IF Bancorp, Inc.

IF Bancorp, Inc.

IROQยทNASDAQ

$26.55

+0.0000%
Financial ServicesBanks - Regional

IF Bancorp, Inc. operates as the savings and loan holding company for Iroquois Federal Savings and Loan Association that provides a range of banking and financial services to individual and corporate clients. The company offers various deposit accounts, including savings accounts, certificates of deposit, money market accounts, commercial and personal checking accounts, individual retirement accounts, and health savings accounts. It also provides loans comprising one- to four-family residential mortgage loans; multi-family mortgage loans; commercial real estate loans, such as farm loans; home equity lines of credit; commercial business loans; and consumer loans primarily consisting of automobile loans, as well as construction loans and land development loans. In addition, the company sells property and casualty insurance, as well as offers annuities; mutual funds; individual and group retirement plans; life, disability, and health insurance; individual securities; managed accounts; and other financial services. Further, it invests in securities; and provides ATM, online banking and bill pay, mobile banking, ACH origination, remote deposit capture, and telephone banking services. As of August 31, 2021, it operated a network of seven full-service banking offices located in Watseka, Danville, Clifton, Hoopeston, Savoy, Bourbonnais, and Champaign, Illinois; and a loan production and wealth management office in Osage Beach, Missouri. IF Bancorp, Inc. was founded in 1883 and is headquartered in Watseka, Illinois.

At a Glance

Live Snapshot
Market Cap$88.98M
EPS1.3700
P/E Ratio19.38
Earnings Date04/27/2026
3Y+4.0%
5Y+21.0%
10Y+49.0%
3Y+3.0%
5Y+23.0%
10Y+58.0%
3Y+14.0%
5Y-1.0%
10Y-3.0%
iroq

IF Bancorp, Inc. Funding & Solvency Profile

IROQ ยท NASDAQ
Cash & Cash Equivalents20.09M
Net Receivables3.54M
Inventory0.00
Other Current Assets-4.97M
Total Current Assets4 M
Property, Plant & Equipment0.00
Goodwill & Intangible Assets1.43M
Long-Term Investments0.00
Other Non-Current Assets886.23M
Total Non-Current Assets886 M
Total Assets
887.66M

Financial Health Analysis

Current Ratio

0.00x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

9.85x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-719574000

Negative working capital indicates short-term liabilities exceed short-term assetsโ€”potential liquidity stress.

