Jack Henry & Associates, Inc.

Jack Henry & Associates, Inc.

JKHYยทNASDAQ

$133.13

-5.0%
TechnologyInformation Technology Services

Jack Henry & Associates, Inc. provides technology solutions and payment processing services primarily for financial services organizations in the United States. It operates through four segments: Core, Payments, Complementary, and Corporate and Other. The company offers information and transaction processing solutions for banks ranging from community to multi-billion-dollar asset institutions under the Jack Henry Banking brand; core data processing solutions for various credit unions under the Symitar brand; and specialized financial performance, imaging and payments processing, information security and risk management, retail delivery, and online and mobile solutions to financial institutions and corporate entities under the ProfitStars brand. It also provides a suite of integrated applications required to process deposit, loan, and general ledger transactions, as well as to maintain centralized customer/member information; and complementary products and services that enable core bank and credit union clients to respond to evolving customer/member demands. The company's Jack Henry Banking business brand offers SilverLake, a robust primarily designed for commercial-focused banks; CIF 20/20, a parameter-driven, easy-to-use system for banks; and Core Director, a cost-efficient system with point-and-click operation. Its Symitar business brand provides Episys, a robust designed for credit unions. In addition, the company offers digital products and services and electronic payment solutions; purchases and resells hardware systems, including servers, workstations, scanners, and other devices; and provides implementation, training, and support services. Jack Henry & Associates, Inc. was founded in 1976 and is headquartered in Monett, Missouri.

At a Glance

Live Snapshot
Market Cap$9.46B
EPS6.2400
P/E Ratio21.33
Earnings Date08/18/2026
3Y+22.0%
5Y+40.0%
10Y+75.0%
3Y+26.0%
5Y+54.0%
10Y+83.0%
3Y+27.0%
5Y+26.0%
10Y+76.0%
Jack Henry & Associates, Inc.

Jack Henry & Associates, Inc. Profit Bridge

JKHY ยท NASDAQ
Revenue2.38B
Cost of Goods Sold (1.36B)
Gross Profit1.01B
Operating Expenses (445.83M)
Operating Income568.72M
Interest Expense (10.44M)
Other Income/Expense17.32M
Pretax Income586.04M
Income Tax (130.29M)
Net Income455.75M
Net Income
455.75M

Profitability Analysis

Gross Margin

42.7%

Strong gross margins indicate healthy pricing and efficient production or service delivery.

Operating Margin

23.9%

Healthy operating margins demonstrate effective cost control and strong business fundamentals.

Net Profit Margin

19.2%

Strong net margins indicate efficient operations and favorable tax/interest management.

Effective Tax Rate

22.2%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

Jack Henry & Associates, Inc. Income Statement

JKHY โ€ข NASDAQ

Jack Henry & Associates, Inc. Income StatementJun 2025Jun 2024Jun 2023Jun 2022Jun 2021Jun 2020Jun 2019Jun 2018Jun 2017Jun 2016Jun 2015Jun 2014Jun 2013Jun 2012Jun 2011Jun 2010Jun 2009Jun 2008Jun 2007Jun 2006
REVENUE
2.4B
2.2B
2.1B
1.9B
1.8B
1.7B
1.6B
1.5B
1.4B
1.4B
1.3B
1.2B
1.1B
1B
966.9M
836.6M
745.6M
742.9M
668.1M
592.2M
GROSS PROFIT
(1.4B)
(1.3B)
(1.2B)
(1.1B)
(1.1B)
(1B)
(923M)
(873.6M)
(819M)
(773.7M)
(720.3M)
(691.4M)
(652.4M)
(603.4M)
(567.6M)
(491.5M)
(446.2M)
(435.7M)
(381.9M)
(335.8M)
1B
916.1M
858.6M
814.3M
694.8M
688.6M
629.7M
663M
612.1M
581M
535.9M
518.6M
477M
423.7M
399.3M
345.1M
299.4M
307.2M
286.2M
256.4M
OPERATING INCOME
(445.8M)
(426.7M)
(378M)
(339.7M)
(296.1M)
(308M)
(282.4M)
(272.5M)
(247.7M)
(238.8M)
(218M)
(206.6M)
(211.4M)
(187.5M)
(183M)
(162.9M)
(141.5M)
(164.2M)
(127.6M)
(117.1M)
(283.1M)
(278.4M)
(235.3M)
(218.3M)
(187.1M)
(198M)
(186M)
(182.1M)
(162.9M)
(157.6M)
(146.5M)
(139.9M)
(148.2M)
(126.6M)
(119.6M)
(112M)
(98.6M)
(99.7M)
(91.7M)
(85.2M)
(162.8M)
(148.3M)
(142.7M)
(121.4M)
(109M)
(110M)
(96.4M)
(90.3M)
(84.8M)
(81.2M)
(71.5M)
(66.7M)
(63.2M)
(60.9M)
(63.4M)
(50.8M)
(42.9M)
(43.3M)
(36M)
(31.9M)
568.7M
489.4M
480.7M
474.6M
398.7M
380.6M
347.2M
392.4M
367.7M
361.7M
317.9M
312M
265.5M
236.2M
216.3M
182.3M
157.9M
143M
158.6M
139.4M
PRE-TAX INCOME
(10.4M)
(16.4M)
(15.1M)
(2.4M)
(1.1M)
(688K)
(926K)
(1.9M)
(996K)
(1.4M)
(1.6M)
(1.1M)
(6.3M)
(5.7M)
(8.9M)
(1.6M)
(1.4M)
(1.9M)
(0.0)
(0.0)
17.3M
8.6M
-6.1M
-2.4M
-994K
449K
-50K
-1.3M
-748K
-1.1M
-1.4M
-728K
-5.7M
-4.6M
-8.8M
-1.5M
-576K
217K
0.0
0.0
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(36K)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(21.2M)
(0.0)
(0.0)
17.3M
8.6M
-6.1M
-2.4M
-994K
449K
-50K
-1.3M
-748K
-1.1M
-1.4M
-728K
-5.7M
-4.6M
-8.8M
-1.5M
-576K
217K
1.6M
711K
586M
498M
474.6M
472.3M
397.7M
381.1M
347.2M
391M
367M
360.5M
316.4M
311.3M
259.9M
231.7M
207.5M
180.8M
157.3M
164.4M
160.2M
140.1M
NET INCOME
(130.3M)
(116.2M)
(107.9M)
(109.4M)
(86.3M)
(84.4M)
(75.4M)
(14.4M)
(121.2M)
(111.7M)
(105.2M)
(110.1M)
(83.2M)
(76.7M)
(70M)
(62.9M)
(54.2M)
(59.1M)
(55.5M)
(50.1M)
455.7M
381.8M
366.6M
362.9M
311.5M
296.7M
271.9M
376.7M
245.8M
248.9M
211.2M
201.1M
176.6M
155M
137.5M
117.9M
103.1M
104.2M
104.7M
89.9M

SEC Filings

JKHY - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 12, 2026
May 08, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 07, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 05, 2026
May 05, 2026
2026
8-K

8-K 2026

N/A

April 28, 2026
April 28, 2026
2026
8-K

8-K 2026

N/A

March 26, 2026
March 25, 2026
2026
10-Q

10-Q 2025 Q4

Q4

February 06, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 03, 2026
February 03, 2026
2026
8-K

8-K 2026

N/A

January 27, 2026
January 27, 2026
2026
8-K

8-K 2025

N/A

November 14, 2025
November 12, 2025
2025
10-Q

10-Q 2025 Q3

Q3

November 07, 2025
September 30, 2025
2025
Showing 1 to 10 of 434 filings