Isabella Bank Corporation

Isabella Bank Corporation

ISBAยทNASDAQ

$40.10

-3.7%
Financial ServicesBanks - Regional

Isabella Bank Corporation operates as the bank holding company for Isabella Bank that provides various banking products and services to businesses, institutions, and individuals and their families. Its deposit products include checking accounts, savings accounts, certificates of deposit, direct deposits, and money market accounts. The company's loan portfolio comprises commercial, agricultural, and residential real estate loans, as well as consumer loans, including secured and unsecured personal loans. It also offers cash management, mobile and internet banking, electronic bill pay, automated teller machines, trust and investment, estate planning, and safe deposit box rental services; and group life, health, accident, disability, and other insurance products, as well as other employee benefit programs. As of December 31, 2021, the company operated 30 banking offices in Clare, Gratiot, Isabella, Mecosta, Midland, Montcalm, and Saginaw counties. Isabella Bank Corporation was founded in 1903 and is headquartered in Mount Pleasant, Michigan.

At a Glance

Live Snapshot
Market Cap$294.04M
EPS2.5600
P/E Ratio15.66
Earnings Date07/17/2026
0.61%
Dividend Yield
12%
3Y-44.0%
5Y-50.0%
10Y-29.0%
41.18%
Dividend Payout Ratio
-4%
3Y+6.0%
5Y+4.0%
10Y-25.0%
3Y-3.0%
5Y-6.0%
10Y+8.0%
Isabella Bank Corporation

