James River Group Holdings, Ltd.

James River Group Holdings, Ltd.

JRVRยทNASDAQ

$3.83

-0.36%
Financial ServicesInsurance - Specialty

James River Group Holdings, Ltd., through its subsidiaries, provides specialty insurance and reinsurance services in the United States. It operates through Excess and Surplus Lines, Specialty Admitted Insurance, and Casualty Reinsurance segments. The Excess and Surplus Lines segment underwrites liability and property insurance on an excess and surplus commercial lines basis in all states and the District of Columbia. This segment distributes its insurance policies primarily through wholesale insurance brokers. The Specialty Admitted Insurance segment provides workers' compensation coverage for building trades, healthcare employees, goods and services, light manufacturing, specialty transportation, and agriculture, as well as fronting and program business. The Casualty Reinsurance segment offers proportional and working layer casualty reinsurance to third parties and other insurance companies. James River Group Holdings, Ltd. was founded in 2002 and is headquartered in Pembroke, Bermuda.

At a Glance

Live Snapshot
Market Cap$177.09M
EPS1.0300
P/E Ratio3.72
Earnings Date08/03/2026
James River Group Holdings, Ltd.

James River Group Holdings, Ltd. Fair Value Envelope

JRVR ยท NASDAQ

Our analysis suggests that JRVR has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $3.83, this represents a potential HIDDEN relative to our calculated worth for James River Group Holdings, Ltd..

Intrinsic Value
Current Price: $3.83

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value-$13.3B
+ Cash & Equivalents$260.9M
Firm Value-$13.1B
- Debt$329.9M
Equity Value-$13.4B
/ Shares Outstanding46,236,856B
DCF Value-$290
OVERVALUED BY 7668%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
-$35.8M
-$68.3M
-$130.2M
-$248.1M
-$473.0M
-$901.8M
-$1.7B
-$3.3B
-$6.2B
-$11.9B
Maintenance CapEx
-$1.8M
-$3.5M
-$6.7M
-$12.7M
-$24.2M
-$46.1M
-$87.9M
-$167.5M
-$319.4M
-$608.8M
Owner Earnings
-$37.6M
-$71.8M
-$136.8M
-$260.8M
-$497.2M
-$947.9M
-$1.8B
-$3.4B
-$6.6B
-$12.5B
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
-$34.9M
-$61.5M
-$108.6M
-$191.7M
-$338.4M
-$597.3M
-$1.1B
-$1.9B
-$3.3B
-$5.8B
Terminal Value represents 0.0% of Enterprise Value
Negative Owner Earnings
This company generates negative free cash flow. Consider adjusting maintenance CapEx percentage or check the financial data.