Asset Composition

0% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

IF Bancorp, Inc. Balance Sheet

IROQ โ€ข NASDAQ

IF Bancorp, Inc. Balance SheetJun 2025Jun 2024Jun 2023Jun 2022Jun 2021Jun 2020Jun 2019Jun 2018Jun 2017Jun 2016Jun 2015Jun 2014Jun 2013Jun 2012Jun 2011Jun 2010Jun 2009
ASSETS
CURRENT ASSETS
20.1M
9.8M
12.2M
77.3M
65M
36.5M
62.6M
6.5M
9.5M
6.7M
13.5M
13M
6.8M
8.4M
60.8M
6.8M
11.9M
0.0
190.5M
201.3M
220.9M
189.9M
162.4M
146.3M
126M
111.6M
121.3M
170.6M
184.6M
200.8M
223.3M
0.0
0.0
0.0
5M
200.3M
213.5M
298.2M
254.9M
198.9M
208.9M
132.5M
121.1M
128M
184.1M
197.6M
207.7M
231.7M
60.8M
6.8M
11.9M
3.5M
3.5M
2.8M
2M
1.9M
1.9M
2.1M
1.8M
1.5M
1.8M
1.7M
1.8M
1.7M
1.9M
1.7M
1.7M
1.7M
3.5M
3.5M
2.8M
2M
1.9M
1.9M
2.1M
1.8M
1.5M
1.8M
1.7M
1.8M
1.7M
1.9M
1.7M
1.7M
1.7M
-5M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3.5M
203.8M
216.3M
300.2M
256.8M
200.8M
211M
134.3M
122.7M
129.8M
185.8M
199.4M
209.3M
233.6M
62.4M
8.6M
13.6M
NON-CURRENT ASSETS
0.0
10.6M
11.1M
9.5M
9.8M
10.2M
10.7M
10.2M
5.8M
4.6M
4.8M
5.1M
4.3M
4.4M
4.1M
4.2M
4.1M
1.4M
1.5M
1.5M
1.5M
1M
715K
853K
866K
710K
440K
505K
506K
502K
329K
408K
156.3K
161.6K
1.4M
1.5M
1.5M
1.5M
1M
715K
853K
866K
710K
440K
505K
506K
502K
329K
408K
156.3K
161.6K
0.0
639.3M
587.5M
518.9M
513.4M
509.8M
487.8M
476.5M
440.3M
443.7M
356.2M
329.9M
315.8M
258.9M
430.3M
360M
348.7M
0.0
10.5M
11M
9.2M
1.7M
630K
2.1M
4M
3.7M
1.7M
2.2M
2.1M
3.2M
0.0
337K
0.0
0.0
886.2M
22.1M
21.6M
18.3M
14.7M
13.4M
11.4M
13M
12.2M
15.2M
14.1M
14.4M
14.4M
14.1M
13.2M
11.9M
10.6M
887.7M
684M
632.7M
557.3M
540.6M
534.7M
512.8M
504.6M
462.8M
465.7M
377.9M
352M
338.2M
277.7M
448.4M
376.2M
363.5M
887.7M
887.7M
849M
857.6M
797.3M
735.5M
723.9M
638.9M
585.5M
595.6M
563.7M
551.3M
547.5M
511.3M
510.8M
384.8M
377.2M
LIABILITIES
CURRENT LIABILITIES
1.9M
3M
1.7M
176K
199K
537K
801K
188K
55K
59K
65K
96K
44K
43K
158K
185K
342.3K
1.9M
3M
1.7M
176K
199K
537K
801K
188K
55K
59K
65K
96K
44K
43K
158K
185K
342.3K
24.3M
17.8M
10.8M
9.2M
9.2M
6.7M
2M
2.3M
2.2M
4.4M
4M
2.3M
1.7M
0.0
0.0
0.0
0.0
697M
727.2M
735.3M
752M
667.6M
601.7M
607M
480.4M
439.1M
433.7M
415.5M
404.6M
371.2M
344.5M
444.1M
320.6M
313.3M
723.1M
748M
747.8M
761.4M
677.1M
609M
609.8M
482.9M
441.4M
438.2M
419.6M
407M
372.9M
344.5M
444.2M
320.7M
313.6M
NON-CURRENT LIABILITIES
48.6M
58.2M
19.5M
15M
25M
34.5M
24M
67.5M
53.5M
67M
58M
56.8M
87.5M
75M
22.5M
22.5M
26.5M
757.2M
7.6M
10M
9.5M
10M
9.5M
7.6M
6.9M
6.6M
6.4M
5.6M
5.5M
5.4M
5.2M
4.7M
4.3M
3.8M
805.8M
65.9M
29.5M
24.5M
35M
44M
31.6M
74.4M
60.1M
73.4M
63.6M
62.2M
92.9M
80.2M
27.2M
26.8M
30.3M
805.8M
813.8M
777.2M
785.9M
712M
653M
641.4M
557.2M
501.5M
511.6M
483.2M
469.3M
465.8M
424.7M
471.4M
347.5M
343.9M
SHAREHOLDERS' EQUITY
33K
33K
33K
32K
32K
32K
36K
39K
39K
40K
41K
44K
46K
48K
0.0
0.0
0.0
52.3M
51.9M
51.5M
50.3M
49.6M
49.2M
48.8M
48.4M
47.9M
47.5M
47M
46.7M
46.5M
46.4M
0.0
0.0
0.0
46.9M
43.9M
43.4M
40.4M
35.6M
31.2M
35.4M
38.9M
39.1M
37.1M
35.5M
37.5M
39.1M
38.7M
37.3M
34.5M
31.8M
-17.4M
-20.6M
-21.6M
-17.3M
1.9M
4.2M
565K
-3.1M
-367K
2.2M
999K
1.1M
-385K
5.2M
2.1M
2.8M
1.4M
0.0
-1.3M
-1.5M
-1.7M
-1.9M
-2.1M
-2.3M
-2.5M
-2.7M
-2.9M
-3.1M
-3.3M
-3.5M
-3.7M
0.0
0.0
0.0
81.8M
73.9M
71.8M
71.7M
85.3M
82.6M
82.5M
81.7M
84M
84M
80.4M
82.1M
81.7M
86.6M
39.4M
37.3M
33.3M
81.8M
73.9M
71.8M
71.7M
85.3M
82.6M
82.5M
81.7M
84M
84M
80.4M
82.1M
81.7M
86.6M
39.4M
37.3M
33.3M
SUMMARY
887.7M
887.7M
849M
857.6M
797.3M
735.5M
723.9M
638.9M
585.5M
595.6M
563.7M
551.3M
547.5M
511.3M
510.8M
384.8M
377.2M
0.0
829.8M
788.8M
739.8M
703.3M
672.2M
634.1M
602.5M
551.9M
565.1M
526.8M
514.5M
516.6M
482.2M
430.3M
360M
348.7M
72.9M
76M
30.3M
24.2M
34.2M
41.2M
26M
69.8M
55.7M
71.4M
62M
59.1M
89.2M
75M
22.5M
22.5M
26.5M
52.8M
66.2M
18M
-53.1M
-30.7M
4.8M
-36.6M
62.7M
45.7M
64.7M
48.6M
46.1M
82.3M
66.6M
-38.3M
15.7M
14.6M
3,236,080
3,236,080
3,236,080
3,236,080
3,236,080
3,236,080
3,236,080
3,236,080
3,236,080
3,236,080
3,236,080
3,236,080
3,236,080
3,236,080
3,236,080
3,236,080
3,236,080

SEC Filings

IROQ - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

March 13, 2026
March 12, 2026
2026
8-K

8-K 2026

N/A

March 10, 2026
March 09, 2026
2026
10-Q

10-Q 2025 Q4

Q4

February 12, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 04, 2026
February 03, 2026
2026
8-K

8-K 2026

N/A

January 30, 2026
January 30, 2026
2026
8-K

8-K 2026

N/A

January 27, 2026
January 26, 2026
2026
8-K

8-K 2026

N/A

January 14, 2026
January 14, 2026
2026
10-Q

10-Q 2025 Q3

Q3

November 12, 2025
September 30, 2025
2025
8-K

8-K 2025

N/A

October 31, 2025
October 31, 2025
2025
8-K

8-K 2025

N/A

October 30, 2025
October 29, 2025
2025
Showing 1 to 10 of 202 filings