Isabella Bank Corporation Dividend History

ISBA ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

ISBA Dividend Payment History

ISBA ยท NASDAQ

Total Payments

50

Latest Dividend

$0.2800

Annual Amount

$1.4000

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
May 26, 2026
Jun 26, 2026Jun 30, 2026
$0.2800
$0.2800
Quarterly0.00%
Feb 25, 2026
Mar 27, 2026Mar 31, 2026
$0.2800
$0.2800
Quarterly0.00%
Nov 20, 2025
Dec 17, 2025Dec 19, 2025
$0.2800
$0.2800
Quarterly0.00%
Aug 28, 2025
Sep 26, 2025Sep 30, 2025
$0.2800
$0.2800
Quarterly0.00%
May 29, 2025
Jun 26, 2025Jun 30, 2025
$0.2800
$0.2800
Quarterly0.00%
Feb 24, 2025
Mar 27, 2025Mar 31, 2025
$0.2800
$0.2800
Quarterly0.00%
Nov 21, 2024
Dec 16, 2024Dec 18, 2024
$0.2800
$0.2800
Quarterly0.00%
Aug 28, 2024
Sep 26, 2024Sep 30, 2024
$0.2800
$0.2800
Quarterly0.00%
May 29, 2024
Jun 26, 2024Jun 28, 2024
$0.2800
$0.2800
Quarterly0.00%
Feb 28, 2024
Mar 27, 2024Mar 29, 2024
$0.2800
$0.2800
Quarterly0.00%
Nov 29, 2023
Dec 13, 2023Dec 15, 2023
$0.2800
$0.2800
Quarterly0.00%
Sep 6, 2023
Sep 27, 2023Sep 29, 2023
$0.2800
$0.2800
Quarterly0.00%
Jun 1, 2023
Jun 28, 2023Jun 30, 2023
$0.2800
$0.2800
Quarterly0.00%
Feb 27, 2023
Mar 29, 2023Mar 31, 2023
$0.2800
$0.2800
Quarterly0.00%
Dec 6, 2022
Dec 14, 2022Dec 16, 2022
$0.2800
$0.2800
Quarterly+3.70%
Aug 31, 2022
Sep 28, 2022Sep 30, 2022
$0.2700
$0.2700
Quarterly0.00%
May 31, 2022
Jun 28, 2022Jun 30, 2022
$0.2700
$0.2700
Quarterly0.00%
Feb 25, 2022
Mar 29, 2022Mar 31, 2022
$0.2700
$0.2700
Quarterly0.00%
Nov 27, 2021
Dec 14, 2021Dec 17, 2021
$0.2700
$0.2700
Quarterly0.00%
Aug 31, 2021
Sep 28, 2021Sep 30, 2021
$0.2700
$0.2700
Quarterly0.00%
Jun 1, 2021
Jun 28, 2021Jun 30, 2021
$0.2700
$0.2700
Quarterly0.00%
Mar 1, 2021
Mar 26, 2021Mar 31, 2021
$0.2700
$0.2700
Quarterly0.00%
Nov 30, 2020
Dec 16, 2020Dec 18, 2020
$0.2700
$0.2700
Quarterly0.00%
Sep 1, 2020
Sep 28, 2020Sep 30, 2020
$0.2700
$0.2700
Quarterly0.00%
May 27, 2020
Jun 26, 2020Jun 30, 2020
$0.2700
$0.2700
Quarterly0.00%
Feb 26, 2020
Mar 26, 2020Mar 31, 2020
$0.2700
$0.2700
Quarterly0.00%
Nov 26, 2019
Dec 27, 2019Dec 31, 2019
$0.2700
$0.2700
Quarterly+3.85%
Aug 28, 2019
Sep 26, 2019Sep 30, 2019
$0.2600
$0.2600
Quarterly0.00%
May 29, 2019
Jun 26, 2019Jun 28, 2019
$0.2600
$0.2600
Quarterly0.00%
Feb 27, 2019
Mar 26, 2019Mar 29, 2019
$0.2600
$0.2600
Quarterly0.00%
Nov 28, 2018
Dec 27, 2018Dec 31, 2018
$0.2600
$0.2600
Quarterly0.00%
Aug 22, 2018
Sep 26, 2018Sep 28, 2018
$0.2600
$0.2600
Quarterly0.00%
May 23, 2018
Jun 27, 2018Jun 29, 2018
$0.2600
$0.2600
Quarterly0.00%
Feb 28, 2018
Mar 28, 2018Mar 30, 2018
$0.2600
$0.2600
Quarterly0.00%
Nov 29, 2017
Dec 26, 2017Dec 29, 2017
$0.2600
$0.2600
Quarterly0.00%
Aug 23, 2017
Sep 27, 2017Sep 29, 2017
$0.2600
$0.2600
Quarterly+4.00%
N/A
Jun 27, 2017Jun 30, 2017
$0.2500
$0.2500
Quarterly0.00%
Feb 22, 2017
Mar 28, 2017Mar 31, 2017
$0.2500
$0.2500
Quarterly0.00%
Nov 22, 2016
Dec 27, 2016Dec 30, 2016
$0.2500
$0.2500
Quarterly0.00%
Aug 24, 2016
Sep 27, 2016Sep 30, 2016
$0.2500
$0.2500
Quarterly+4.17%
May 25, 2016
Jun 27, 2016Jun 30, 2016
$0.2400
$0.2400
Quarterly0.00%
Feb 24, 2016
Mar 26, 2016Mar 31, 2016
$0.2400
$0.2400
Quarterly0.00%
Nov 20, 2015
Dec 24, 2015Dec 31, 2015
$0.2400
$0.2400
Quarterly0.00%
Aug 28, 2015
Sep 25, 2015Sep 30, 2015
$0.2400
$0.2400
Quarterly+4.35%
May 27, 2015
Jun 25, 2015Jun 30, 2015
$0.2300
$0.2300
Quarterly0.00%
Feb 27, 2015
Mar 25, 2015Mar 31, 2015
$0.2300
$0.2300
Quarterly0.00%
Nov 26, 2014
Dec 22, 2014Dec 31, 2014
$0.2300
$0.2300
Quarterly+4.55%
Aug 27, 2014
Sep 25, 2014Sep 30, 2014
$0.2200
$0.2200
Quarterly0.00%
May 28, 2014
Jun 25, 2014Jun 30, 2014
$0.2200
$0.2200
Quarterly0.00%
Feb 26, 2014
Mar 26, 2014Mar 31, 2014
$0.2200
$0.2200
Quarterly-
isba

Isabella Bank Corporation Payout Ratio Analysis

ISBA ยท NASDAQ
Dividends Paid
-8.09M
2025
Net Income
18.91M
2025
Payout Ratio
42.76%
2025

Dividend Sustainability Analysis

Payout Ratio
42.76%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
34.6%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
+0.8%

Flat or modest dividend growth. Company maintaining dividend but not increasing aggressively. Monitor whether due to business maturity or temporary headwinds.

Sustainability
Excellent

Highly sustainable dividend with strong coverage, growing payouts, and solid cash generation. Low risk of dividend cuts.