ISBA - NASDAQ
Isabella Bank Corporation
$40.10
-3.7%Isabella Bank Corporation operates as the bank holding company for Isabella Bank that provides various banking products and services to businesses, institutions, and individuals and their families. Its deposit products include checking accounts, savings accounts, certificates of deposit, direct deposits, and money market accounts. The company's loan portfolio comprises commercial, agricultural, and residential real estate loans, as well as consumer loans, including secured and unsecured personal loans. It also offers cash management, mobile and internet banking, electronic bill pay, automated teller machines, trust and investment, estate planning, and safe deposit box rental services; and group life, health, accident, disability, and other insurance products, as well as other employee benefit programs. As of December 31, 2021, the company operated 30 banking offices in Clare, Gratiot, Isabella, Mecosta, Midland, Montcalm, and Saginaw counties. Isabella Bank Corporation was founded in 1903 and is headquartered in Mount Pleasant, Michigan.
At a Glance
Live SnapshotIsabella Bank Corporation Management Team
Mr. William M. Schaefer
Chief Financial Officer
Compensation
$219,514
Mr. Jerome E. Schwind
President, Chief Executive Officer & Director
Compensation
$531,780
Ms. Jennifer L. Gill
Vice President & Controller
Ms. Debra A. Campbell
Vice President & Corporate Secretary
Mr. Michael P. Prisby
Vice President & Treasurer
Isabella Bank Corporation Insider Positioning
During the last 12 months, insiders have purchased $146K and sold $93K worth of ISBA shares, resulting in $53K of net buying activity.
3 Months
19
844.00
0
0.00
+844
+$844
3-6 Months
2.7K
124.52K
0
0.00
+125K
+$125K
6-9 Months
0
0.00
0
0.00
+0
+$0
9-12 Months
616
20.38K
3.0K
93.15K
-73K
-$73K
Top Buyers
Coffin Melinda Marie
Director
$23K
Sackett Brian Roy
Director
$21K
Schwind Jerome E
Director, Officer: President & Ceo
$17K
Mcdonnell Neil Michael
Director, Officer: President
$17K
Opperman Sarah R
Director
$15K
Top Sellers
Evans Jae A
Director
$93K
Insider Activity Analysis
Net Insider Sentiment
Moderately bullish with $53K net buying. Insiders show cautious optimism through measured share purchases.
Buy/Sell Ratio
Positive buy/sell ratio. Buying exceeds or matches selling, indicating net positive insider sentiment.
Recent Trend (3 Months)
Very strong recent buying momentum. Recent insider purchases significantly outpace sales, suggesting near-term optimism.
Insider Participation
5 insider buyers vs. 1 sellers. Broad-based buying across management team suggests widespread confidence.
Insider Activity Insight
Broad-based insider buying: When multiple insiders independently decide to purchase shares, it often reflects genuine confidence rather than coordinated optics. This pattern deserves attention, especially if buying followed a price decline.
SEC Filings
ISBA - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
DEF 14A DEF 14A 2026 N/A | March 23, 2026 | May 05, 2026 | 2026 | |
DEF 14A DEF 14A 2025 N/A | March 25, 2025 | May 06, 2025 | 2025 | |
DEF 14A DEF 14A 2024 N/A | March 25, 2024 | May 07, 2024 | 2024 | |
DEF 14A DEF 14A 2023 N/A | March 27, 2023 | May 09, 2023 | 2023 | |
DEF 14A DEF 14A 2022 N/A | March 25, 2022 | May 03, 2022 | 2022 | |
DEF 14A DEF 14A 2021 N/A | March 26, 2021 | May 04, 2021 | 2021 | |
DEF 14A DEF 14A 2020 N/A | March 27, 2020 | May 05, 2020 | 2020 | |
DEF 14A DEF 14A 2019 N/A | March 25, 2019 | May 07, 2019 | 2019 | |
DEF 14A DEF 14A 2018 N/A | March 28, 2018 | May 08, 2018 | 2018 | |
DEF 14A DEF 14A 2017 N/A | March 20, 2017 | May 02, 2017 | 2017 |
Research Paths
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.