Jack Henry & Associates, Inc.

Jack Henry & Associates, Inc.

JKHYยทNASDAQ

$133.13

-5.0%
TechnologyInformation Technology Services

Jack Henry & Associates, Inc. provides technology solutions and payment processing services primarily for financial services organizations in the United States. It operates through four segments: Core, Payments, Complementary, and Corporate and Other. The company offers information and transaction processing solutions for banks ranging from community to multi-billion-dollar asset institutions under the Jack Henry Banking brand; core data processing solutions for various credit unions under the Symitar brand; and specialized financial performance, imaging and payments processing, information security and risk management, retail delivery, and online and mobile solutions to financial institutions and corporate entities under the ProfitStars brand. It also provides a suite of integrated applications required to process deposit, loan, and general ledger transactions, as well as to maintain centralized customer/member information; and complementary products and services that enable core bank and credit union clients to respond to evolving customer/member demands. The company's Jack Henry Banking business brand offers SilverLake, a robust primarily designed for commercial-focused banks; CIF 20/20, a parameter-driven, easy-to-use system for banks; and Core Director, a cost-efficient system with point-and-click operation. Its Symitar business brand provides Episys, a robust designed for credit unions. In addition, the company offers digital products and services and electronic payment solutions; purchases and resells hardware systems, including servers, workstations, scanners, and other devices; and provides implementation, training, and support services. Jack Henry & Associates, Inc. was founded in 1976 and is headquartered in Monett, Missouri.

At a Glance

Live Snapshot
Market Cap$9.46B
EPS6.2400
P/E Ratio21.33
Earnings Date08/18/2026
3Y+27.0%
5Y+26.0%
10Y+76.0%
3Y+18.0%
5Y+17.0%
10Y+71.0%
3Y+11.0%
5Y+79.0%
10Y+13.0%
JKHY

Jack Henry & Associates, Inc. Cash Conversion Engine

JKHY ยท NASDAQ
Net Income455.75M
Depreciation & Amortization204.75M
Stock-Based Compensation28.39M
Change in Working Capital-45.86M
Others1.97M
Capital Expenditures-53.36M
Free Cash Flow588.15M

Cash Flow Quality Analysis

FCF Conversion Rate

129.1%

Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.

CapEx Intensity

8.3%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

+15.3%

Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.

Working Capital Impact

-$45.86M

Minimal working capital impact on FCF. Changes in operating assets and liabilities well-managed.

Cash Flow Quality Insight

Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.

