IF Bancorp, Inc.

IF Bancorp, Inc.

IROQยทNASDAQ

$26.55

+0.0000%
Financial ServicesBanks - Regional

IF Bancorp, Inc. operates as the savings and loan holding company for Iroquois Federal Savings and Loan Association that provides a range of banking and financial services to individual and corporate clients. The company offers various deposit accounts, including savings accounts, certificates of deposit, money market accounts, commercial and personal checking accounts, individual retirement accounts, and health savings accounts. It also provides loans comprising one- to four-family residential mortgage loans; multi-family mortgage loans; commercial real estate loans, such as farm loans; home equity lines of credit; commercial business loans; and consumer loans primarily consisting of automobile loans, as well as construction loans and land development loans. In addition, the company sells property and casualty insurance, as well as offers annuities; mutual funds; individual and group retirement plans; life, disability, and health insurance; individual securities; managed accounts; and other financial services. Further, it invests in securities; and provides ATM, online banking and bill pay, mobile banking, ACH origination, remote deposit capture, and telephone banking services. As of August 31, 2021, it operated a network of seven full-service banking offices located in Watseka, Danville, Clifton, Hoopeston, Savoy, Bourbonnais, and Champaign, Illinois; and a loan production and wealth management office in Osage Beach, Missouri. IF Bancorp, Inc. was founded in 1883 and is headquartered in Watseka, Illinois.

At a Glance

Live Snapshot
Market Cap$88.98M
EPS1.3700
P/E Ratio19.38
Earnings Date04/27/2026
0.74%
Dividend Yield
-4%
3Y-
5Y-
10Y+59.0%
48.72%
Dividend Payout Ratio
5%
3Y-
5Y-
10Y+43.0%
IF Bancorp, Inc.

IF Bancorp, Inc. Dividend History

IROQ ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

IROQ Dividend Payment History

IROQ ยท NASDAQ

Total Payments

25

Latest Dividend

$0.2000

Annual Amount

$0.6000

Frequency

Semi-Annual

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Aug 12, 2025
Sep 26, 2025Oct 17, 2025
$0.2000
$0.2000
Semi-Annual0.00%
Feb 12, 2025
Mar 21, 2025Apr 15, 2025
$0.2000
$0.2000
Semi-Annual0.00%
Aug 13, 2024
Sep 27, 2024Oct 18, 2024
$0.2000
$0.2000
Semi-Annual0.00%
Feb 13, 2024
Mar 22, 2024Apr 15, 2024
$0.2000
$0.2000
Semi-Annual0.00%
Aug 9, 2023
Sep 22, 2023Oct 13, 2023
$0.2000
$0.2000
Semi-Annual0.00%
Feb 15, 2023
Mar 24, 2023Apr 14, 2023
$0.2000
$0.2000
Semi-Annual0.00%
Aug 10, 2022
Sep 23, 2022Oct 14, 2022
$0.2000
$0.2000
Semi-Annual+14.29%
Feb 9, 2022
Mar 25, 2022Apr 15, 2022
$0.1750
$0.1750
Semi-Annual0.00%
Aug 11, 2021
Sep 24, 2021Oct 15, 2021
$0.1750
$0.1750
Semi-Annual+16.67%
Feb 10, 2021
Mar 26, 2021Apr 16, 2021
$0.1500
$0.1500
Semi-Annual0.00%
Aug 12, 2020
Sep 25, 2020Oct 16, 2020
$0.1500
$0.1500
Semi-Annual0.00%
Feb 11, 2020
Mar 20, 2020Apr 10, 2020
$0.1500
$0.1500
Semi-Annual0.00%
Aug 13, 2019
Sep 23, 2019Oct 18, 2019
$0.1500
$0.1500
Semi-Annual+20.00%
Feb 12, 2019
Mar 22, 2019Apr 12, 2019
$0.1250
$0.1250
Semi-Annual0.00%
Aug 14, 2018
Sep 24, 2018Oct 19, 2018
$0.1250
$0.1250
Semi-Annual+25.00%
Feb 13, 2018
Mar 23, 2018Apr 13, 2018
$0.1000
$0.1000
Semi-Annual0.00%
Aug 11, 2017
Sep 25, 2017Oct 20, 2017
$0.1000
$0.1000
Semi-Annual+25.00%
Feb 16, 2017
Mar 24, 2017Apr 14, 2017
$0.0800
$0.0800
Semi-Annual0.00%
Sep 16, 2016
Sep 26, 2016Oct 14, 2016
$0.0800
$0.0800
Semi-Annual0.00%
Feb 11, 2016
Mar 25, 2016Apr 15, 2016
$0.0800
$0.0800
Semi-Annual+60.00%
Sep 9, 2015
Sep 21, 2015Oct 14, 2015
$0.0500
$0.0500
Semi-Annual0.00%
Feb 12, 2015
Mar 24, 2015Apr 15, 2015
$0.0500
$0.0500
Semi-Annual0.00%
Sep 11, 2014
Sep 22, 2014Oct 15, 2014
$0.0500
$0.0500
Semi-Annual0.00%
Feb 14, 2014
Mar 24, 2014Apr 15, 2014
$0.0500
$0.0500
Semi-Annual0.00%
Sep 12, 2013
Sep 23, 2013Oct 15, 2013
$0.0500
$0.0500
Quarterly-
iroq

IF Bancorp, Inc. Payout Ratio Analysis

IROQ ยท NASDAQ
Dividends Paid
-1.29M
2025
Net Income
4.30M
2025
Payout Ratio
29.88%
2025

Dividend Sustainability Analysis

Payout Ratio
29.88%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
19.7%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
-0.5%

Dividend cut is concerning. Investigate whether due to one-time factors or fundamental business deterioration. Reassess dividend sustainability.

Sustainability
Good

Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.