991.9M	918.9M	888.8M	734.6M	869.6M
Cash & Short-Term Investments	888.1M	979.5M	1.7B	1.4B	2B	2.1B	1.8B	1.4B	1.2B	1.1B	1B	962.2M	893.2M	965.4M
Net Receivables	2.3B	2.4B	1.8B	1.6B	1.8B	1.2B	1.1B	0.0	0.0	0.0	0.0	162.5M	257.3M	430.1M
Accounts Receivables	2.3B	2.3B	1.8B	1.6B	1.8B	1.2B	1.1B	793.6M	666.3M	450.9M	319.8M	162.5M	256.4M	427.7M
Other Receivables	12.7M	22.3M	224K	0.0	3.3M	4.4M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Inventory	0.0	0.0	0.0	0.0	0.0	0.0	0.0	-625.5M	-2.5B	-2.1B	-1.7B	0.0	0.0	0.0
Prepaids	204M	296.6M	293.1M	269.4M	291.5M	243.7M	179M	0.0	0.0	0.0	0.0	0.0	0.0	40.7M
Other Current Assets	8.5M	-3.6B	-3.7B	730.2M	-4.1B	-3.5B	-3B	0.0	0.0	0.0	0.0	0.0	0.0	436.4M
Total Current Assets	3.4B	0.0	0.0	4B	0.0	0.0	0.0	2.2B	2.8M	3M	2M	303.8M	1.2B	1.4B
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	21.9M	19.8M	17M	9.4M	781K	1.3M	1.8M	23.3M	25M	24.7M	24M	25M	25.6M	26.6M
Goodwill	181.8M	181.8M	181.8M	181.8M	181.8M	181.8M	181.8M	181.8M	181.8M	181.8M	181.8M	181.8M	181.8M	181.8M
Intangible Assets	63.4M	32.5M	32.8M	35.7M	36M	36.4M	36.9M	37.5M	38.3M	38.9M	39.5M	40.1M	40.7M	43.2M
Goodwill & Intangible Assets	245.2M	214.3M	214.6M	217.5M	217.9M	218.2M	218.8M	219.4M	220.2M	220.8M	221.4M	222M	222.6M	225M
Long-Term Investments	1.1B	1.4B	1.5B	2B	1.9B	2B	1.7B	1.3B	1.1B	1.1B	998.1M	964.1M	818.7M	947.5M
Tax Assets	64.9M	0.0	0.0	0.0	0.0	0.0	0.0	21.6M	13.6M	20.6M	21.9M	451K	0.0	0.0
Other Non-Current Assets	46.6M	-1.6B	-1.7B	-8.1M	-2.1B	-2.2B	-1.9B	-21.6M	-13.6M	-20.6M	-21.9M	-989.1M	-1.1B	-1.2B
Total Non-Current Assets	1.4B	0.0	0.0	2.2B	0.0	0.0	0.0	1.6B	1.4B	1.3B	1.2B	222.4M	1.1B	1.2B
Other Assets	0.0	5B	5.3B	-1.1B	4.9B	5.1B	5B	-682.7M	1.4B	1B	810.1M	1.4B	-410.6M	-569.3M
Total Assets	4.9B	5B	5.3B	5.1B	4.9B	5.1B	5B	3.1B	2.8B	2.3B	2.1B	2B	1.8B	2B
LIABILITIES
CURRENT LIABILITIES
Total Payables	82M	132.9M	158.7M	137M	135.6M	110.4M	109.5M	63.6M	56.3M	39.9M	19.9M	19.3M	29.4M	79.1M
Accounts Payable	68.5M	132.9M	158.7M	123.1M	135.6M	110.4M	108.1M	61.7M	56.3M	39.9M	19.9M	19.3M	29.4M	79.1M
Other Payables	13.6M	0.0	0.0	13.9M	0.0	0.0	1.5M	1.9M	0.0	0.0	0.0	0.0	0.0	0.0
Accrued Expenses	31M	53.2M	56.7M	56.9M	57.9M	56M	58.4M	0.0	0.0	0.0	0.0	0.0	14.5M	11.4M
Tax Payables	0.0	0.0	0.0	13.9M	0.0	0.0	1.5M	1.9M	0.0	0.0	0.0	0.0	0.0	0.0
Deferred Revenue	447.6M	0.0	0.0	119.6M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Current Liabilities	3.2B	-186.1M	-215.4M	-190M	-193.5M	-166.4M	-168M	-63.6M	-56.3M	-39.9M	-19.9M	-19.3M	-43.9M	-90.5M
Total Current Liabilities	3.8B	0.0	0.0	123.5M	0.0	0.0	0.0	61.7M	56.3M	39.9M	19.9M	19.3M	29.4M	79.1M
NON-CURRENT LIABILITIES
Long Term Debt	329.9M	304.9M	326.4M	326.4M	366.4M	366.4M	262.4M	222.4M	202.4M	192.4M	192.4M	192.4M	162.1M	139.1M
Deferred Revenue (Non-Current)	86.7M	58M	20.7M	15.7M	0.0	0.0	0.0	201.8M	0.0	0.0	170.9M	0.0	0.0	0.0
Deferred Tax Liabilities (Non-Current)	0.0	0.0	0.0	20.9M	0.0	1.1M	0.0	20.6M	5.2M	2.9M	21.4M	0.0	0.0	6M
Other Non-Current Liabilities	17.8M	-362.8M	-347.1M	3.8B	-366.4M	-367.5M	-262.4M	2.2B	1.9B	1.5B	1.2B	1.1B	-162.1M	-139.1M
Total Non-Current Liabilities	434.4M	0.0	0.0	4.2B	0.0	0.0	0.0	222.4M	207.6M	195.3M	192.4M	192.4M	162.1M	145.1M
Other Liabilities	0.0	4.4B	4.6B	4.2B	4.2B	4.3B	4.2B	2.1B	1.8B	1.4B	1.2B	1.1B	913.9M	1B
Total Liabilities	4.2B	4.4B	4.6B	4.4B	4.2B	4.3B	4.2B	2.4B	2.1B	1.7B	1.4B	1.3B	1.1B	1.2B
SHAREHOLDERS' EQUITY
Preferred Stock	133.1M	133.1M	144.9M	144.9M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Common Stock	9K	9K	7K	7K	7K	6K	6K	6K	6K	6K	6K	6K	6K	7K
Additional Paid-In Capital	937.6M	933.3M	876.2M	868.9M	862M	664.5M	657.9M	645.3M	636.1M	636.9M	630.8M	628.2M	627.6M	738M
Retained Earnings	-364.7M	-402.4M	-277.9M	-152.1M	-166.7M	49.2M	89.6M	79.8M	48.2M	55.2M	47M	41.3M	66.6M	-701K
Accumulated Other Comprehensive Income/Loss	-34.7M	-70M	-63.7M	-163M	30M	81.9M	31.1M	-15.8M	10.3M	1.1M	3.2M	18.4M	7.2M	46.4M
Total Stockholders' Equity	671.3M	594M	679.5M	698.7M	725.4M	795.6M	778.6M	709.2M	694.7M	693.2M	681M	687.9M	701.5M	783.8M
Total Equity	671.3M	594M	679.5M	698.7M	725.4M	795.6M	778.6M	709.2M	694.7M	693.2M	681M	687.9M	701.5M	784M
Minority Interest	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	268K
SUMMARY
Total Liabilities & Equity	4.9B	5B	5.3B	5.1B	4.9B	5.1B	5B	3.1B	2.8B	2.3B	2.1B	2B	1.8B	2B
Total Investments	1.7B	1.6B	1.7B	3.9B	2.1B	2.2B	2B	1.7B	1.4B	1.3B	1.2B	1.2B	1.1B	1.1B
Total Debt	329.9M	304.9M	326.4M	326.4M	366.4M	366.4M	262.4M	222.4M	202.4M	192.4M	192.4M	192.4M	162.1M	139.1M
Net Debt	68.9M	-57.5M	52.1M	153.2M	176.2M	204.1M	55.4M	49.9M	38.9M	82.6M	85.9M	119M	3.5M	43.3M
Shares Outstanding	46,236,856	46,236,856	46,236,856	46,236,856	46,236,856	46,236,856	46,236,856	46,236,856	46,236,856	46,236,856	46,236,856	46,236,856	46,236,856	46,236,856