Jack Henry & Associates, Inc. Cash Flow Statement

JKHY โ€ข NASDAQ

Jack Henry & Associates, Inc. Cash Flow StatementJun 2025Jun 2024Jun 2023Jun 2022Jun 2021Jun 2020Jun 2019Jun 2018Jun 2017Jun 2016Jun 2015Jun 2014Jun 2013Jun 2012Jun 2011Jun 2010Jun 2009Jun 2008Jun 2007Jun 2006
OPERATING ACTIVITIES
455.7M
381.8M
366.6M
362.9M
362.9M
296.7M
271.9M
365M
245.8M
248.9M
211.2M
186.7M
176.6M
155M
137.5M
117.9M
103.1M
105.3M
105.6M
89.9M
204.8M
199.9M
190.7M
177.6M
177.6M
171.8M
271.5M
246.3M
139.8M
129.6M
119M
107.8M
100.3M
94.6M
90.5M
71.5M
64.1M
62M
51M
43.8M
-3.5M
-909K
-48.2M
31.9M
31.9M
24.6M
7.6M
-74.9M
30.9M
37.5M
29.4M
12.8M
24.1M
22.6M
20.5M
16.7M
7M
5.3M
4.2M
8.3M
28.4M
28.9M
28.6M
24.8M
24.8M
16.9M
12.6M
11.8M
11.1M
10.7M
10.1M
10.1M
10.1M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2M
3.8M
-4.5M
400K
400K
4.7M
161K
-954K
30.8M
-18.2M
-9.4M
-4.2M
18.7M
8.1M
5.7M
4.1M
3.2M
2M
192K
724K
-45.9M
-45.5M
-151.7M
-93M
-93M
-4.1M
-21.7M
-40.8M
-75.1M
-43.4M
13.4M
28.5M
-4.4M
-15.8M
-14.1M
8.5M
29.1M
6.4M
13.2M
26.7M
641.5M
568M
381.6M
504.6M
504.6M
510.5M
431.1M
412.1M
357.3M
365.1M
373.8M
341.7M
309.2M
264.6M
240.1M
218.7M
206.6M
181M
174.2M
169.4M
INVESTING ACTIVITIES
-231.2M
-232.4M
-207M
-191.4M
-191.4M
-177.5M
-170.8M
-149.9M
-148.2M
-164.6M
-145.3M
-111.7M
-97.6M
-79.3M
-59M
-80.1M
-56.2M
-54.8M
-54.9M
-61.5M
(3K)
(904K)
-201.7M
(45K)
(0.0)
-30.4M
-19.9M
-136.9M
(6.6M)
(28.6M)
(8.3M)
-20.1M
(530K)
(2.8M)
(0.0)
-425.6M
-3M
-47.2M
-39.3M
-16.5M
-2M
-8.6M
-1M
-5M
-5M
-1.2M
(0.0)
-5M
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-2M
-4M
-4M
-3M
-2M
-3.6M
-4.5M
1M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3M
4M
4M
3M
2M
4.8M
5M
0.0
0.0
0.0
0.0
45K
11.1M
-20K
0.0
0.0
0.0
0.0
0.0
-186K
-720K
0.0
0.0
0.0
-106K
109K
257K
-232.2M
-240.2M
-409.7M
-196.3M
-196.3M
-197.9M
-190.6M
-291.8M
-141.6M
-136M
-137M
-131.8M
-97.2M
-76.3M
-59M
-505.7M
-59.2M
-102.1M
-92.9M
-77.2M
FINANCING ACTIVITIES
-23.3M
-15.6M
-12.6M
-182.1M
-182.1M
-61.7M
-45.6M
-41.3M
-123.9M
-169.3M
-117.2M
-170.8M
-47.7M
-20M
21.8M
33.2M
-53.8M
-80.6M
-69.2M
-21.2M
-150M
-125M
159.9M
14.9M
14.9M
-33K
0.0
-50M
49.8M
-52.5M
38.3M
-22.2M
-145.2M
-35.3M
-229.5M
295.6M
-13.5M
-429K
19.4M
5.1M
-164.6M
-155.9M
-147.2M
-139.1M
-139.1M
-127.4M
-118.7M
-105M
-91.7M
-84.1M
-76.4M
-71.3M
-48.2M
-38.1M
-34.4M
-30.5M
-26.9M
-24.7M
-21.7M
-18.4M
-35.1M
-28.1M
-25M
-193.9M
-193.9M
-71.5M
-54.9M
-49M
-130.1M
-175.7M
-122.7M
-175.7M
-58.1M
-34.4M
(0.0)
(0.0)
-58.4M
-101M
-98.4M
-41.8M
-7.7M
-5.4M
-8.5M
-4.2M
-4.2M
-3.7M
-14M
-7.3M
-5.5M
-1.3M
-3.6M
-3.2M
-305K
-647K
-1.5M
-4M
-487K
3.8M
4.6M
4.7M
-345.7M
-301.8M
-8.4M
-310.5M
-310.5M
-192.9M
-178.3M
-203.6M
-171.3M
-307.2M
-158.9M
-267.4M
-241.3M
-94.1M
-243.5M
294.3M
-94.7M
-101.9M
-66.9M
-29.7M
CASH FLOW SUMMARY
63.7M
26M
-36.5M
-2.2M
-2.2M
119.7M
62.2M
-83.3M
44.5M
-78M
77.9M
-57.5M
-29.4M
94.2M
-62.4M
7.3M
52.7M
-23.1M
14.5M
74.1M
38.3M
12.2M
48.8M
51M
51M
93.6M
31.4M
114.8M
70.3M
148.3M
70.4M
127.9M
157.3M
63.1M
125.5M
118.3M
65.6M
88.6M
74.1M
0.0
102M
38.3M
12.2M
48.8M
48.8M
213.3M
93.6M
31.4M
114.8M
70.3M
148.3M
70.4M
127.9M
157.3M
63.1M
125.5M
118.3M
65.6M
88.6M
74.1M
588.1M
509.9M
342.4M
470M
313.2M
333M
377.5M
372M
315.4M
308.8M
319.4M
308.5M
262.9M
223.1M
208M
164.2M
175M
149.9M
140M
124M

SEC Filings

JKHY - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 12, 2026
May 08, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 07, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 05, 2026
May 05, 2026
2026
8-K

8-K 2026

N/A

April 28, 2026
April 28, 2026
2026
8-K

8-K 2026

N/A

March 26, 2026
March 25, 2026
2026
10-Q

10-Q 2025 Q4

Q4

February 06, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 03, 2026
February 03, 2026
2026
8-K

8-K 2026

N/A

January 27, 2026
January 27, 2026
2026
8-K

8-K 2025

N/A

November 14, 2025
November 12, 2025
2025
10-Q

10-Q 2025 Q3

Q3

November 07, 2025
September 30, 2025
2025
Showing 1 to 10 of 434 filings