SEC Filings

JRVR - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	May 12, 2026	May 12, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 05, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 04, 2026	May 04, 2026	2026	View Filing
10-K/A 10-K/A 2025 FY (Amended) FY	April 30, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	April 14, 2026	April 08, 2026	2026	View Filing
8-K 8-K 2026 N/A	March 27, 2026	March 27, 2026	2026	View Filing
8-K 8-K 2026 N/A	March 06, 2026	March 02, 2026	2026	View Filing
10-K 10-K 2025 FY FY	March 03, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	March 02, 2026	March 02, 2026	2026	View Filing
8-K 8-K 2025 N/A	December 03, 2025	December 02, 2025	2025	View Filing

Showing 1 to 10 of 218 filings

Related Guides

Blog Categories

Continue your JRVR research with focused valuation guides.

Fundamentals

Decode statement quality and operating durability.

Accounting

Interpret line items with cleaner analytical framing.

Forecasting

Translate historical performance into forward scenarios.

Reference

Use practical frameworks for statement-led valuation.

Research Paths

Pick your next lens

Snapshot

Start with context, operating signals, and key market metrics.

Value Model

Stress test fair value across bear, base, and bull assumptions.

Statements

Validate revenue quality, margins, and balance sheet durability.

Earnings Call

Read management commentary and compare it with reported outcomes.

Dividends

Check payout sustainability and long-term distribution behavior.

Analyst Expectations

Review consensus spread and where estimate risk is concentrated.